IBPS CLERKS EXAM PRACTICE QUESTIONS

Reasoning Ability

1. '2' is subtracted from each even digit and '1' is added to each odd digit in the number 7652348. Which of the following will be the difference of the second digit from the right and the third digit from the left of the new number thus formed?

(A) 1

(B) 2

(C) 4

(D) 6

(E) 3

Ans: (C)

2. In a certain code 'RAISE' is coded as 'FTJBS' and 'LEASE' is coded as 'F'TBFM'. How will 'FLOWN' be coded in the same code?

(A) OXPMG

(B) OPMXG

(C) OGMXP

(D) MGOXP

(E) MGPOX

Ans: (A)

3. Rajesh correctly remembers that his friend Sanjay started working after April but before September. Vinod correctly remembers that Sanjay did not have a job before May. Madan correctly remembers that the month Sanjay started working had 31 days. In which month of the year did Sanjay definitely start working?

(A) July

(B) Either August or July

(C) August

(D) Either August or June

(E) June

Ans: (B)

Directions-(Q.4-6) In each question below are three statements followed by two conclusions numbered I and II. You have to take the three given statements to be true even if they seen to be at variance from commonly known facts and then decide which of the given conclusions logically follows from the three statements disregarding commonly known facts. Give answer-

(A) If only conclusion I follows.

(B) If only conclusion II follows.

(C) If either conclusion I or conclusion II follows.

(D) If neither conclusion I nor conclusion II follows.

(E) If both conclusions I and II follow.

4. Statements:

Some black are blue.

Some blue are white.

Some white are black.

Conclusions :

I. Some black are both blue and white.

II. Some white are both black and blue.

Ans: (E)

5. Statements:

Some actors are dancers.

Some dancers are musicians.

No musicians are painters.

Conclusions :

I. Some painters are actors.

II. No painter is a dancer.

Ans: (D)

6. Statements:

All children are students.

All students are adults.

All adults are workers.

Conclusions :

I. Atleast some workers are students.

II. All children are adults.

Ans: (E)

Directions-(Q.7-9) Study the following information carefully and answer the questions given below-

A, B, C, D, P, Q, Rand S are sitting around a circle not tacinq the centre. (They face opposite of the centre). P is third to the left of A and R is second to the right of A. Q is not an immediate neighbour of either P or R. C sits third to the right of B and S sits exactly between C and R.

7. Who sits between P and S ?

(A) D    

(B) R

(C) C    

(D) A

(E) Q

Ans: (C)

8. How many persons sit between A and P when counted in anti- clockwise direction from A ?

(A) One    

(B) Two

(C) Three    

(D) Four

(E) Five

Ans: (B)

9. What is S's position with respect to D ?

(A) Secondtotheleft

(B) Third to the right

(C) Third to the left

(D) Immediate right

(E) Fourth to the right

Ans: (C)

English Language

Directions-(Q.10-12) Rearrange the following six sentences (1), (2), (3), (4), (5) and (6) in the proper sequence to form a meaningful paragraph; then answer the questions given below them .

1 . He walked up to his teacher and asked "Why does one die, Master ?"

2. "The time has come for your vase to die".

3. "Its natural," said the teacher. "Everything has a beginning and an end."

4. A young student happened to break a precious vase belonging to his teacher.

5. When he heard his teacher's footsteps, he quickly hid the broken vase behind him.

6. The student then, held out the pieces of the broken vase saying.

10. Which of the following should be the FIRST sentence after the rearrangement ?

(A) 3    

(B) 4

(C) 6    

(D) 1

(E) 5

Ans: (B)

11. Which of the following should be the SECOND sentence after the rearrangement ?

(A) 2    

(B) 3

(C) 5    

(D) 1

(E) 6

Ans: (C)

12. Which of the following should be the FOURTH sentence after the rearrangement ?

(A) 1    

(B) 5

(C) 2    

(D) 6

(E) 3

Ans: (E)

