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Saturday, October 13, 2012

BANK EXAMS GENERAL AWARENESS PRACTICE MCQs


1. As per RBI order on 20th August 2012, ''No frills accounts'' to be called as?
1) Basic Saving Bank Deposit Account
2) Poor Man Saving Bank Deposit Account
3) BPL Account
4) No Pay Account
5) None

2. Loans given to weaker and poor sections of the society are called?
1) Corporate Lending
2) Priority Sector Lending
3) Ration Shops Lending
4) No Rich Lending
5) None

3. ''Bank Saathi'' is a?
1) Nearest ATM
2) Business correspondent scheme
3) Nearest Internet Centre
4) Account for friend
5) Scheme for wife and husband

4. NABARD was established on the recommendations of which committee?
1) Goel
2) Vaidyanathan
3) Narashimham
4) Sivaraman
5) Kalyanasundaram

5. Aim of the 12th Five Year Plan (2012 - 17) is?
1) Faster, sustainable and more inclusive growth
2) Development of Industries and Agriculture
3) Combined and Sustainable Growth for Rural People
4) Alleviation of Poverty in Urban and Rural Areas
5) None

6. Expand SEZ .............
1) Serial Economic Zone
2) Special Economic Zoo
3) Senior Economic Zone
4) Series Economic Zone
5) Special Economic Zone

7. The list of Books given. Pick the correct one.
1) Pranab Mukherjee - Challenges before the Nation
2) Narendra Modi - Convenient Action: Gujarat's Response to Challenges of Climate Change
3) Narayan Murthy - A Better India: A Better World
4) Atal Bihari Vajpayee - Meri Sansadiya Yatra
5) All of above

8. Wrestling coach Yashvir Singh, Boxing Coach BI Fernandez, Athletics Coach Virender Poonia, Kabaddi Coach Sunil Davas, Parathletics Coach Dr.Satyapaul and Hockey Coach Harinder Singh received which award?1) Arjun
2) Khelratna
3) Dronachharya
4) Dhyanchand
5) None



9. Paris-based Sanofi developed a vaccine for?
1) Dengue
2) Flu
3) AIDS
4) Swine Flu
5) Cancer

10. Options relating to sports terms given. Select the wrong one.
1) Athletics - Track, Hurdles, Lane
2) Badminton - Back Hand, fore hand, Love
3) Chess - Gambit, Bishop, Grand Master
4) Football - Dribble, Foul, Pass
5) Tennis - Wicket, Ashes, LBW

11. Hamara Khaata Hamara Swabhimaan (Our Account Our Pride) scheme to provide the ''No frill Accounts'' to poor announced. Who declared this scheme?
1) Indian Banks Association and State bank of India
2) Reserve Bank of India and Indian Banks Association
3) Indian Banks Association and Ministry of Finance
4) State bank of India and IDBI
5) Ministry of Finance and World Bank

12. Gyanodaya is the e-Learning Gateway of?
1) Bank of Baroda
2) State Bank of India
3) ICICI
4) Axis Bank
5) Andhra Bank

13. On 1st August 2012, which committee suggested the ways to strengthen in Rural  Cooperative Credit structure by RBI?
1) Diwakar Guptha
2) Poorna Chandra
3) D. Subba Rao
4) Malhothra
5) Prakash Bhakshi

14. Hillary Clinton recently visited India. She is the?
1) USSR Foreign Minister
2) Argentina President
3) USA Foreign Secretary
4) UNESCO Chief
5) UNO Ambassador to India

15. PSLV- C 21 carried .................. satellites.
1) SPOT-6 of France and Proiteres of Japan
2) Megha - Tropiques of India and Jugnu of Japan
3) RISAT - 1, OCEANSAT-1 of India
4) PROBA of Belgium and METSAT of India
5) ANUSAT of India and ALSAT-2A of Algeria

16. On 16th August 2012, SEBI made it mandatory that all listed companies must have minimum of .......... percent of public shareholdings by June 2013.
1) 15
2) 74
3) 49
4) 20
5) 25

17. Excise Duty collected on?
1) goods exported to foreign countries
2) person income
3) services provided by private individuals
4) goods sold and purchased in exhibitions
5) production of goods

