BANK EXAMS GENERAL AWARENESS QUESTIONS

1) This agency issued guidelines on distance marketing of products on 6 April 2011 to protect the interest of people who buy policies over phone or Internet. Identify the agency.
a. SEBI
b. IRDA
c. TRAI
d. DoT
2) In India’s first sale of rupee perpetual bonds by a non-finance company Rs 1500 crore ($332 million) was raised. Name the non-finance company.

a. Tata Steel
b. Pantallons Retail
c. RIL
d. Maruti Suzuki
3) Which of the following Indian cricket players took the highest number of wickets in the recently concluded ICC World Cup 2011 along with Pakistan’s Shahid Afridi?
a. Yuvraj Singh
b. Zaheer Khan
c. Munaf Patel
d. Harbhajan Singh
4) Union Sports Ministry on 6 April 2011 formed a committee to fine-tune the draft National Sports Development Bill. Who is heading the committee?
a. Justice Mukul Mudgal
b. Justice Tej Pratap Singh Mann
c. Justice Gurdev Singh
d. Justice Jaswant Singh Phogat
5) Name the cricketer who beat Michael Clarke by a comfortable 15-vote margin to bag the Allan Border Medal besides being named Australia’s ODI Player of the Year in Feb 2010?
a. Shane Watson
b. Simon Katich
c. Mitchell Johnson
d. Sachin Tendulkar
6) Record food grain production helped to reduce food inflation to a four month low for the week ending 26 March 2011. What was the inflation percentage for the week?
a. 9.18%
b. 9.25%
c. 9.21%
d. 9.36%
7) Praveen Kumar Tripathi took over as the Chief Secretary of which of the following governments on 4 April 2011?
a. Delhi Government
b. Haryana Government
c. Uttar Pradesh Government
d. Uttarakhand Government
8) The Union Government gifted a Kendriya Vidyalaya to a nondescript village Indrapura to which of the following Indian states?
a. Bihar
b. Odisha
c. Rajasthan
d. Madhya Pradesh
9) The Supreme Court on 5 April 2011 passed an order to lift iron export ban imposed by which of the following Indian states on 26 July 2010 and also ordered it to implement the new rules for regulating iron ore mining and transportation?
a. Tamil Nadu
b. Andhra Pradesh
c. Karnataka
d. Odisha
10) To enhance credit worthiness of economically weaker sections and LIG households, a Mortgage Risk Guarantee Fund was announced to be created under which of the following scheme or Yojana?
a. Rajiv Awas Yojana
b. Rajiv Gandhi Grameen Vidyutikaran Yojana
c. Indira Awas Yojana
d. Mahatama Gandhi NREGA
11) Which agency issued guidelines on distance marketing of products on 6 April 2011 to protect the interest of people who buy policies over phone or Internet?
a. SEBI
b. IRDA
c. TRAI
d. DoT
12) Buyer's Credit was launched by the Commerce and Industry Minister, Anand Sharma, on 6 April 2011 to boost project exports from India. Under which of the following was Buyer’s Credit launched?
a. National Export Insurance Account
b. Export-Import Bank of India
c. Export Credit Guarantee Corporation of India
d. Reserve Bank of India
13) Read the two statements mentioned with regard to the budgetary allocations for addressing environmental concerns.
1. The budget proposed that the solar lantern used in far-flung villages will attract no duty from 10 per cent charged earlier.
2. To provide green and clean transportation for the masses, National Mission for Hybrid and Electric Vehicles will be launched in the year 2011 in collaboration with all stakeholders. Which of them is true?
a. Only 1
b. Only 2
c. Both 1 & 2
d. None of the above
14) 21 year old Marjan Kalhor is the first Iranian woman to have entered an Olympic event. She is a participant in the 2010 Winter Olympics that began in Vancouver on 12 Feb 2010. Which sport is she associated with?
a. Ski
b. Shot put
c. Cycling
d. Bobsleigh
15) With his victory in the men’s large hill ski jump on 20 Feb 2010 at the Vancouver Olympics, he became the first person to win four individual gold ski jumping medals. Name this sportsperson.
a. Simon Ammann (Switzerland)
b. Ahonen Janne (Finland)
c. Alexander Nicholas (USA)
d. Bardal Anders (Norway)
16) The Indian Government in April 2011 issued a notice to which of the following companies to terminate licences for Kerala, West Bengal and Assam for delay in roll- out of services in these three circles?
a. Sistema Shyam Teleservices
b. Tata Teleservices
c. Reliance
d. BSNL
17) Which Italian luxury sports car makers on 6 April 2011 announced its entry into the Indian market where it will sell its high-performance cars priced between Rs1.20 crore and Rs1.43 crore?
a. Maserati
b. Bentley
c. Aston Martin
d. Maybach
18) Who did HDFC Bank, the country's second-largest private sector lender appoint in March 2011 to head its investment banking division?
a. Rakesh Singh
b. Charul Madan
c. Gaurav Khungar
d. Atul Singh
19) Gangaur, a festival which marks the union of Lord Shiva and his consort, Goddess Parvati is celebrated for 18 days from the day after Holi in which of the following Indian states?
a. Rajasthan
b. Karnataka
c. Tamil Nadu
d. Uttaranchal
20) Read the following statements with regard to the allocation in the Educational sector as proposed by Union Budget 2011-12.
1. For Sarva Siksha Abhiyan the allocation was increased by 40 percent to 21000 crore rupees.
2. All institutions of higher learning will be connected through optical fibers by March 2012.
3. 500 crore rupees was proposed to be provided for national skill development fund.
4. For the needy scheduled castes ad scheduled tribe candidates studying in class-IX and Xth pre-matric scholarship scheme was proposed to be introduced. Which of the above mentioned statements is not true?
a. 1
b. 2
c. 3 & 4
d. 4
21) Scientists recently developed a computer that could be controlled by the power of thought. It would help people unable to speak or move. What is the name of the technology which they used to develop this kind of computer?
a. electrocortiography
b. symbian C++
c. java
d. flash lite
22) Which of the following companies bought the Pringles brand from Procter & Gamble Co for $1.5 billion?
a. Diamond Foods Inc
b. PepsiCo's Frito-Lay
c. Emerald Nuts
d. Kettle Potato Chips
23) Online marketplace eBay India, in association with leading apparel brand Reebok auctioned a bat autographed by Indian cricketer Mahendra Singh Dhoni. The proceeds of the auction will go to which of the following NGOs?
a. Oxfem
b. CRY
c. All Bengal Women’s Union
d. UNEM
24) Which Indian hockey player was in April 2011 named captain of the Indian Hockey team the upcoming Sultan Azlan Shah Cup scheduled to be played in Malaysia from 5-15 May 2011?
a. Arjun Halappa
b. Rajpal Singh
c. Bharat Kumar Chetri
d. Mohd. Amir Khan
25) Under the Godfrey Phillips Zonal Bravery Awards given away by the former ruler of Jodhpur, Gaj Singh in Jaipur on 5 April 2011, which of the following NGOs was honoured with the Amodhini Award of Rs.1 lakh?
a. Udyogini
b. Charities Aid Foundation
c. CRY
d. Akhil Bharatiya Vanavasi Kalyan Ashram
26) The Basic Customs Duty exemption was proposed to be extended to which of the following sectors?
a. art and antiquities for exhibition or display in private art galleries
b. Cinematographic film, factory-built ambulances
c. syringes and needles
d. agricultural machinery
27) A massive Tsunami caused by a devastating earthquake of the 8.9 magnitude hit about 400 km north-east of Tokyo, capital of Japan. Where is the Pacific Tsunami Warning System headquartered? 
a. Hawai
b. Tokyo
c. Manila
d. Jakarta
28) Which of the following companies announced on 6 April 2011 that it won contract to provide broadband internet connectivity to Indian Railways through state-run RailTel Corp of India Ltd?
a. DEL
b. IBM
c. Infosys
d. HCL Infosystems
29) Which super luxury carmaker on 7 April 2011 unveiled Continental GT sedan in India?
a. Ferrati
b. Bentley
c. Maybach
d. Maserati
30) What amount of money was allocated for Bharat Nirman?
a. 1000 crore
b. 58000 crore
c. 55438 crore
d. 14362 crore
31) Who defeated Tamarine Tanasugarn on 15 Feb 2010 to retain the Pattaya Open title?
a. Vera Zvonareva of Russia
b. Sabine Lisicki of Germany,
c. Ayumi Morita of Japan
d. Kimiko Date Krumm of Japan
32) A massive Tsunami caused by a devastating earthquake of the 8.9 magnitude hit about 400 km north-east of Tokyo, capital of japan. What are the possible factors which can cause Tsunami?
i)An Earthquake
ii) A landslide
iii) A volcanic eruption or explosion
iv) Impact by a meteorite
Please choose the right option
a. i, ii, iii and iv
b. i and ii only
c. ii and iii only
d. i and iv only
33) Which of the following Indian cricket is the most heavily insured player for the forthcoming Indian Premier League (IPL) 4 T-20 tournament which begins on 8 April 2011?
a. Sachin Tendulkar
b. Yuvraj Singh
c. M S Dhoni
d. Virender Sehwag
34) The Union Budget for 2011-12 proposed lowering of qualifying age for tax relief for senior citizens from 65 years to _?
a. 55
b. 58
c. 60
d. 62
35) Finance Minister Pranab Mukherjee proposed to increase the Income Tax Exemption Limit for individual tax payers from 1 lakh 60 to _?
a. 1 lakh 80 thousand
b. 1 lakh 90 thousand
c. 2 lakh
d. 2 lakh 20 thousand
36) Noted Social worker Anna Hazare on 5 April 2011 started his hunger strike  at Jantar Mantar in New Delhi to protest against the reported delay in bringing in which of the following bills to effectively deal with corruption?
a. Lokpal Bill
b. The Competition (Amendment) Bill
c. The Airports Economic Regulatory Authority of India Bill
d. The Appropriation (No.3 ) Bill
37) Who became the world number one badminton player?
a. Saina Nehwal
b. Wang Xin
c. Sania Mirza
d. Wang Shixian
38) When is the National Youth Day observed?
a. January 14
b. February 14
c. August 31
d. January 12
39) What is Tejas?
a. Spacecraft
b. Missile
c. Submarine
d. Light combat aircraft
40) Who is the Chairperson of the Central Board Film Certification?
a. Sharmila Tagore
b. Karan Johar
c. Nafisa Ali
d. Om Puri
e. None of these
41) Ali Akbar Salehi is the foreign minister of
a. Israel
b. Iran
c. Afghanistan
d. Indonesia
42) Who is the new chief of Research and Analysis Wing (RAW)?
a. AP Singh
b. Arun Shourie
c. Sanjeev Tripathi
d. BK Gupta
43) According to an extensive genetic study on modern humans, two conclusions were drawn out.
i) There is an enormous amount of diversity in the African hunter-gatherer populations.
ii) The genetic diversity among 27 present-day African populations originated in southern Africa and progressed to northern Africa.
Which of the above statements is/are correct?
a. Both i and ii
b. Neither I and ii
c. Only i
d. Only ii
44) Which one of the following Indian states recently released a Braille version of the RTI (Right to Information) Act and its rules for the benefit of visually challenged?
a. Gujarat
b. Bihar
c. Haryana
d. Madhya Pradesh
45) Roger Federer won his fourth Australian Open Tennis Championship and 16th Grand Slam on 31 Jan 2010. Who did he defeat in the final of the Australian Open 2010?
a. Rafael Nadal
b. Andy Murray
c. Fred Perry
d. Rod Laver
46) Which of the following Bollywood Actress won the Best Actress trophy at the 13th London Asian Film Festival for her performance in Onir’s I AM?
a. Nandita Das
b. Juhi Chawla
c. Tabu
d. Konkona Sen Sharma
47) In tiger census 2010, 
i) Pugmarks were used as the only indicator of tiger numbers.
ii) An advanced Scientific process was adopted which included video trapping and use of satellite data. Which of the above statements is/are incorrect?
Choose the right option:
a. Only i is incorrect
b. Only ii is incorrect
c. Both i and ii are incorrect
d. Both i and ii are not incorrect
48) India defeated Pakistan by 29 runs in the semi finals of the ICC World Cup 2011 played at Mohali. Who was declared man of the match of the high powered game?
a. Saeed Ajmal
b. Sachin Tendulkar
c. Munaf Patel
d. Wahab Riaz
49) Which of the following bodies put off indefinitely the new rules governing unwanted telemarketing calls which were supposed to be implemented from 21 March 2011?
a. Department of Telecommunication (DoT)
b. Telecom Regulatory Authority of India (TRAI)
c. Indian Ministry of communication & Technology
d. HRD Ministry
50) The Indian government in March 2011 conferred the Miniratna status on which of the following PSUs?
a. National Small Industries Corporation (NSIC)
b. Air India Charters Ltd
c. Cement Corporation of India
d. HMT Machine Tools Ltd