Directions-(Q.13-16) Read each sentence to find out whether there is any grammatical error in it. The error, if any, will be in one part of the sentence. The letter of that part is the answer. If there is no error, the answer is (E) i.e. 'No error'. (Ignore the errors of punctuation, if any)

13. My name is Rahul / and I am coming / from a beautiful state /in India. No error
              (A)                   (B)                             (C)                     (D)         (E)

Ans: (B)

14. If you want to / keep good health / you must eats / a lot of vegetables. No error
              (A)                   (B)                     (C)                      (D)                  (E)

Ans: (C)

15. In recent months, / a large number of equipments / has been steal/from construction sites. No error
               (A)                                    (B)                                 (C)               (D)                      (E)

Ans: (C)

16. The Indian Government's / primary goal/is to reduction / of poverty. No error
                (A)                              (B)              (C)                (D)             (E)

Ans: (C)

Directions-(Q.17-21) Read the following passage carefully and answer the questions given below it. Certain words are printed in bold to help you to locate them while answering some of the questions.

Vishnu Raman was an Indian magistrate who lived about a hundred years ago. He was famed for the fairness of his judgements. One day while the magistrate was walking through the market he saw a crowd outside a poultry shop. On enquiring what the matter was he learnt that a worker had accidentally dropped a heavy sack on a chicken, crushing it to death. The chicken was small, worth only about five rupees, but the owner of the shop had caught the worker by his throat and was demanding a hundred rupees. His argument was that the chicken would have grown into a plump bird in another two years and then it would have fetched him the amount he was asking for. Somebody in the crowd recognized the magistrate, and everybody made way for him.

"Judge our case, your honour !" said the owner of the chicken, letting go of the worker and bowing respectfully to the magistrate. "This man, through his carelessness has caused the death of a chicken that would have fetched me a hundred coins in another two years !" Fear had made the worker's speech incoherent. Nobody could understand what he was saying. "The price put on the chicken is hundred rupees," said the magistrate, to the worker. "I advise you to pay the owner." There was a gasp from the crowd. Everybody had expected the magistrate to favour the poor worker. The owner of the chicken was overjoyed. "They said you were fair in your judgements" he said, rubbing his hands in glee, "now I can say there is no one fairer than you !"

"The Law is always fair," smiled the magistrate. "Tell me, how much grain a chicken would eat in a year ?" "About half a sack," said the poultry shop owner. "So in two years the chicken who died would have eaten a whole sack of grain," said Vishnu Raman. "Please give the sack of grain you've saved to the worker." The chicken owner turned pale. A sack of grain would cost more than hundred rupees. Frightened by the shouts from the crowd, he declared he would not take any money from the worker, and retreated into the safety of his shop in the end.

17. What was Vishnu Raman well known for?

(A) He was well known for his respectable position

(B) He was well known for his honesty

(C) He was well known for his fairness of judgement

(D) He was well known for time management

(E) None of these

Ans: (C)

18. Why was the owner asked to give a sack of grain to the worker?

(A) The worker could not afford grain

(B) The worker had purchased the sack of grain

(C) The worker did not get paid for his services

(D) A sack of grain was equal to a hundred rupees

(E) He would have saved on a sack of grain

Ans: (E)

19. In the end, the owner turned pale because-

1. The magistrate was being unjust.

2. He realised that he was being cheated.

3. The magistrate asked him to give the worker a sack of grain.

(A) Only 1    

(B) Only 2

(C) Only 3    

(D) Only 1 and 2

(E) Only 2 and 3

Ans: (C)

20. Why was the owner of the shop initially overjoyed with the magistrate's judgement ?

(A) The magistrate asked the worker to pay him a hundred rupees

(B) He was fond of the magistrate

(C) He did not expect the magistrate to favour the worker

(D) He could now buy another chicken

(E) The law is always fair

Ans: (A)

21. What was the commotion in the market about ?

(A) The worker quitting his job

(B) The shop owner beating the magistrate

(C) The magistrate's visit to the market

(D) The death of a chicken

(E) The missing money from the owner's shop

Ans: (D)

