National Insurance Company Limited (NICIL) Administrative Officers Exam General Awareness Solved Paper (exam Held on: 12-04-2015)

1. Which of the following is the largest general insurance company of India on the basis of gross premium collection inclusive of foreign operations? 
(a) United India Insurance Company Limited 
(b) Oriental Fire and General Insurance Company Limited 
(c) New India Assurance Company Limited 
(d) Agriculture Insurance Company of India 
(e) National Insurance Company Limited 
(Ans : c)

2. The proposed Micro Units Development Refinance Agency (MUDRA Bank) will have a Credit Guarantee corpus of– 
(a) Rs. 15000 crore 
(b) Rs. 10000 crore 
(c) Rs. 3000 crore 
(d) Rs. 20000 crore 
(e) Rs. 5000 crore 
(Ans : c)

3. The chemical name of ‘caustic soda’ is– 
(a) potassium hydroxide 
(b) aluminium oxide 
(c) sodium hydroxide 
(d) sodium chloride 
(e) sodium bicarbonate 
(Ans : c)

4. The term ‘Front-end load’ is associated with– 
(a) term deposits 
(b) term loans 
(c) insurance policies 
(d) mutual funds 
(e) government securities 
(Ans : d)

5. When an insurer passes some part of or all risks to another insurer called Re-insurer, this type of insurance is called– 
(a) Self Insurance 
(b) Dual Insurance 
(c) Void Insurance 
(d) Two Fold Insurance 
(e) Re-insurance 
(Ans : e)

6. The capital of the ‘People’s Republic of China’ is– 
(a) Taiwan 
(b) Hong Kong 
(c) Shanghai 
(d) Beijing 
(e) Shenzhen 
(Ans : d)

7. A complaint can be lodged with the insurance ombudsman by an aggrieved– 
(a) corporate policy holder 
(b) trust/association holding an insurance policy 
(c) sole-proprietor of a firm holding the insurance policy 
(d) individual policy holder 
(e) partnership firm 
(Ans : d)

8. Which of the following teams won the Santosh Trophy, the main State competition in Indian Football? 
(a) Punjab 
(b) Asom 
(c) Services 
(d) West Bengal 
(e) Maharashtra 
(Ans : c)

9. ‘Joko Widodo’ has been elected as President of– 
(a) Indonesia 
(b) Mexico 
(c) Argentina 
(d) Ukraine 
(e) Austria 
(Ans : a)

10. The FIBA Cup is associated with which among the following sports? 
(a) Table tennis 
(b) Basketball 
(c) Hockey 
(d) Football 
(e) Cricket 
(Ans : b)

11. An agency which holds electronic records of insurance policies issued to individuals, is known as–
(a) Insurance Depository 
(b) Insurance Attorney 
(c) Stock Insurance Company 
(d) Insurance Actuary 
(e) Insurance Repository 
(Ans : e)

12. A life insurance policy which provides coverage at a fixed rate of payments for a limited period of times, is known as– 
(a) Whole Life Insurance 
(b) Variable Universal Life Insurance 
(c) Term Life Insurance 
(d) Universal Life Insurance 
(e) Permanent Life Insurance 
(Ans : c)

13. ‘Tribhuvan International Airport’ is situated in– 
(a) Port Louis (Mauritius) 
(b) Paro (Bhutan) 
(c) Jakarta (Indonesia) 
(d) Kathmandu (Nepal) 
(e) Bangkok (Thailand) 
(Ans : d)

14. Under the recently re-launched Varishtha Pension Bima Yojana (VPBY) for senior citizens, the insured person can receive a monthly pension ranging from 
(a) Other than those given as options– 
(b) Rs. 100 to Rs. 5000 
(c) Rs. 500 to Rs. 5000 
(d) Rs. 1000 to Rs. 10000 
(e) Rs. 50 to Rs. 500 
(Ans : c)

15. Lia Van Leer of Israel, who recently died at the age of 90 years, is a pioneering figure in the field of– 
(a) cultural studies 
(b) farm productivity and profitability 
(c) human computer protection 
(d) film programming and archiving 
(e) film photography 
(Ans : d)