Answers: 

1) B 2) A 3) B 4) A 5) A 6) A 7) A 8) C 9) C 10) A 11) B 12) A 13) B 14) A 15) A 16) A 17) C 18) A 19) A 20) B 21) A 22) A 23) B 24) A 25) A 26) A 27) A 28) D 29) B 30) B 31) A 32) A 33) C 34) C 35) A 36) A 37) B 38) D 39) D 40) A 41) B 42) C 43) A 44) A 45) B 46) B 47) A 48) B 49) B 50) A

IBPS REASONING STATEMENT & ASSUMPTIONS

Statement & Assumptions

Directions (1-5): In each question below is given a statement followed by two assumptions numbered I and II. An assumption is something supposed or taken for granted. You have to consider the statement and the following assumptions and deci-de which of the assumptions is impli-cit in the statement.

(Canara Bank PO-2009)
Give answer (a) if only assumption I is implicit.
Give answer (b) if only assumption II is implicit.
Give answer (c) if either assum-ption I or assumption II is Implicit.
Give answer (d) if neither assump-tion I nor assumption II is Implicit.
Give answer (e) if both assumptions I and II are Implicit.

1.Statement: Even though the number of sugar factories are increasing at a fast rate in India, We still continue to import it from other countries.

Assumption

I.Even the increased number of factories may not be able to meet the demand of sugar in India.

II.The demand for sugar may in-crease substantially in future.

2.Statement: The government an-nounced a heavy compensation package for all the victims of the terrorist attacks.

Assumption

I.Such incidents of terror may not occur in near future.
II. Compensation may mitigate the anger among the citizens against the current government.

3.Statement: Many organizations have switched over to online mode of examinations..

Assumption
I.Candidates from all parts of the country may be well versed using computers.
II.On-line mode of examina-tions helps in recruiting more capable personnel.

4. Statement: Government has decided to relocate all the facto-ries from
the city with immediate effect to reduce the pollution.

Assumption

I.Pollution in the city is being caused only because of the factories existing there.

II.People may be able to manage travelling daily to the relocated factories..

5.Statement: Gambling through lotteries is banned by central government in all the states with immediate effect.

Assumption
I.This may save innocent citizens from getting cheated of their hard earned money.

II.The citizens may not gamble in any other way if the lotteries are banned.

Answers: 1) e, 2) b, 3) a, 4) b, 5) a

Directions (6-10): In each question below is given a statement followed by two assumptions numbered I and II. An assumption is something supposed or taken for granted. You have to consider the statement and the following assumptions and deci-de which of the assumptions is impli-cit in the statement. (IOB PO -2009)

6.Statement: Many employees of the organization applied for special sabbatical leave of two years to pursue higher education.

Assumption

I.The management of the org-anization may not grant leave to most of these employees.

II.These employees may be able to complete their education during the sabbatical leave.

7.Statement: The college adminis-tration has instructed all the students to stop using cell phones within the college premises.

Assumption

I.The students may stop using cell phones in the college premises.
II.The students may continue to use cell phones in the college premises.

8.Statement: The Govt. has decid-ed to levy congestion tax on pas-sengers travelling by air to and from the metro cities

Assumption

I.The tax so collected may be adequate to meet part of the expenses for providing additi-onal resources to handle huge traffic.
II.Passengers travelling by air to and from these cities may be able to pay extra amount by way of congestion tax.

9.Statement: The local citizens group submitted a memorandum to the civic authority for allowing them to convert the vacant plot in the locality into a garden at their own cost.

Assumption

I.The local citizen group may be able to gather enough funds to develop the garden.