Directions-(Q.22-23) Choose the word which is most opposite in meaning of the word printed in bold as used in the passage-

22. Accidentally

(A) Deliberately

(B) Mistakenly

(C) Erroneously

(D) Cautiously

(E) Hastily

Ans: (B)

23. Fair

(A) Brilliant    

(B) Good

(C) Honest    

(D) Unjust

(E) Clever

Ans: (D)

Directions-(Q.24-26) Pick out the most effective word from the given words to fill in the blanks to make the sentence meaningfully complete-

24. Most of the people who .......... the book exhibition were teachers.

(A) witnessed

(B) presented

(C) conducted

(D) held

(E) attended

Ans: (E)

25. The frequent errors are a result of the student's .................

(A) talent

(B) smartness

(C) carelessness

(D) perception

(E) destructiveness

Ans: (C)

26. I finally.......... her to stay another day.

(A) advised    

(B) persuaded

(C) suggested

(D) called

(E) tortured
Ans: (B)

Numerical Ability

Directions-(Q.27-29) What will come in place of the question mark (?) in the following series ?

27. 343, 350, 336, 357, 329, ? , 322

(A) 354    

(B) 364

(C) 368    

(D) 362

(E) None of these

Ans: (B)

28. 27, 28, 32, 41, 57, 82, ?

(A) 116    

(B) 112

(C) 118    

(D) 119

(E) 117

Ans: (C)

29. 33, 38, ? , 63, 83, 108

(A) 47    

(B) 46

(C) 43    

(D) 48

(E) 49

Ans: (D)

Directions-(Q.30-35) What should come in place of the question mark (?) in the following questions ?

30. 958 x 63 ÷ 3² = ?

(A) 7606    

(B) 6706

(C) 6760    

(D) 6607

(E) None of these

Ans: (B)

31. 58² - 8² = 300 + ?

(A) 3000    

(B) 3300

(C) 3030    

(D) 3003

(E) None of these

Ans: (A)

32. 791.52 + 463.88 - 540.25 = ?

(A) 725.25    

(B) 711.11

(C) 735.35    

(D) 715.15

(E) None of these

Ans: (D)

33. 6⁵ x 36² x 1296 = 6^?

(A) 13    

(B) 12

(C) 14    

(D) 11

(E) None of these

Ans: (A)

34. √576 + √841 = √?

(A) 2890    

(B) 2098

(C) 2909    

(D) 2809

(E) None of these

Ans: (D)

35. (69.3 x 15.2) + (4.5 x 19.8) = ?

(A) 1142.46    

(B) 1152.46

(C) 1412.46    

(D) 1124.46

(E) None of these

Ans: (A)

Directions-(Q.36-37) In each of these questions an equation is given with a question mark (?) in place of the correct figure on the right hand side which satisfies the equality. Based on the values on the left hand side and the symbol of equality given, you have to decide which of the following figures will satisfy the equality and thus come in place of the question mark.

Symbol     stand for :
     >        greater than
     =        equal to
     <        lesser than
     ≥        either greater than or equal to
     ≤        either lesser than or equal to

36. ± [(5 x 3) + (57 ÷ 3)] ÷ ?

(A) 35    

(B) 33

(C) - 34    

(D) 34

(E) 31

Ans: (C)

37. (√64 + 456) ÷ 8 < ?

(A) 53    

(B) - 58

(C) 57.9    

(D) 56

(E) 59

Ans: (E)

38. The ratio between Priti's and Asha's ages is 9 : 13 respectively. 8 years ago the ratio between their ages was 7: 11 respectively. What is Priti's present age?

(A) 36 years

(B) 52 years

(C) 43 years

(D) 49 years

(E) None of these

Ans: (A)

39. The average of five numbers is 371.8. The average of the first and second number is 256.5 and the average of the fourth and fifth number is 508. Which of the following is the third number?