16. Against a global average of 50%, the female labour force participation rate in India is found to be– 
(a) 23% 
(b) 53% 
(c) 33% 
(d) 63% 
(e) 13% 
(Ans : c)

17. Who amongst the following has recently been appointed by the Ministry of Development of North Eastern Region as the Brand Ambassador of the North-East region? 
(a) Mary Kom 
(b) Sarjubala Devi 
(c) Suman Bala Devi 
(d) M. Thomas Meiter 
(e) Likhmabam Sushila 
(Ans : a)

18. The Cabinet Minister for Civil Aviation in the Union Council of Ministers, is– 
(a) Ananth Kumar 
(b) Radha Mohan Singh 
(c) Anant Geete 
(d) Jual Oram 
(e) Ashok Gajapati Raju 
(Ans : e)

19. It is a joint venture between Housing Development Finance Corporation (HDFC), one of India’s leading housing finance institution and– 
(a) Standard Life 
(b) Prudential Life 
(c) Sun Life 
(d) Max Life 
(e) Aviva India 
(Ans : a)

20. According to the Stockholm International Peace Research Institute (SIPRI), which one of the following is the world’s biggest importer of arms during the five year period from 2010 to 2014? 
(a) India 
(b) Iran 
(c) Germany 
(d) Pakistan 
(e) China 
(Ans : a)

21. Prime Minister recently inaugurated the first of the eight Coastal Surveillance Radar Systems (CSRS) being set-up by India in which of the following countries? 
(a) Mauritius 
(b) Sri Lanka 
(c) Maldives 
(d) Seychelles 
(e) Philippines 
(Ans : d)

22. The traditional new year celebrations ‘Rongali Bihu’ which is celebrated with fun in abundance by all people irrespective of caste, creed and belief in the Indian State of– 
(a) Goa 
(b) Asom 
(c) Telangana 
(d) Andhra Pradesh 
(e) Odisha 
(Ans : b)

23. The ‘Kaziranga National Park’ is situated in the Indian State of– 
(a) Asom 
(b) West Bengal 
(c) Uttarakhand 
(d) Chhattisgarh 
(e) Bihar 
(Ans : a)

24. The Japanese encephalitis, a virus born disease, which claimed many deaths in India recently, affects which part of the human body? 
(a) Kidney 
(b) Brain 
(c) Lungs 
(d) Intestine 
(e) Heart 
(Ans : b)

25. The ‘Pudhu Vezhvu Scheme’ is an empowerment and poverty reduction initiative launched by– 
(a) Tamil Nadu 
(b) Andhra Pradesh 
(c) Kerala 
(d) West Bengal 
(e) Telangana 
(Ans : a)

26. Which of the following noted Gandhians, is known for his rendition of Gandhi katha-stories on the Mahatma’s life, which he look across the world and received much acclaim for it? 
(a) SN Subbarao 
(b) Rajmohan Gandhi 
(c) ManadevDesai 
(d) Narayan Bhai Desai 
(e) Chandi Prasad Bhatt 
(Ans : d)

27. Which of the following organisation process insurance claims or certain aspects of employed benefit plans for a separate entity? 
(a) Insurance broker 
(b) Insurance surveyor 
(c) Third party owner 
(d) Insurance agent 
(e) Third party administrator 
(Ans : e)

28. The ‘National De-worming Day’ is observed in India every year on– 
(a) June 10 
(b) April 10 
(c) March 10 
(d) February 10 
(e) May 10 
(Ans : d)

29. Under the Sukayana Samridhi Yojana (SSN), the interest is payable by the Bank at the rate of– 
(a) 8% 
(b) 8.7% 
(c) 8.5% 
(d) 8.9% 
(e) 9.1% 
(Ans : e)

30. What is the minimum number of employees is a firm covered by the retirement fund body Employees Provident Fund Organisation (EPFO) for providing social security net? 
(a) Ten 
(b) Twenty 
(c) Thirty 
(d) Fifteen 
(e) Forty 
(Ans : a)

31. The Transatlantic Trade and Investment Partnership (TTIP), is a trade and investment agreement under negotiation between the– 
(a) European Union and the USA 
(b) European Union and India 
(c) World Trade Organisation and India 
(d) European Union and China 
(e) India and the USA 
(Ans : a)