II.The civic authority may not accede to the request of the local citizen group
10.Statement: Most of the private companies have decided against awarding annual increase in the salaries of their employees for the previous year due to the current economic situation.

Assumption

I.Majority of the employees may leave their job to protest against the decision.
II.These companies may annou-nce hike in salaries next year.

Answers: 6) b, 7) a, 8) e, 9) a, 10) d

Explanations:6. (b) When one applies for leave, one assumes that it would be granted Hence I is not implicit. But assumption II is implicit because only then the period of "two years" assumes meaning.

7.(a) When you instruct some one to do something, you assume that he may do it. Hence I is implicit and II is not.

8.e) Assumption I is implicit as this is the purpose assumed while leaving the tax. II is also implicit because when a rule is framed, it is assumed that people are capable of following it.

9.(a) Assumption I is implicit in "at their own cost". Assumption II is contrary to what the citizens may have assumed.

10.(d) Were it assumed that the employees might leave, such a decision would not be taken. Hence Assumption I is not implicit. Assumption II is not implicit because "next year" is present no where in the picture.

Directions (11-14): In each question below is given a statement followed by two assumptions numbered I and II. An assumption is something I supposed or taken for granted. You have to consider the statement and the following assumptions and decide which of the assumptions is implicit in the statement.
(Andhra Bank PO-2009)

11.Statement: Many People fell ill after consuming meal at a wedding reception and were rushed to the nearby government and private hospitals.

Assumption

I.The relatives of the affected people may refuse to take them to the government hospitals.
II.The nearby hospitals may be able to attend to all the affected people.

12.Statement: The government has recently announced incentive package for setting up new business ventures in the rural Ares and promised uninterrupted power supply to all the units.

Assumption

I.The government may be able to supply adequate power to all such units.
II.People living in the rural areas may welcome the government decision.

13.Statement: The municipal auth-ority blocked movement of traffic in and around the temple during the main festival city.

Assumption
I.Very large number of devotees may visit the temple during the main festival day.

II.People travelling to the areas near the temple may postpone their journey by a day unless they have very urgent work in that area.

14.Statement: The government has instructed all the private schools in the city to maintain the current fees for at least two more years.

Assumption

I.The authorities of private schools may not follow the government instruction as they are not dependent on government funds.
II.The parents of the students of private schools of the city may still be eager to pay higher fees.

Answers: 11) b, 12) e, 13) e, 14) d

Explanations

11.(b) Only assumption II seems to be implicit in the statement. People who fell ill were rushed to the nearby hospitals. It implies that the nearby hospitals were able to attend to all the affected people.

12.(e) Both the assumptions are implicit in the statement, if the government was not able to supply adequate power, such promise has not been made by the government. Any measure taken by the government for the benefit of people is graciously welcomed by the people.

13.(e) Clearly both the assumptions are implicit in the statement.
14.(a) None of the assumptions is implicit in the statement. The government issued instruction assuming that the authorities of private schools may follow it.

IBPS BANKING AWARENESS MCQs

1. SBI commercial & International Bank Limited acquired by ………..?

1) Reserve Bank of India

2) Ministry of Commerce

3) SEBI      

4) State bank of India

5) None

2. RBI ordered that more than what denomination the Demand Drafts should not be issued against Cash, particularly by RRBs?

1) Rs.1000       

2) Rs.10,000  

3) Rs.50,000

4) Rs.1,50,000   

5)None

3. LIC(Life Insurance Corporation of India) made a pact to issue Credit Cards with ?………..

1) HDFC              

2) AXIS Bank

3) Corporation Bank

4) ICICI 

5) Andhra Bank

4. Recently EXIM Bank (Export and Import Bank of India) provided $ 20 million line of credit to………..?

1) Switzerland 

2) Zimbwabe 

3) Swaziland

4) Australia 

5) New Zealand

5. Karnataka State Highway improvement project got $ 315 million from ………..?

1) Asian Development Bank  

2) World Bank

3) IMF 

4) AFD          

 5) ODA

6. Most active segment of the money market in India is………..?

1) Repo rate 

2) Statutory Liquidity Ratio

3) Call money market

4) Certificate of Deposits market

5) Term note market

7. Syndicated loan means ………..?

1) the loan offered to BPL families

2) loan offered to one bank by different states in India

3) loan taken by different borrowers from one bank in the single account

4) loan given by the group of banks to single borrower

5) loans ban by RBI

8. India signed to get Rs. 1600 cr from German Bank to finance world biggest solar power plants in Dhule district of

1) Andhra Pradesh 

2) Karnataka 

3) Mysore

4) Maharastra 

5) Goa

9. $ 200 million will be given to power distribution in Madhya Pradesh by ….

1) World Bank

2) Asian development Bank        

3) AFD

4) International Monetary Fund   

5) IFC

10. $ 648 million to be provided by world bank to construct 444 MW hydro power project in………..

1) Uttarakhand  

2) Uttar Pradesh  

3) Assom

4) Goa              

5) Rajasthan

11. LIBOR (London Inter bank Offered Rate) being  published by………..

1) BSE     

2) Thomson Reuters

3) Washington Post    

4) New York Times

5) London University

12. Till Kharif 2010, how many farmers covered under National Agriculture

Insurance Scheme ………..

1) 20.25 crore   

2) 18.65 crore  

3) 12.4 crore

4) 9.6 crore      

5) 17.14 crore

13. Center for Monitoring Indian Economy estimated 2011-12 fiscal year growth will be…………percent?

1) 5.2 

2) 9.1     

3) 8.1 

4) 10.5 

5) 9.5

14. Rastriya Arogya Nidhi available to………..to get  medical assistance.

1) The inhabitants of poor states

2) The inhabitants of North eastern states

3) BPL families

4) MGNREGA domestic workers only

5) None

15. Dal Bhat Scheme provides a meal for Rs.5 to poor. This is the scheme of………..?

1) Bihar 

2) Tamilnadu

3) Arunachal Pradesh 

4) Jharkhand

5) Assam

16. Which state has idea of bringing the federations of Self Help Groups (SHG)?

1) Karnataka 

2) Maharastra

3) Andhra Pradesh 

4) Tamilnadu

5) Uttar Pradesh

17. The chairman of Parliamentary standing committee on Law and Justice?

1) Murali Manohar Joshi

2) P.C.Chako

3) L.K.Advani

4)Yashwanth Sinha

5) Abhisheik Manu Singhvi

18. On 21 July 2011, for the defence pensioners which scheme launched?

1) Sudha 

2) Suvidha      

3 ) Sugam

4) Saral 

5) Sangam

19. International Atomic Energy Agency was invited by India to visit ……….. Nuclear plant recently?

1) Apsara 

2) Druva

3) Kalpakam 

4) Jaitapur

5) None

20. Kaveri Engine to be used in light combat aircraft ( LAC). This engine to be developed with the aid of………..?

1) France                 

2) USA 

3) UK

4) Germany 

5) Japan

21. Recently India and which country sign memorandum of understanding in the cooperation of Rural Development?

1) Brunai 

2) Laos 

3) Lesotho

4) South Africa 

5) None

22. Who heads the panel to estimate the losses of power distribution companies in 2007-2010?

1) Narla Tatha Rao 

2) Vidhya Sagar

3) V.K.Shunglu 

4) Shantharam

5) Vijay C Kelkar

23. On August 13 , 2011 which multiple missile trail version successful?

1) Agni – II 

2) Pruthvi- I 

3) Nag

4) Akash 

5) Brahmos – III

24. Fifth conference of SAARC speakers and parliamentarians held recently in……….

1) New Delhi 

2) Mumbai      

3) London

4) Dhaka 

5) Male

25. Presently India is the third largest producer of Steel in the world. It becomes the second Largest producer by which year as per the estimate of central government recently?

1) 2013  

2) 2020 

3) 2045 

4) 2050 

5) 2015

26. Sevottam Certificate got by………..?

1) GPO, Mumbai

2) GPO, Rastrapathi Bhavan

3) GPO, Hyderabad

4) Gol Dak Khana, the Newdelhi GPO

5) All of above

27. Bank deposits grow by ………..percent during the March 2011- July 2011?

1) 8 

2) 5.5 

3) 6.1 

4) 7 

5) 9

28. Raise in inflation rate leads to decline in ?………..

1) interest rate

2) raise in the deposits in the banks

3) decrease the real interest rate

4) raise the credit growth by banks

5) None

29. Difference between interest earned and interest paid is called ……….?

1) Gross Interest Income

2) Paid Interest Income

3) Free Interest Income

4) Net Interest Income

5)  All of above

30. Express Remit is the brand name remittance facility of ………..?

1) SBH 

2) Allahabad Bank

3) Repco Bank 

4) UBI 

5) SBI

31. Rs.1000 can be withdrawn from the Point ofSales Terminals ( POS) as per the order of RBI. Which is the first bank to introduce this facility?