(A) 360    

(B) 310

(C) 430    

(D) 380

(E) 330

Ans: (E)

40. The average speed of a bus is 67 km per hour. The bus was scheduled to start at 12 pm. It was scheduled to reach a destination 335 km away from its starting point at 7 pm and a halt was scheduled on the way. For how long was the halt scheduled ?

(A) 3 hours

(B) 2 hours

(C) 1 hour

(D) Cannot be determined

(E) None of these

Ans: (B)

41. Oisha scored 35 marks in Geography, 32 marks in History, 29 marks in Science, 40 marks in Mathematics, 36 marks in English and 33 marks in Hindi. The maximum marks in each subject are 50. What is Oisha's approximate percentage ?

(A) 68    

(B) 63

(C) 58    

(D) 53

(E) 76

Ans: (A)

Directions- (Q.42-44) What approximate value should come in place of the question mark (?) in the following questions ?

(Note: You are not expected to calculate the exact value)

42. 12.93 x 78.78 ÷ 10.95 = ?

(A) 40    

(B) 120

(C) 110    

(D) 60

(E) 90

Ans: (E)

43. 798 ÷ 27 x 0.66 = ?

(A) 40    

(B) 50

(C) 10    

(D) 30

(E) 20

Ans: (E)

44. 13.08 x 19.901 ÷ 17.05 = ?

(A) 25    

(B) 35

(C) 55    

(D) 15

(E) 45

Ans: (D)

Compute Knowledge

45. In word you can force a page break-

(A) By positioning your cursor at the appropriate place and pressing the F1 key

(B) By using the Insert/Section Break

(C) By positioning your cursor at the appropriate place and pressing Ctrl + Enter

(D) By changing the font size of your document

(E) None of these

Ans: (C)

46. Junk e-mail is also called-

(A) spam

(B) spoof

(C) sniffer script

(D) spool

(E) None of these

Ans: (A)

47. Hackers-

(A) all have the same motive

(B) break into other people's computers

(C) may legally break into computers as long as they do not do any damage

(D) are people who are allergic to computers

(E) None of these

Ans: (B)

48. What type of computers are client computers (most of the time) in a client-server system ?

(A) Mainframe

(B) Mini-computer

(C) Microcomputer

(D) PDA

(E) None of these

Ans: (C)

49. A computer cannot 'boot' if it does not have the-

(A) Compiler

(B) Loader

(C) Operating System

(D) Assembler

(E) None of these

Ans: (C)

50. The amount of vertical space between lines of text in a document is called-

(A) double-space

(B) line spacing

(C) single space

(D) vertical spacing

(E) None of these

Ans: (B)

51. Example of non-numeric data is-

(A) Employee address

(B) Examination score

(C) Bank balance

(D) All of these

(E) None of these

Ans: (A)

52. What is embedded system ?

(A) The programme which arrives by being wrapped in box.

(B) The programme which is the permanent part of the computer

(C) The computer which is the part of a big computer

(D) The computer and software system that control the machine

(E) None of these

Ans: (D)

53. First page of Website is termed as-

(A) Homepage

(B) Index

(C) JAVA script

(D) Bookmark

(E) None of these

Ans: (A)

54. ..................... is the appearance of typed characters.

(A) Size    

(B) Format

(C) Point    

(D) Colour

(E) None of these

Ans: (B)

55. When a file is saved for the first time-

(A) a copy is automatically printed

(B) it must be given a name to identify it

(C) it does not need a name

(D) it only needs a name if it is not going to be printed

(E) None of these

Ans: (B)

56. Office LANS, which are scattered geographically on large scale, can be connected by the use of corporate-

(A) CAN

(B) LAN

(C) DAN

(D) WAN

(E) TAN

Ans: (D)

57. Where are data and programme stored when the processor uses them ?

(A) Main memory

(B) Secondary memory

(C) Disk memory

(D) Programme memory

(E) None of these

Ans: (A)

58. ............... represents raw facts, where- as ................. is data made meaningful.