32. The currency ,of , the ‘Republic of Mauritius’ is– 
(a) Other than those given as options 
(b) Mauritian Riyal 
(c) Mauritian Rial 
(d) Mauritian Rupee 
(e) Mauritian Rufiyaa 
(Ans : d)

33. ‘One Life is Not Enough’ is an autobiography of– 
(a) Prime Minister Narendra Modi 
(b) Natwar Singh 
(c) Dr. Manmohan Singh 
(d) Sharad Pawar 
(e) APJ Abdul Kalam 
(Ans : b)

34. Future Group is an Indian private conglomerate, which is known for having a significant prominence in Indian retail and fashion sector, with popular supermarket chain– 
(a) Hyper City 
(b) Easy Day 
(c) More 
(d) D-Mart 
(e) Big Bazaar 
(Ans : e)

35. In the recent Finance Bill-2016 place before parliament, government proposed the merging of commodity futures market regulator, Forward Markets Commission (FMC) with– 
(a) IRDA 
(b) PFRDA 
(c) SEBI 
(d) RBI 
(e) FLSRC 
(Ans : c)

36. An insurance purchased by agricultural producers to protect themselves against either the loss of their crops due to natural disasters or loss of revenue due to declines in the prices of agricultural commodities, is known as– 
(a) Crop Insurance 
(b) Third Party Insurance 
(c) Gap Insurance 
(d) Marine Insurance 
(e) Auto Insurance 
(Ans : a)

37. Discovered in 1866, the ‘Mesabi 1ron Range’ is the chief deposit of iron-ore in– 
(a) South America 
(b) Russia 
(c) Australia 
(d) Europe 
(e) the USA 
(Ans : e)

38. According to latest Economic Census released by National Statistical Association, which State has emerged top among states having more household enterprises? 
(a) Haryana 
(b) Maharashtra 
(c) Tamil Nadu 
(d) Karnataka 
(e) Rajasthan 
(Ans : c)

39. ‘Tasmania’ is an island State and is part of the– 
(a) Commonwealth of Puerto Rico 
(b) Commonwealth of Marina Islands 
(c) Commonwealth of Australia
(d) Commonwealth of Pennsylvania 
(e) Commonwealth of Massachusetts 
(Ans : c)

40. ‘United Nations Industrial Development Organisation’ that promotes industrial development is the specialised agency of the United Nations. It is headquartered in– 
(a) Rome (Italy) 
(b) New York (USA) 
(c) Vienna (Austria) 
(d) Paris (France) 
(e) Gland (Switzerland) 
(Ans : c)

GENERAL AWARENESS PRACTICE QUESTIONS FOR ALL BANK EXAMS

1. Institute for Economics and Peace (IEP) released Global Peace Index 2015 on June16, 2015. What is India’s rank?
1) 138
2) 134
3) 143
4) 139
5) 140

2. Which tennis legend was appointed the Ayurveda brand ambassador of Kerala on June 24, 2015?
1) Andre Agassi
2) Steffi Graf
3) Maria Sharapova
4) Boris Becker
5) Pete Sampras

3. Sheila Kaul passed away on June 13, 2015. She was a former Governor of?
1) Uttar Pradesh
2) Madhya Pradesh
3) Himachal Pradesh
4) West Bengal
5) Jharkhand

4. Mogens Lykketoft was elected as President of the United Nations General Assembly in June 2015. He belongs to?
1) UK
2) France
3) Italy
4) Denmark
5) Norway

5. Institute for Economics and Peace is headquartered in?
1) Sydney
2) Geneva
3) Berne
4) Manila
5) Oslo

6. The world’s first mangrove zoo will be set up in?
1) Tripura
2) Odisha
3) Manipur
4) Jharkhand
5) West Bengal

7. UNO declared 2015 as the International Year of?
1) Crystallography
2) Light and Light based Technologies
3) Yoga
4) Family Farming
5) Cooperatives