1) SBI

2) SBH     

3) Union Bank of India

4) ICICI 

5) HDFC

32. Recently RBI advised the banks to reduce the Net Interest Margin (NIM) come down to see the double digit growth. What is meant by it ………..

1) Banks accept the deposits at high rate of interest and lend at higher rate of interest

2) Banks accept the deposits at high rate of interest and lend at no rate of interest

3) Banks accept the deposits at high rate of interest and lend at lower rate than the present rates

4) Banks accept the deposits at lower rate of interest and lend at higher rate

5) None

33. Interest Corridor includes ………..?

1) Base rate and savings rate

2) Bank rate and Reverse Repo rate

3) Base rate and Repo rate

4) Repo rate and Reverse Repo rate

5) None

34. Asset-Liability mismatch usually happened in………..?

1) Home Loan and Infrastructure Project Financing

2) Education loan and personal loan

3) Personal loan and marriage loan

4) Travel loan and marriage loan

5) Education loan and School Fees

35. First Dedicated Education Loan Company CREDILA is the associate body of………..?

1) HDFC 

2) Andhra Bank

3) United Bank of India 

4) Axis bank

5) SBH

36. Portal-linked service, which enables a dissatisfied customer to SMS ‘unhappy’ to 8008202020, if he is a customer of………..this is the first of its kind in India?

1) SBI 

2) IDBI 

3)HDFC     

4) ICICI

5) Indian bank

37. INFINET is a communication channel for transmission of electronic communication by banks. INFINET stands for………..?

1) Indian Financial Internal Network Electronic Transaction

2) Indian Financial Internal Network

3) Indian National Financial Internal Net Extra Track

4) Indian Financial Network

5) None

38. RBI subsidiary BRBNMPL related statements are given. Pick the incorrect one?

1) Bharatiya Reserve Bank Note Mudran Private Limited was established by RBI

2)  its wholly owned subsidiary of RBI established on 3rd February 1995

3) It is established to handover the functions of RBI to mint currency

4) It is established to bridge the gap between the supply and demand for bank notes in the country.

5) The company manages 2 Presses one at Mysore in Karnataka and the other at Salboni in West Bengal.

39. Rohinton Nariman is the new ………..of India?

1) Election Commissioner

2) Auditor General

3) Solicitor General

4) Army General

5) RBI Governor

40. 110th constitutional amendment bill connected to………..?

1) Reservation of woman local bodies

2) Reservation of SC and ST in the

Assembly elections

3) Jan lokpal Bill 

4) GST council

5) Direct Taxes Code

41. Rs.117.64 Crores released by the Central Government to promote production of………..?

1) Tobacco 

2) Food grains

3) Nutri-cereals 

4) Pulses 

5) Rice

42. Sucheta becomes first Indian woman to cross ………..?

1) Antartica 

2) Arctic Ocean

3) Sahara Desert 

4) Gobi Desert

5) Suez Canal

43. Standard & Poor downgrades USA AAA credit rating to

1) AAA ++ 

2) AAB 

3) BBB

4) AA+ 

5) AB+

44. Which coach became first one to train 100 cricket test matches in the world?

1) Waqar Younus       

 2) Greg Chappel

3) Duncan Fletcher    

 4) David Boon

5) Kapil Dev

45. 2014 FIFA world Cup to be held from 12 June to 13 July in

1) London (Britain) 

2)  Rio ( Brazil)

3) Incheon (South Korea)

4) Washington (USA)       

5) None

46. Who was called the Doctor Death, died recently, helped many people to die, if they are suffering from the dreaded and long time diseases?

1) Dr. Subodh Roy     

2) Kimitachi Penogogi

3)  Dr.Jack Kevorkian 

4) Dr. Shantha Singh

5) None

47. India-South Africa trade to touch $…………billion before 2014?

1) 25 

2) 10     

3) 50    

4) 15      

5) 60

48. Modi cup is related to……….?

1) Cricket 

2) Golf

3) Hockey

4) Tennis

5) Carrom

49. Arasu Cable TV Corporation belongs to the state of ………..?

1) Tamilnadu   

2) Kerala

3) Andhra Pradesh 

4) Puduccherry

5) None

50. Direct Tax do not include ………..?

1) Income Tax 

2) Corporate Duty

3) Service Tax 

4)  Sales Tax

5) Wealth Tax

ANSWERS:

1)4  2)3 3)2 4)3 5)1 6)3 7)4 8)4  9)2 10)1 11)2 12)5 13)3 14)3 15)4 16)3 17)5

18)5 19)4 20)1 21)3 22)3 23)5 24)1 25)1 26)4 27)2 28)3 29)4 30)5 31)3 32)3 33)4

34)1 35)1 36)1 37)4 38)3 39)3 40)1 41)3 42)4 43)4 44)3 45)2 46)3 47)4 48)3 49)1 50)4

BANK EXAMS GENERAL AWARENESS QUESTIONS

1.	Grand Central Terminal, Park Avenue, New York is the world’s
	A. largest railway station B. highest railway station C. longest railway station D. None of the above Answer: Option A

2  .Eritrea, which became the 182nd member of the UN in 1993, is in the continent of

A. Asia B. Africa C. Europe D. Australia Answer: Option B

3 .Garampani sanctuary is located at

A. Junagarh, Gujarat B. Diphu, Assam C. Kohima, Nagaland D. Gangtok, Sikkim Answer: Option B

4 In which year of First World War Germany declared war on Russia and France?

A. 1914 B. 1915 C. 1916 D. 1917 Answer: Option A

5 In which decade was the AIEEE (now the IEEE) founded?

A. 1850s B. 1880s C. 1930s D. 1950s Answer: Option B

6 What is part of a database that holds only one type of information?

A. Report B. Field C. Record D. File Answer: Option B

7	‘OS’ computer abbreviation usually means ?
	A. Order of Significance B. Open Software C. Operating System D. Optical Sensor Answer: Option C

8	In which decade with the first transatlantic radio broadcast occur?
	A. 1850s B. 1860s C. 1870s D. 1900s Answer: Option D

9	‘.MOV’ extension refers usually to what kind of file?
	A. Image file B. Animation/movie file C. Audio file D. MS Office document Answer: Option B

10.

Former Australian captain Mark Taylor has had several nicknames over his playing career. Which of the following was NOT one of them?

A. Tubby B. Stodge C. Helium Bat D. Stumpy Answer: Option D   11. Which was the 1st non Test playing country to beat India in an international match? A. Canada B. Sri Lanka C. Zimbabwe D. East Africa Answer: Option B 12. Track and field star Carl Lewis won how many gold medals at the 1984 Olympic games? A. Two B. Three C. Four D. Eight Answer: Option C 13. Which county did Ravi Shastri play for? A. Glamorgan B. Leicestershire C. Gloucestershire D. Lancashire Answer: Option A 14. Who was the first Indian to reach the semi final in Wimbledon Tennis Championship? A. Ramanathan Krishnan B. Ramesh Krishnan C. Laender Paes D. Mahesh Bhupati Answer: Option A 15. The first hang gliders to be flown were flown in…? A. 1600s B. 1700s C. 1800s D. 1900s Answer: Option C 16. Which two counties did Anil Kumble play for? A. Nottinghamshire & Lancashire B. Nottinghamshire & Leicestershire C. Northamptonshire & Leicestershire D. Northamptonshire & Lancashire Answer: Option C 17. The nickname of Glenn McGrath is what? A. Ooh Ahh B. Penguin C. Big Bird D. Pigeon Answer: Option D 18. Mark Waugh is commonly called what? A. Afganistan B. Junior C. Tugga D. Julio Answer & Explanation Answer: Option B 19. India won its first Olympic hockey gold in…? A. 1928 B. 1932 C. 1936 D. 1948 Answer: Option A 20. How many times did Geet Sethi win the lBSF World Billiards title? A. 2 B. 3 C. 4 D. 5 Answer: Option B

IBPS GENERAL AWARENESS MCQs

1. As we all know banks publish their quarterly performance to bring transparency in the system and also to give a clear picture of their performance to the public. How were results of Quarter 2 different from the results of Quarter 1 of the listed banks including giants like SBI and ICICI banks?