(A) Information, reporting

(B) Data, information

(C) Information, bits

(D) Records, bytes

(E) Bits, bytes

Ans: (B)

59. Which keystroke will take you at the beginning or the end of a long document ?

(A) Ctrl + PageUp and Ctrl + PageOown

(B) Shift + Home and Shift + End

(C) Ctrl + Home and Ctrl + End

(D) The only way is by using the right scroll bar

(E) None of these

Ans: (C)

60. What characteristic of read-only memory (ROM) makes it useful ?

(A) ROM information can be easily updated.

(B) Data in ROM is nonvolatile, that is, it remains there even without electrical power.

(C) ROM provides very large amounts of inexpensive data storage.

(D) ROM chips are easily swapped between different brands of computers.

(E) None of these

Ans: (B)

General Awareness

61. India and Sri Lanka signed a MoU on 20 July 2011 to develop the __port.

(A) Kankesanthurai

(B) Hambantota

(C) Oluvil

(D) Port of Point Pedro

Ans: (A)

62. Securities and Exchange Board of India (SEBI) proposed to create regulations for alternative investment funds under the title SEBI (Alternative Investment Fund) Regulations on 1 August 2011. With regard to the statement which of the following is/are not true?

1.    Alternative investment fund raise capital from a number of high networth investors to invest in accordance with a defined investment policy for the benefit of those investors.

2.    SEBI made it optional for all types of private pools of capital or investment funds to seek registration with SEBI.

3.    For PE funds, investments would be mainly in unlisted companies or companies proposed to be listed.

4.    For infrastructure equity funds, minimum half of the investment would have to be in equity of infrastructure projects/companies.

(A) 1 & 4

(B) 2 & 3

(C) 1 & 3

(D) 2 & 4

Ans: (A)

63. Who took charge as Chairman of the Rashtriya Ispat Nigam Ltd, Visakhapatnam steel plant (RINL-VSP) on 31 July 2011?

(A) A.P. Choudhary

(B) P.K. Bishnoi

(C) N.K Mishra

(D) Binayak Mishra

Ans: (A)

64. Who is the five-time national champion from Tamil Nadu who won the final in the National billiards and snooker championship on 25 July 2011?

(A) Vidya Pillai Tilakraj

(B) Arantxa Sanchis

(C) Neena Praveen

(D) Suniti Damani

Ans: (A)

65. The Reserve Bank of India (RBI) in a bid to tame inflationary pressure hiked the short-term indicative policy rate (repo rate) by 50 basis points on 26 July 2011. The repo rate currently stands at what percentage?

(A) 7%

(B) 7.5%

(C) 8%

(D) 8.5%

Ans: (C)

66. Name the public sector lender that selected Metlife as its partner for a proposed foray into the life insurance segment.

(A) Syndicate Bank

(B) Punjab National Bank

(C) Corporation Bank

(D) United Bank of India

Ans: (B)

67. World Investment Report 2011 was released by UNCTAD on 26 July 2011. According to the report, what is India’s position among the top 20 Foreign Direct Investment (FDI) recipients?

(A) 8th

(B) 10th

(C)  14th

(D) 4th

Ans: (C)

68. The Union Cabinet Approved National Social Security Fund for Unorganised Sectors. The fund is likely to benefit __crore workers in the unorganized sector.

(A) 43.3

(B) 35.6

(C) 34

(D) 20.5

Ans: (A)

69. The Union government on 26 July 2011 announced restoration of the popular duty entitlement pass book (DEPB) scheme for export of cotton. Which of the following is/are not true with regard to the following?

1. Restoration of the popular duty entitlement pass book (DEPB) scheme was announced for export of cotton with retrospective effect from 1 April 2011 and on cotton yarn from 1 October 2010.

2. Cotton yarn had been placed under Open General Licence for exports from 1 October 2011.

3. Exports of cotton were dis-incentivised by virtue of export tax, following a sharp rise in prices in January 2011.

4. Restrictions continue to remain on export of cotton, that is, 65 lakh bales this year.

(A) Only 1

(B) Only 2

(C)  Both 1 & 2

(D) Only 4

Ans: (B)

70. Which one of the following became the first Baltic nation to Sign a double taxation avoidance agreement with India?

(A) Lithuania

(B) Spain

(C) Estonia

(D) Poland

Ans: (A)

71. Who did the Union government appoint on 23 July 2011 as the Solicitor-General, the second senior most law officer of India?