8. The first development financial institution in India is?
1) IDBI
2) Exim Bank
3) IFCI
4) SIDBI
5) ICICI

9. The world’s largest vertical maze, Maze Tower, is in?
1) Dubai
2) Kuala Lumpur
3) New York
4) Jakarta
5) Riyadh

10. Charlie Hebdo’s office was attacked by terrorists in January 2015. It is a satirical weekly magazine based in?
1) Spain
2) Germany
3) France
4) Hungary
5) Portugal

11. The 2017 women’s cricket world cup will be held in?
1) India
2) Australia
3) West Indies
4) England
5) New Zealand

12. Who won the 7th Chennai International Open Grandmaster chess tournament in January 2015?
1) Popov Ivan
2) Ramnath Bhuvanesh
3) R. Siddharth
4) Dzhumaev Marat
5) Mozharov Mikhail

13. Which of the following is a successor body of the General Agreement on Tariffs and Trade (GATT)?
1) World Bank
2) IMF
3) WTO
4) OECD
5) WEF

14. Which country was formerly known as Nyasaland?
1) Zambia
2) Tanzania
3) Mozambique
4) Malawi
5) Sudan

15. Which of the following organizations has seven members?
1) SAARC
2) NATO
3) BIMSTEC
4) OPEC
5) ASEAN

16. According to the ‘Status of Tigers in India 2014’ report what is the population of tigers?
1) 1706
2) 1411
3) 2226
4) 1909
5) 1826

17. India is home to what percent of the world’s tiger population?
1) 60%
2) 65%
3) 75%
4) 70%
5) 55%

18. Who was named as the Governor of the Year in the Central Banking Awards for 2015?
1) Ben Bernanke
2) Janet Yellen
3) Raghuram Rajan
4) Mark Carney
5) None of these

19. Which State got the National Award for e-Governance for the best district level initiative in India?
1) Haryana
2) Punjab
3) Sikkim
4) Gujarat
5) Jammu & Kashmir

20. Sukanya Samruddhi Account was launched by the Prime Minister Narendra Modi on
January 22, 2015 from?
1) Ambala
2) Panipat
3) Hissar
4) Karnal
5) Faridabad

21. India’s foreign direct investment increased by what per cent in 2014, as per a UN report released in January 2015?
1) 26%
2) 30%
3) 14%
4) 18%
5) 20%

22. Leander Paes and which of the following female tennis players won the 2015 Australian Open
Mixed Doubles title?
1) Kristina Mladenovic
2) Martina Hingis
3) Sania Mirza
4) Lucie Safarova
5) Simona Halep

23. Who won the women’s singles title of the Syed Modi International Masters Badminton tournament
in Lucknow on January 25, 2015?
1) Carolina Marin
2) P. V. Sindhu
3) Saina Nehwal
4) Li Xuerai
5) None of these

24. National Academy of Direct Taxes is located in?
1) Mumbai
2) Pune
3) Thane
4) Nagpur
5) Surat

25. The technique of inducing rain from cloud is called?
1) Cloud Control
2) Cloud Computing
3) Cloud Engineering
4) Cloud Seeding
5) None of these

26. Indian Statistical Institute was founded by?
1) R.C. Bose
2) J.M. Sengupta
3) R.R. Bahadur
4) P.C. Mahalanobis
5) C.R. Rao

27. Arihant is a?
1) Unmanned combat aerial vehicle
2) Multi barrel rocket launcher
3) Surface to air missile
4) Nuclear submarine
5) None of these

28. Baiji oil refinery is located in?
1) Iran
2) Iraq
3) Syria
4) Russia
5) Sudan

29. World Vitiligo Day is observed on?
1) June 25
2) June 26
3) June 23
4) June 24
5) June 28

30. Sukanya Samridhi Account will enable parents to open bank accounts of girls who are under?
1) 12 years
2) 15 years
3) 10 years
4) 18 years
5) 14 years

31. The Venture Capital Fund for Scheduled Castes was launched by the Union Ministry of?
1) Urban Development
2) Rural Development
3) Home
4) Finance
5) Social Justice and Empowerment

32. The 13th Foreign Ministers Meeting of the Russia-India- China trilateral was held in February 2015 in?
1) Beijing
2) Moscow
3) Yekaterinburg
4) New Delhi
5) Sochi