(A) Performance was subdued in the Quarter 2.

(B) Yields on advances of almost all listed banks have come down.

(C) Advances grew at a slower pace when compared to deposits.

(a) Only A is true

(b) Only B is true

(c) Only C is true

(d) All A B and C are true

(e) None of these

Ans: (a)

2. After the Subprime crisis which of the following problems has hit the global economy/world markets recently?

(a) Dubai debt problem

(b) Change of Government in Japan and its new economic policies.

(c) High rate of inflation in India

(d) Extremely volatile behaviour of the Bombay Stock Exchange and other major Stock Exchanges world wide.

(e) None of these.

Ans: (a)

3. As per the news published in major newspapers in India Banks in India need about 12 lakh business correspondents for rural areas. What will be the role of these correspondents?

(A) They will help rural people in their day to day banking activities.

(B) They will work as a link between banks and the customers.

(C) They will ascertain eligibility of rural people so that relief packages can be provided to them.

(a) Only A   
(b) Only B

(c) Only C   
(d) All A. B and C

(e) None of these

Ans: (d)

4. It is evident that the economic slowdown still continues to weigh on the performance of the banks in India. How is this affecting banks and/or general public?

(a) The number of bank account holders has gone down

(b) The gross Non Performing Assets (NPAs) of the listed banks have increased substantially.

(c) Inflation has reached at a very high level

(d) Relief packages announced by the Government have proved insufficient to improve the situation of agri sector

(e) All of these

Ans: (e)

5. Why has Dr. Sublr Gokarn’s name been in the news recently?

(a) He has, taken over as the Deputy Governor of the RBI

(b) He has taken over as the Deputy Governor of the RBI

(c) He will be the new Deputy Chairman of the Planning Commission of India.

(d) He has taken over as the Chief of the Economic Advisory Council attached to Prime Minister's Office

(e) None of these

Ans: (b)

6. As published invarious newspapers, the Experian Credit Information Company of India is going to launch its operation in India soon. At present the only credit information bureau fuctional in India is

(a) AMFI   
(b) ICRA

(c) CIBIL   
(d) CRISIL

(e) None of these

Ans: (d)

7. As per the news published, in a financial population RBI is redesinging its 'ECS' to function as a Automated Clearing House (ACH) for bulk transactions. What is full form of  'ECS'?

(a) Extra Closing System

(b) Electronic Cheque System

(c) Evening Cheque Sorter

(d) Evening Cheque System

(e) Electronic Clearing Service

Ans: (e)

8. Which of the following challenges will be the most crucial for human existence on earth in the days to come?

(a) Pollution   

(b) Food Secudty

(c) Availability of natural gas

(d) Need for Financial Inclusion

(e) Cyber Crimes

Ans: (a)

9. The Reserve Bank of India has asked all the banks to install. "Note Sorting Machines" in the branches. How will this help banks and the general public?

(A) The machines will check for counterfeit notes and drop these from circulation.     .

(B) This will help banks to count the notes quickly and accurately.

(C) This will help in sorting out soiled 1I0teS so that they are not reissued by the banks.

(a) Only B   
(b) Only A

(c) Only C   
(d) Only A and B

(e) None of these

Ans: (a)

10. A study report entitled "India Generation Gap Review" was presented at the World Economic Forum in November 2009. This was presented during which of the following summits/conferences?

(a) G-8 Summit   

(b) G-20 Summit

(c) India Economic Summit

(d) SAARC Finance Ministers' Conference

(e) None of these

Ans: (c)

11. As we know the Government of India has notified certain new rules to calculate Income Tax on various perks like accommodation and conveyance etc. being given by employers to their salaried employees. The new rules will replace which of the following taxes which has been abolished now?

(a) Capital Gains Tax

(b) Sales Tax

(c) Cash Transaction Tax

(d) Fringe Benefit Tax

(e) None of these

Ans: (c)

12. Dr. K. Radhakrishnan has taken over as the Chief of -

(a) Electionics Commission

(b) Indian Space Research Organisation

(c) Atomic Energy Commission of India

(d) Deputy Governor of Reserve Bank of India

(e) None of these

Ans: (b)

13. As per the guidelines issued by the RBI, banks are preparing for a service which will allow customers to withdraw upto Rs .1,000 using their debit cards from notified shops/stores. allover the country. All such shops/stores will have 'pas' terminals for the same. What is full form of the 'pas'?

(a) Payment on Sale   

(b) Power of Sale.

(c) Point of Sale

(d) Payment Order Service

(e) None of these.

Ans: (c)

14. The working group set up by the RBI has suggested-the launch of an Emergency Fund Facility Scheme for banks. This scheme will help which of the following types of banks?

(a) Public Sector Banks

(b) Small Banks

(c) Urban Cooperative Banks

(d) Private Banks   

(e) Foreign Banks

Ans: (c)

15. As published in major newspapers public sector banks have asked the Government of India to provide more funds for "Capital Infusion". How much is the need of PSBs collectively for the purpose? (Rs. in crores)?

(a) 10,000   
(b) 15,000

(c) 20.000   
(d) 25,000

(e) 30,000

Ans: (d)

16. Who amongst the following has purchased about 200 tonnes of gold from international Monetary Fund (IMF) in 2009?

(a) Infrastructure Finance Company Ltd.

(b) Bombay Stock Exchange of India

(c) Gold Council of India

(d) Reserve Bank of India

(e) None of these

Ans: (d)

17. One of the major emphasis of Basel II is that banks, should have

(a) adequate Capital Adequacy Ratio

(b) only few branches in urban centres

(c) more and more branches in rural areas

(d) core banking mode of operation

(e) all the above to comply with Basel II norms

Ans: (a)

18. As per the reports published by various agencies/organisation, it is estimated that around 3 billion extra people will join our existing population of 6 billion by the year 2050. To provide food for all of them, a second round which of the following initiatives is required to be start much in advance?

(a) Green Revolution   

(b) Planned Urbanisation     

(c) Industrialisation   

(d) Climate Migration     

(e) All of these

Ans: (e)    

19. Who amongst the following is the President of the European Union at present?

(a) Catherine Ashton     

(b) Mr. Jose Manuel Barroso,     

(c) Mr. Fredrik Reinfeldt

(d) Mr. Sergi Lavrov     

(e) None of these

Ans: (e)

20. As per the reports published in various newspapers, and journals almost all big nations are trying their best to resolve various disputes between the nations where in either the are a party or because of that their peace and stability many be affected. Stability in which of the following two nations is more vital to India than that of any other nations?

(a) Bangladesh & China

(b) China & USA   

(c) Iraq & Russia

(d) South & North Korea     

(e) Pakistan & Afghanistan

Ans: (e)

21. India's bilateral per annum trade with European Union at present is about -

(a) 50 billion US $   

(b) 75. billion US $     

(c) 100 billion US $   

(d) 150 billion US $     

(e) 200 billion US $

Ans: (b)         

22. Some world bodies/organisations/agencies are of the view that agriculture should adopt a "Cross Disciplinary Approach", and fake help of all types of sciences and studies. This approach will help in which of the following crucial problems being faced by humanity?

(a) Use of Genetically Modified Crop   

(b) Melting of glaciers

(c) Food crisis

(d) Climate change

(e) None of these

Ans: (c)

23. An agreement between two nations or a group of nations which establishes unimpeded exchange and flow of goods and services between/among trade partners regardless of national boundaries is called-

(a) Import Free Agreement

(b) Free Trade-Agreement

(c) Export Free Agreement

(d) Special Economic Zone Agreement

Ans: (b)

24. Which of the following correctly describe what "One Carbon Credit" is?

(A) Credit permit to release one ton of carbon dioxide.

(B) Providing loans to establish one new production unit which can produce carbon dioxide for Industrial use.

(C) Finding out one new business which can use and recycle green house gases.

(a) Only C       

(b) Only B

(c) Only A       

(d) All A, B and C

(e) None of these

Ans: (c)

25. As per various reports issued by the UNO and other world bodies, agricultural and allied, activities consume what percentage of global water resources every year?