18. The List of Abbreviations given. Pick the correct one.
1) PAN - Permanent Account Number
2) DGCA - Directorate General of Civil Aviation
3) FATF - Financial Action Task Force
4) IPR - Intellectual Property Rights
5) All of above

19. Which among the following statement is not correct about Kerala?
1) Its capital is Thiruvananthapuram. Its present Chief Minister is Oommen Chandy
2) New Metro Rail project started in Kochi
3) Kerala registered the lowest literacy according to 2011 census
4) In the 2012 - 13 budget, proposed to set up a Rail Coach Factory at Palakkad
5) Kathakali is a famous dance art seen in this state

20. The International Boarder lines given. Pick the wrong combination.
1) Radcliff Line - India & Pakistan
2) Durand Line- Pakistan & Afghanistan
3) Mac Mohan Line - India & China
4) 49th Parallel- USA & Canada
5) None

21. Capital Adequacy Ratio means?
1) A ratio of bank's Staff to its risk
2) A ratio of central bank's capital to the capital of banks
3) A ratio of a bank's capital to its risk
4) A ratio of bank's capital to its profit
5) None

22. Among the following schemes, which is applicable to senior citizens?
1) Annapurna
2) Bharat Nirman
3) SABLA
4) Sarva Shiksha Abhiyan
5) None

23. Bank Current Account details are given. Pick the wrong one.
1) Generally the businessman having the more transactions opt this account
2) The highest rate of interest paid on this account compare to other accounts
3) Allow to take withdrawals from this account
4) Any number of transactions can be done
5) No interest or very low interest is paid on this account

24. Seri culture means?
1) Production of hens for chicken
2) Production of goats for milk and wool
3) Production of meat from animals
4) Cultivation of silkworms to produce silk
5) Cultivation of bio-diesel seeds to produce diesel

25. In the Forbes magazine's list of the world's 100 most powerful women, Sonia Gandhi got............
1) First rank
2) Second rank
3) Third rank
4) Sixth rank
5) None

26. Sahayog Kaijin-XI is the military exercise of Japan and?
1) USA
2) China
3) Russia
4) India
5) Canada

27. First woman elected as the head of African Union?
1) Nkosazana Dlamini Zuma
2) Cristina Elisabet Fernandez de Kirchner
3) Dilma Rousseff
4) Christine Lagarde
5) None

28. Options relating to States given. Find out the wrong one.
1) International Literacy Festival 2012 held in Jaipur
2) Delhi declared house sparrow as the state bird
3) 3% of all contractual jobs reserved to physically handicapped persons by Odisha
4) First Vaccine Park opened in Tamilnadu
5) None of above

29. Which Steel Plant won the prestigious Prime Minister's Trophy for the tenth time?
1) Bhopal
2) Ranchi
3) Bhilai
4) Visakhapatnam
5) Durgapur

30. Indian Institute of Horticultural Research (IIHR) located in?
1) Hyderabad
2) Bhopal
3) Kolkata
4) Bangalore
5) Thiruvananthapuram

31. Which bank in India usually acts as a coordinator in the operations of rural credit institutions?
1) RBI
2) SIDBI
3) NABARD
4) RRB
5) SCB

32. Deposit Insurance and Credit Guarantee Corporation (DICGC) insures the deposits of the bank customers up to 1 lakh. DICGC is the wholly owned subsidiary of?
1) SBI
2) NABARD
3) Union Government
4) RBI
5) IDBI

33. Benefit of Bio - Metric ATM is ?
1) Chance of use of third party
2) Protects from misuse by third party
3) ATM looks good
4) Charges are less
5) Can provide to many customers

34. National Commission on Entrepreneurship to be headed by .............. as per the Entrepreneurship Development Institute of India (EDI), Ahmedabad.
1) President of India
2) Vice-President of India
3) Finance Minister
4) Prime Minister
5) None

ANSWERS:
1-1; 2-2; 3-2; 4-4; 5-1; 6-5; 7-5; 8-3; 9-1; 10-5;
11-3; 12-2; 13-5; 14-3; 15-1; 16-5; 17-5; 18-5; 19-3; 20-5;
21-3; 22-1; 23-2; 24-4; 25-4; 26-4; 27-1; 28-5; 29-3; 30-4;
31-3; 32-4; 33-2; 34-4.

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