33. Which of the following is a 21- nation grouping of Pacific Rim countries?
1) ASEAN
2) SCO
3) EAS
4) BASIC
5) APEC

34. The first district in India to have complete rural broadband coverage is?
1) Ernakulam
2) Kollam
3) Idukki
4) Palakkad
5) Thrissur

35. Which country topped the list of 93 countries in the 2014 edition of Global Talent Competitive Index?
1) Switzerland
2) Singapore
3) Luxembourg
4) USA
5) Canada

36. What is India’s rank in the Global Talent Competitive Index that was released by the INSEAD Business School in January 2015?
1) 63
2) 78
3) 65
4) 67
5) 75

37. Yingluck Shinawatra was impeached by the Parliament in January 2015. She is the former Prime Minister of?
1) Cambodia
2) Laos
3) Thailand
4) Vietnam
5) Myanmar

38. Which country was the largest recipient of FDI in 2014?
1) China
2) USA
3) Singapore
4) Brazil
5) India

39. The Ra’ad is an air-launched cruise missile (ALCM) developed by?
1) Israel
2) Afghanistan
3) North Korea
4) Pakistan
5) Myanmar

40. Which of the following is the capital of Turkey?
1) Antalya
2) Istanbul
3) Izmir
4) Adana
5) Ankara

ANSWERS:
1) 3 2) 2 3) 3 4) 4 5) 1 6) 5 7) 2 8) 3 9) 1 10) 3
11) 4 12) 1 13) 3 14) 4 15) 3 16) 3 17) 4 18) 3 19) 5 20) 2
21) 1 22) 2 23) 3 24) 4 25) 4 26) 4 27) 4 28) 2 29) 1 30) 3
31) 5 32) 1 33) 5 34) 3 35) 1 36) 2 37) 3 38) 1 39) 4 40) 5

GENERAL AWARENESS PRACTICE MCQs FOR BANK EXAMS

1.  The account holder under Jan Dhan Yojana, get how much life insurance cover, if the account open before 26 January, 2015?
1) Rs.5,000                                  

2) Rs.10,000                                

3) Rs.80,000
4) Rs.70,000                    

5) Rs.30,000

2.   Who host the Federation Cup in 2015?
1) Goa                              

2) Kerala                          

3) Jammu and Kashmir
4) West Bengal                

5) None

3.  The RBI has allowed banks to provide loans to exporters with tenures of up to how many years?

1) 5 years                        

2) 6 years                        

3) 8 years            

4) 10 years                      

5) 12 years

4.    The SLR comprises investments in which of the following ?

1) gold                             

2) cash                

3) Govt. securities

4) all the above                           

5) None of these

5.    How much investment in India has China pledged for the next 5 years?

1) 35 Billion USD                        

2) 27 Billion USD

3) 40 Billion USD                        

4) 20 Billion USD            

5) 50 Billion USD

6.    Which of the following is the most imp component of the liabilities of commercial banks?

1) Time Deposits                         

2) Demand Deposits

3) Inter-bank liabilities                 

4) Other borrowings                    

5) All of the above

7.    Which country would be the partner nation for the Delhi International Book Fair 2016?

1) Australia                                  

2) Scotland

3) Ukraine                                               

4) China                          

5) USA

8.    Where is Satpura mountain located?

1) Madhya Pardesh                    

2) Rajasthan

3) Jharkhand                               

4) Maharashtra               

5) None of these

9.    Which of the following institutions provide long term institutional credit to medium and large scale industries? 
1. SIDBI                           

2. EXIM Bank 

3. IIBI                               

4. IFCI Ltd.                                  

5. None of these

10.  Which committee submitted proposals on the establishment of new capital of Andhra Pradesh?

1) Prathyusha Sinha       

2) Kamalanathan

3) Sivaramakrishnan

4) Justice Krishna                       

5) None

11.  In the Union Budget 2014-15, Investment limit in PPF raised to ___.

(1) Rs 1.5 lakh from 1 lakh                                 

(2) Rs Rs 1.5 lakh from 2 lakh

(3) Rs 2  lakh from 1.5 lakh                                

(4) Rs 2.5 lakh from 2 lakh

(5) None of the above

12.  What is the currency of Colombia?
1) Colon                           

2) Sucre               

3) Euro
4) Peso                             

5) Franc

13.  The Basic Savings Bank Deposit Account (BSBDA) holders will be allowed a maximum of how many withdrawals in a month?
1) Ten                               