(a) 15%   

(b) 30%

(c) 50%   

(d) 70%

(e) 60%

Ans: (d)

26. The Food and Agriculture Organisation (FAO) is a wing/agency of the _

(a) World Bank

(b) United Nations Organisation

(c) Asian Development Bank

(d) Ministry of Agriculture Government of India

(e) None of these

Ans: (b)

27. As a policy India does not encourage tree, movement of unskilled labours from _

(a) Gulf Countries

(b) USA and South American Nations

(c) European Union Nations

(d) All these nations

(e) None of these

Ans: (d)

28. The Government of India has decided to disinvest its share in major listed public sector under-takings. How much of its share will be off loaded in this method?

(a) 2%                   

(b) 4%

(c) 8%                   

(d) 10%

(e) None of these

Ans: (d)

29. The United Nations Development Fund for Women (UNIFEM) is working in an Indian city to make it safe for women. Which of the following is that city?

(a) Pune              

(b) Kolkata

(c) Delhi      

(d) Mumbai

(e) Lucknow

Ans: (c)

30. At present the trade between India and China is in a state of "Payment Imbalance", What does this mean in real terms?

(A) China does not import many items from India whereas India-imports more from. China.

(B) China does not pay India in time and a lot of delay is reported by the exporters.

(C) India wants all payments to be made in US Dollars whereas China pays in its own currency.

(a) Only A          

(b) Only B

(c) Only C          

(d) All A, B and C

(e) None of these

Ans: (d)

31. India has signed an agreement on climate change with which of the following countries recently?

(a) USA                  

(b) Russia

(c) United Kingdom     

(d) Australia

(e) China

Ans: (e)

32. Some Scientists are of the opinion that extra agricultural production should be achieved. without, going for the cultivation of extra land and also without causing damage to essential eco-system. This concept, in other words, is known as-

(a) Sustainable growth

(b) Renewability of Inputs

(c) Global Melt down

(d) Climate Migration

(e) None of these

Ans: (a)

33. Mr. Z. E. A. Ben Ali has taken over as the President of -

(a) Tunisia   

(b) Malaysia

(c) Indonesia   

(d) Kuwait

(e) None of these

Ans: (a)

34. Which of the following is NOT a Government of India undertaking?

(a) Oil India Ltd.

(b) Sutlej Jal Vidyut Nigam Ltd.

(c) ICICI Bank

(d) National Thermal Power Corporation Ltd.

(e) Rural Electrification Corporation Ltd.

Ans: (c)

35. India shares its border with China along the Himalayan range. Which of the following states touches the border of China.

(a) Punjab                     

(b) Bihar

(c) Arunachal Pradesh 

(d) chhattisgarh

(e) All of these

Ans: (c)

36. Which of the following has been the growth of India's GDP during 2008-09? (Final data are issued in late 2009).

(a) 5%                 

(b) 5.5%

(c) 6%                 

(d) 6.5%

(e) None of these

Ans: (d)

37. Which of the following ministries has launched a new "Skill Development Initiative Scheme" so that the employability of the young people can be increased?

(a) Ministry of Finance

(b) Ministry of Agriculture

(c) Ministry of Heavy Industry

(d) Ministry of Home Affairs

(e) Ministry of Labour and Employment

Ans: (a)

38. Sachin Tendulkar has recently, become the first cricketer in ODI history to cross the milestone of

(a) 10000 runs             

(b) 12000 runs

(c) 15000 runs             

(d) 17000 runs

(e) 20000 runs

Ans: (d)

39. The East Asia Summit took place in October 2009 in Hua Hin town, This is a town in -

(a) China   

(b) Myanmar

(c) Cambodia   

(d) Malaysia

(e) Thailand

Ans: (e)

40. What percent of India's GDP is invested in providing education?

(a) 1%              

(b) 2.5%

(c) 4%              

(d) 6%

(e) None of these

Ans: (a)

41. India has recently gained the status of becoming the third largest producer of Steel in the world. Who is the largest producer?

(a) USA                

(b) Russia

(c) Japan               

(d) China

(e) None of these

Ans: (d)

42. Dadaab Refugee Camp which was, in the news recently is located in which of the following countries?

(a) Sudan     

(b) Iraq

(c) Pakistan     

(d) Afghanistan

(e) Kenya

Ans: (e)

43. Which of the following countries, objected to the Indian Prime Minister's recent visit to Arunachal Pradesh?

(a) Pakistan   

(b) Nepal

(c) Myanmar   

(d) Bhutan

(e) None of these

Ans: (e)

44. Which of the following is NOT associated with climate change and/or Global Warming?

(a) Basel Norms

(b) Bali Meet 2007

(c) Copenhagen Conference

(d) Kyoto Protocol

(e) Bangkok Meet in 2009

Ans: (a)

45. Which of the following terms is used in the game of Hockey?

(a) Baseline   

(b) Smash

(c) Drop   

(d) Centre Forward

(e) None of these

Ans: (d)

46. Which of the following Geneticaly Modified vegetables is recently being made available in Indian markets?

(a) Carrot   

(b) Radish

(c) Brinjal   

(d) Potato

(e) None of these

Ans: (e)

47. Each Nobel Prize winner gets an amount of 10, million Swedish-

(a) Kroner   

(b) Dollar

(c) Yen        

(d) Pound

(e) Euro

Ans: (a)

48. Which of the following is NOT a plant product?

(a) Camphor   

(b) Aloe Vera

(c) Vanilla   

(d) Kiwi

(e) All are plant products

Ans: (e)

49. Dr. Venkatraman Ramakrishnan is one of the recipients the Nobel Prize in the field of__

(a) Physics   

(b) Chemistry     

(c) Medicine   

(d) Economics     

(e) Literature

Ans: (b)

50. As per the reports published in newspapers the Government of India has asked all the states to conduct a 'Social Audit” of each and every work of which of the following scheme,     
(a) National Rural Employment Guarantee Act     

(b) Pradhan Mantri Gram Sadak Yojana     

(c) Indira Aawas Yojana     

(d) Rajiv Gandhi Grameen Vidyutikaran Yojana     

(e) None of these.

Ans: (a)

51. Which of the following is NOT the name of a major Lai Tennis Tournament?

(a) U S Open                

(b) Wimbledon     

(c) French Open   

(d) Grand Master     

(e) Australian Open

Ans: (d)  

52. 'Derby' is associated with which of the following sports events?

(a) Horse Racing   

(b) Chess     

(c) Cricket                 

(d) Hockey     

(e) Football

Ans: (a)        

53. Which of the following terms is NOT used in Banking and Finance?

(a) Bid Price   

(b) Jacksonian Seizure     

(c) Call Option   

(d) Bluechip     

(e) Dividend

Ans: (b)

54. Dada Saheb Phalke Award is given for the exemplary won in the field of -

(a) Literature   

(b) Music   

(c) Films   

(d) Sports     

(e) None of these

Ans: (c)

55. Who amongst the following is the Chief Justice of India at present?

(a) Justice R. C. Lahoti   

(b) Justice Y.K. Sabharwal   

(c) Justice G. P. Mathur

(d) Justice K.G. Balakrishnan     

(e) None of these

Ans: (d)

56. Which of the fallowing terms is NOT used in Econamics?

(a) Exogenous                

(b) Depreciation     

(c) Deep Market   

(d) Zero Sum Game     

(e) Handedness

Ans: (e)

57. Who amongst the fallowing is NOT a lawn Tennis player?

(a) Cara Black                

(b) Dinara Safina     

(c) Jelena Jankovic   

(d) Leander Paes   

(e) Anand Pawar

Ans: (e)

58. Which of the following books is written by V.S. Naipaul?

(a) A Woman Alone

(b) The Open Cauple     

(c) The Grass is Singing

(d) The Golden Notebook     

(e) Half a Life

Ans: (e)

59. Sri Balraj Puri, who was in the news recently, is a famous _

(a) Classical Singer   

(b) Cine Actor

(c) Social Warker   

(d) Sportsman

(e) Journalist

Ans: (e)

60. Which of the following is caused by H5NI virus?

(a) Yellow fever   

(b) Measles

(c) Plague                

(d) Bird flu

(e) None of these

Ans: (d)

61. Which of the following rivers is NOT in India?

(a) Tapti   

(b) Ural

(c) Mahi   

(d) Mahanadi

(e) Penner

Ans: (b)

62. Mr. Mohamed Nasheed was on a five day state visit to India recently. He is the President of -

(a) Bangladesh         

(b) Iran

(c) Indonesia         

(d) Maldives

(e) None of these

Ans: (d)

63. India celebrated which of the following Birth Anniversary of Mahatma Gandhi in October 2009?

(a) 110    

(b) 120

(c) 130                

(d) 140

(e) None of these

Ans: (d)

64. Which of the following states has launched e-Shakti Programme so that poverty can be reduced in the state?

(a) Delhi                

(b) Maharashtra

(c) Uttar Pradesh   

(d) Bihar

(e) None of these

Ans: (d)

65. Which of the following schemes is launched by the Government of India to improve the health of pregnant and lactating mothers?