2) Two                                          

3) Three   

4) Four                             

5) Five

14.  Which of the following economic concept is categorised on the basis of Current Account or Capital Account or both?
1) Balance of payment
2) Value of the foodgrain stock of a country
3) Gross National Product (GNP)
4) Gross National Income (GNI)
5) Total collection of Direct Taxes in a year

15.  How much amount was allocated for Rural Housing Scheme in the Union Budget 2014-15?

(1) Rs 4000 Crore            

(2) Rs 8000 Crore            

(3) Rs 7000 Crore

(4) Rs 100 Crore              

(5) Rs 500 Crore

Answers:

Qs	Ans	Qs	Ans	Qs	Ans
1	5	6	1	11	1
2	3	7	4	12	4
3	4	8	1	13	4
4	4	9	1	14	1
5	4	10	3	15	2

IBPS RRB Exam (Office Assistant) General Awareness Questions (Exam Held on: 17-09-2014)

1.    What is current CRR Rate - 4%

2.    How much % SLR cut down in monetary policy - 0.5%

3.    Minimum paid-up capital for payment banks – Rs 100 Crore

4.    Which organisation gives loan to landless farmer- NABARD

5.    BRICS bank head office will be located in which country- Shangai, China

6.    “Strictly Personal, Manmohan and Gursharan” a book is written by- Daman Singh

7.    In India economic condition are measured after - 5 yrs

8.    Governor of U.P – Ram Naik

9.    Lab To Land is a initiative of which Ministry -  Ministry of Rural Development

10.  Who is Tony Abott – Prime Minister of Australia

11.  Who is the minister of Ministry of Home Affairs - Rajnath Singh

12.  Who is Civil aviation Minister - Ashok Gajapati Raju

13.  Which state ban wearing dhoti in parliament- Tamil Nadu

14.  Which state has large number of tigers- Karnataka

Note: Tiger census: In the latest census, Karnataka has overtaken Madhya Pradesh, as the state with the most tigers. 

15.  What is the age limit for voting right- 18 years

16.  ISIS is active in which state – Iraq

17.  Mars Orbiter Mission, informally called - Mangalyaan

18.  What is HAL Dhruv -  It is a utility helicopter developed and manufactured by India’s Hindustan Aeronautics Ltd.

19.  Rainfall density is highest in which state- Cherrapunji, Meghalaya

20.  Who is the head of UNESCO - Irina Bokova

21.  Ban Ki -moon is the Secretary-General  of – UN

22.  Which country is helping India for Ganga rejuvenation – Japan

23.  According to Union budget 2014-15, Agricultural university will open in which state – Andhra Pradesh & Rajasthan

24.  Gandhi Nagar is the capital of which state- Gujarat

25.  Nalanda university is located in which state –Bihrar

26.  Telangan’s state brand ambassador- Sania Mirza

27.  Human Development index 2014 topped by which country -  Norway

28.  Capital of Maldives- Malé

29.  Bangkok is the capital of which country- Thailand

30.  Jitu Rai is associated with - Shooting

31.  What is the rank of India in CWG 2014 games medal tally– Fifth

32.  Parupalli Kashyap is related to with which game - Badminton

33.  K. Sanjita chanu belongs from which state - Manipur

34.  Tiger wood is related with which game- Golf

35.  Novok Djokovic is related to which game - Tennis

36.  Roger Feredar is related to which game – Tennis

37.  Which country tops medal tally in CWE 2014 games – England

38.  Which country finished 2^nd rank in medal tally in CWE 2014 games -Australia

39.  Union Cabinet approved the Juvenile Justice Bill, 2014, age limit for juvenile to be carried in court for heinous crime is - The bill will treat minors above the age of 16 as adults, who are accused of heinous crimes like rape and murder.

40.  HUCK term related to which game- Ultimate Frisbee