(a) Matritva Sahayog Yojana

(b) Dhan Lakshmi Yojana   

(c) ASHA

(d) Health for All Scheme   

(e) None of these

Ans: (a)

66. As per the decision taken by the Orissa cabinet the new name of the state would be written as _

(a) Odisha   

(b) Orissha

(c) Aurissa   

(d) Horissa

(e) None of these

Ans: (a)

67. India recently organized sixth ministerial level of Indo-US- TPF. What is full form of TPF?

(a) Trade Policy Forum

(b) Traditional Planning Force

(c) Trade and Payment Finance

(d) Technical Planning Force

(e) None of these

Ans: (a)

68. Which of the following is the abbreviated name of state level agency on afforestation created by the Government of India?

(a) NDMA          

(b) SFDA

(c) ICMJE           

(d) JCCROM

(e) None of these

Ans: (e)

69. Which of the following states has launched 'Atta-Dal Scheme' under which atta and dal Will be supplied at affordable prices to ration card holders?

(a) Rajasthan                

(b) Gujarat

(c) Uttar Pradesh   

(d) Orissa

(e) None of these

Ans: (a)

70. Which of the following states has the maximum number of Sugar mills?

(a) Bihar                   

(b) Rajasthan

(c) Gujarat                

(d) Haryana

(e) None of these

Ans: (e)

71. India purchased the Barak Anti Missile Defence System from –

(a) USA                   

(b) Japan

(c) France                

(d) Israel

(e) None of these

Ans: (d)

72. Mullaperiyar Dam is built on which of the following rivers?

(a) Pamba                  

(b) Godavari

(c) Krishna                

(d) Cauvery

(e) None of these

Ans: (e)

73. Which of the following countries won the Champions Trophy Cricket Tournament 2009?

(a) England   

(b) Pakistan

(c) Australia   

(d) New Zealand

(e) None of these

Ans: (c)

74. Who amongst the following has not been nominated for Man Booker Prize -2009?'

(a) J.M. Coetzee            

(b) Hilary Mantel

(c) Sarah Waters            

(d) Thomas Cromwell

(e) None of these

Ans: (d)

75. Shanti Swarup Bhatnagar Awards are given far excellence in the field of-

(a) Sports                             

(b) Economics

(c) Science and Technology   

(d) Cinema

(e) None of these

Ans: (c)

IBPS GENERAL AWARENESS MCQs

1) This agency issued guidelines on distance marketing of products on 6 April 2011 to protect the interest of people who buy policies over phone or Internet. Identify the agency.
a. SEBI
b. IRDA
c. TRAI
d. DoT
2) In India’s first sale of rupee perpetual bonds by a non-finance company Rs 1500 crore ($332 million) was raised. Name the non-finance company.

a. Tata Steel
b. Pantallons Retail
c. RIL
d. Maruti Suzuki
3) Which of the following Indian cricket players took the highest number of wickets in the recently concluded ICC World Cup 2011 along with Pakistan’s Shahid Afridi?
a. Yuvraj Singh
b. Zaheer Khan
c. Munaf Patel
d. Harbhajan Singh
4) Union Sports Ministry on 6 April 2011 formed a committee to fine-tune the draft National Sports Development Bill. Who is heading the committee?
a. Justice Mukul Mudgal
b. Justice Tej Pratap Singh Mann
c. Justice Gurdev Singh
d. Justice Jaswant Singh Phogat
5) Name the cricketer who beat Michael Clarke by a comfortable 15-vote margin to bag the Allan Border Medal besides being named Australia’s ODI Player of the Year in Feb 2010?
a. Shane Watson
b. Simon Katich
c. Mitchell Johnson
d. Sachin Tendulkar
6) Record food grain production helped to reduce food inflation to a four month low for the week ending 26 March 2011. What was the inflation percentage for the week?
a. 9.18%
b. 9.25%
c. 9.21%
d. 9.36%
7) Praveen Kumar Tripathi took over as the Chief Secretary of which of the following governments on 4 April 2011?
a. Delhi Government
b. Haryana Government
c. Uttar Pradesh Government
d. Uttarakhand Government
8) The Union Government gifted a Kendriya Vidyalaya to a nondescript village Indrapura to which of the following Indian states?
a. Bihar
b. Odisha
c. Rajasthan
d. Madhya Pradesh
9) The Supreme Court on 5 April 2011 passed an order to lift iron export ban imposed by which of the following Indian states on 26 July 2010 and also ordered it to implement the new rules for regulating iron ore mining and transportation?
a. Tamil Nadu
b. Andhra Pradesh
c. Karnataka
d. Odisha
10) To enhance credit worthiness of economically weaker sections and LIG households, a Mortgage Risk Guarantee Fund was announced to be created under which of the following scheme or Yojana?
a. Rajiv Awas Yojana
b. Rajiv Gandhi Grameen Vidyutikaran Yojana
c. Indira Awas Yojana
d. Mahatama Gandhi NREGA
11) Which agency issued guidelines on distance marketing of products on 6 April 2011 to protect the interest of people who buy policies over phone or Internet?
a. SEBI
b. IRDA
c. TRAI
d. DoT
12) Buyer's Credit was launched by the Commerce and Industry Minister, Anand Sharma, on 6 April 2011 to boost project exports from India. Under which of the following was Buyer’s Credit launched?
a. National Export Insurance Account
b. Export-Import Bank of India
c. Export Credit Guarantee Corporation of India
d. Reserve Bank of India
13) Read the two statements mentioned with regard to the budgetary allocations for addressing environmental concerns.
1. The budget proposed that the solar lantern used in far-flung villages will attract no duty from 10 per cent charged earlier.
2. To provide green and clean transportation for the masses, National Mission for Hybrid and Electric Vehicles will be launched in the year 2011 in collaboration with all stakeholders. Which of them is true?
a. Only 1
b. Only 2
c. Both 1 & 2
d. None of the above
14) 21 year old Marjan Kalhor is the first Iranian woman to have entered an Olympic event. She is a participant in the 2010 Winter Olympics that began in Vancouver on 12 Feb 2010. Which sport is she associated with?
a. Ski
b. Shot put
c. Cycling
d. Bobsleigh
15) With his victory in the men’s large hill ski jump on 20 Feb 2010 at the Vancouver Olympics, he became the first person to win four individual gold ski jumping medals. Name this sportsperson.
a. Simon Ammann (Switzerland)
b. Ahonen Janne (Finland)
c. Alexander Nicholas (USA)
d. Bardal Anders (Norway)
16) The Indian Government in April 2011 issued a notice to which of the following companies to terminate licences for Kerala, West Bengal and Assam for delay in roll- out of services in these three circles?
a. Sistema Shyam Teleservices
b. Tata Teleservices
c. Reliance
d. BSNL
17) Which Italian luxury sports car makers on 6 April 2011 announced its entry into the Indian market where it will sell its high-performance cars priced between Rs1.20 crore and Rs1.43 crore?
a. Maserati
b. Bentley
c. Aston Martin
d. Maybach
18) Who did HDFC Bank, the country's second-largest private sector lender appoint in March 2011 to head its investment banking division?
a. Rakesh Singh
b. Charul Madan
c. Gaurav Khungar
d. Atul Singh
19) Gangaur, a festival which marks the union of Lord Shiva and his consort, Goddess Parvati is celebrated for 18 days from the day after Holi in which of the following Indian states?
a. Rajasthan
b. Karnataka
c. Tamil Nadu
d. Uttaranchal
20) Read the following statements with regard to the allocation in the Educational sector as proposed by Union Budget 2011-12.
1. For Sarva Siksha Abhiyan the allocation was increased by 40 percent to 21000 crore rupees.
2. All institutions of higher learning will be connected through optical fibers by March 2012.
3. 500 crore rupees was proposed to be provided for national skill development fund.
4. For the needy scheduled castes ad scheduled tribe candidates studying in class-IX and Xth pre-matric scholarship scheme was proposed to be introduced. Which of the above mentioned statements is not true?
a. 1
b. 2
c. 3 & 4
d. 4
21) Scientists recently developed a computer that could be controlled by the power of thought. It would help people unable to speak or move. What is the name of the technology which they used to develop this kind of computer?
a. electrocortiography
b. symbian C++
c. java
d. flash lite
22) Which of the following companies bought the Pringles brand from Procter & Gamble Co for $1.5 billion?
a. Diamond Foods Inc
b. PepsiCo's Frito-Lay
c. Emerald Nuts
d. Kettle Potato Chips
23) Online marketplace eBay India, in association with leading apparel brand Reebok auctioned a bat autographed by Indian cricketer Mahendra Singh Dhoni. The proceeds of the auction will go to which of the following NGOs?
a. Oxfem
b. CRY
c. All Bengal Women’s Union
d. UNEM
24) Which Indian hockey player was in April 2011 named captain of the Indian Hockey team the upcoming Sultan Azlan Shah Cup scheduled to be played in Malaysia from 5-15 May 2011?
a. Arjun Halappa
b. Rajpal Singh
c. Bharat Kumar Chetri
d. Mohd. Amir Khan
25) Under the Godfrey Phillips Zonal Bravery Awards given away by the former ruler of Jodhpur, Gaj Singh in Jaipur on 5 April 2011, which of the following NGOs was honoured with the Amodhini Award of Rs.1 lakh?
a. Udyogini
b. Charities Aid Foundation
c. CRY
d. Akhil Bharatiya Vanavasi Kalyan Ashram
26) The Basic Customs Duty exemption was proposed to be extended to which of the following sectors?
a. art and antiquities for exhibition or display in private art galleries
b. Cinematographic film, factory-built ambulances
c. syringes and needles
d. agricultural machinery
27) A massive Tsunami caused by a devastating earthquake of the 8.9 magnitude hit about 400 km north-east of Tokyo, capital of Japan. Where is the Pacific Tsunami Warning System headquartered? 
a. Hawai
b. Tokyo
c. Manila
d. Jakarta
28) Which of the following companies announced on 6 April 2011 that it won contract to provide broadband internet connectivity to Indian Railways through state-run RailTel Corp of India Ltd?
a. DEL
b. IBM
c. Infosys
d. HCL Infosystems
29) Which super luxury carmaker on 7 April 2011 unveiled Continental GT sedan in India?
a. Ferrati
b. Bentley
c. Maybach
d. Maserati
30) What amount of money was allocated for Bharat Nirman?
a. 1000 crore
b. 58000 crore
c. 55438 crore
d. 14362 crore
31) Who defeated Tamarine Tanasugarn on 15 Feb 2010 to retain the Pattaya Open title?
a. Vera Zvonareva of Russia
b. Sabine Lisicki of Germany,
c. Ayumi Morita of Japan
d. Kimiko Date Krumm of Japan
32) A massive Tsunami caused by a devastating earthquake of the 8.9 magnitude hit about 400 km north-east of Tokyo, capital of japan. What are the possible factors which can cause Tsunami?
i)An Earthquake
ii) A landslide
iii) A volcanic eruption or explosion
iv) Impact by a meteorite
Please choose the right option
a. i, ii, iii and iv
b. i and ii only
c. ii and iii only
d. i and iv only
33) Which of the following Indian cricket is the most heavily insured player for the forthcoming Indian Premier League (IPL) 4 T-20 tournament which begins on 8 April 2011?
a. Sachin Tendulkar
b. Yuvraj Singh
c. M S Dhoni
d. Virender Sehwag
34) The Union Budget for 2011-12 proposed lowering of qualifying age for tax relief for senior citizens from 65 years to _?
a. 55
b. 58
c. 60
d. 62
35) Finance Minister Pranab Mukherjee proposed to increase the Income Tax Exemption Limit for individual tax payers from 1 lakh 60 to _?
a. 1 lakh 80 thousand
b. 1 lakh 90 thousand
c. 2 lakh
d. 2 lakh 20 thousand
36) Noted Social worker Anna Hazare on 5 April 2011 started his hunger strike  at Jantar Mantar in New Delhi to protest against the reported delay in bringing in which of the following bills to effectively deal with corruption?
a. Lokpal Bill
b. The Competition (Amendment) Bill
c. The Airports Economic Regulatory Authority of India Bill
d. The Appropriation (No.3 ) Bill
37) Who became the world number one badminton player?
a. Saina Nehwal
b. Wang Xin
c. Sania Mirza
d. Wang Shixian
38) When is the National Youth Day observed?
a. January 14
b. February 14
c. August 31
d. January 12
39) What is Tejas?
a. Spacecraft
b. Missile
c. Submarine
d. Light combat aircraft
40) Who is the Chairperson of the Central Board Film Certification?
a. Sharmila Tagore
b. Karan Johar
c. Nafisa Ali
d. Om Puri
e. None of these
41) Ali Akbar Salehi is the foreign minister of
a. Israel
b. Iran
c. Afghanistan
d. Indonesia
42) Who is the new chief of Research and Analysis Wing (RAW)?
a. AP Singh
b. Arun Shourie
c. Sanjeev Tripathi
d. BK Gupta
43) According to an extensive genetic study on modern humans, two conclusions were drawn out.
i) There is an enormous amount of diversity in the African hunter-gatherer populations.
ii) The genetic diversity among 27 present-day African populations originated in southern Africa and progressed to northern Africa.
Which of the above statements is/are correct?
a. Both i and ii
b. Neither I and ii
c. Only i
d. Only ii
44) Which one of the following Indian states recently released a Braille version of the RTI (Right to Information) Act and its rules for the benefit of visually challenged?
a. Gujarat
b. Bihar
c. Haryana
d. Madhya Pradesh
45) Roger Federer won his fourth Australian Open Tennis Championship and 16th Grand Slam on 31 Jan 2010. Who did he defeat in the final of the Australian Open 2010?
a. Rafael Nadal
b. Andy Murray
c. Fred Perry
d. Rod Laver
46) Which of the following Bollywood Actress won the Best Actress trophy at the 13th London Asian Film Festival for her performance in Onir’s I AM?
a. Nandita Das
b. Juhi Chawla
c. Tabu
d. Konkona Sen Sharma
47) In tiger census 2010, 
i) Pugmarks were used as the only indicator of tiger numbers.
ii) An advanced Scientific process was adopted which included video trapping and use of satellite data. Which of the above statements is/are incorrect?
Choose the right option:
a. Only i is incorrect
b. Only ii is incorrect
c. Both i and ii are incorrect
d. Both i and ii are not incorrect
48) India defeated Pakistan by 29 runs in the semi finals of the ICC World Cup 2011 played at Mohali. Who was declared man of the match of the high powered game?
a. Saeed Ajmal
b. Sachin Tendulkar
c. Munaf Patel
d. Wahab Riaz
49) Which of the following bodies put off indefinitely the new rules governing unwanted telemarketing calls which were supposed to be implemented from 21 March 2011?
a. Department of Telecommunication (DoT)
b. Telecom Regulatory Authority of India (TRAI)
c. Indian Ministry of communication & Technology
d. HRD Ministry
50) The Indian government in March 2011 conferred the Miniratna status on which of the following PSUs?
a. National Small Industries Corporation (NSIC)
b. Air India Charters Ltd
c. Cement Corporation of India
d. HMT Machine Tools Ltd

Answers: 

1) B 2) A 3) B 4) A 5) A 6) A 7) A 8) C 9) C 10) A 11) B 12) A 13) B 14) A 15) A 16) A 17) C 18) A 19) A 20) B 21) A 22) A 23) B 24) A 25) A 26) A 27) A 28) D 29) B 30) B 31) A 32) A 33) C 34) C 35) A 36) A 37) B 38) D 39) D 40) A 41) B 42) C 43) A 44) A 45) B 46) B 47) A 48) B 49) B 50) A