(A) Fali S Nariman

(B) Rohinton Nariman

(C) Gopal Subramanium

(D) Harish Salve

Ans: (B)

72. Saturn has __ moons.

(A) 62

(B) 45

(C) 34

(D) 2

Ans: (A)

73. India accepted international norms for the prevention of air pollution emanating from ships. The norms were proposed under a 1997 protocol of the International Maritime Organisation(IMO). When was IMO established?

(A) 1948

(B) 1997

(C) 1982

(D) 1937

Ans: (A)

IBPS GENERAL AWARENESS MCQs

1. Which British writer was awarded the 2011 Man Booker Prize for his book "The Sense of an Ending"?
1) Stephen Kelman
2) A.D.Miller
3) Carol Birch
4) Julian Barnes
5) Howard Jacobson

2. Helle Thorning-Schmidt is the first woman Prime Minister of which of the following European countries?
1) Denmark
2) Finland
3) Iceland
4) Norway
5) Sweden

3. The Rural Infrastructure Develo-pment Fund (RIDF) was set up by the Government in 1995-96 for financing rural infrastructure projects. Which of the following institutions/ agencies operates this fund?
1) RBI
2) NABARD
3) IFCI
4) SBI
5) IDBI Bank

4. What is the foreign direct investment (FDI) limit in private sector banks?
1) 26%
2) 49%
3) 51%
4) 74%
5) 100%

5. The 60th anniversary of the Miss Universe pageant was held in Sao Paulo, Brazil in September 2011. Who was crowned the Miss Universe 2011?
1) Leila Lopes (Angola)
2) Olesya Stefanko (Ukraine)
3) Priscila Machado (Brazil)
4) Shamcey Supsup (Philippines)
5) Vasuki Sunkavalli (India)

6. B.C.Khanduri of the Bharatiya Janata Party was sworn in as the Chief Minister of which of the following states in September 2011?
1) Uttar Pradesh
2) Karnataka
3) Haryana
4) Uttarakhand
5) Chhattisgarh

7. Who became the first cricketer to play in 100 Test wins on September 3, 2011?
1) Rahul Dravid
2) Sachin Tendulkar
3) Ricky Ponting
4) Shane Warne
5) Kumar Sangakkara

8. The India International Bank (Malaysia) is a trio joint venture between Bank of Baroda, Indian Overseas Bank and ________.
1) Bank of India
2) Indian Bank
3) Andhra Bank
4) Canara Bank
5) Vijaya Bank

9. Who is the author of the book "Walking with the Comrades"?
1) Jyothi Basu
2) Arundhati Roy
3) Kamala Das
4) Aravind Adiga
5) None of these

10. The board of which of the following banks has approved the merger of the financial services of Enam Securities Private Ltd. with itself in September 2011?
1) Axis Bank
2) ICICI Bank
3) HDFC Bank
4) Yes Bank
5) None of these

11. Who replaced Shashank Mano-har as the President of the Board of Control for Cricket in India (BCCI) in September 2011?
1) K.Srikkanth
2) N.Srinivasan
3) Rajiv Shukla
4) Sharad Pawar
5) Mohinder Amarnath

12. Which country tops the list of nations for having the maximum representation of women in Parliament?
1) India
2) Switzerland
3) Rwanda
4) Denmark
5) New Zealand

13. Which Indian software firm has become the official technology partner of the Amsterdam Marathon for a period of five years, from 2011 to 2015?
1) Infosys
2) Mahindra Satyam
3) Wipro
4) TCS
5) None of these

14. Which football player has won the inaugural UEFA Best Player in Europe award for the 2010-2011 season?
1) Kaka
2) Xavi Hernandez
3) Lionel Messi
4) Cristiano Ronaldo
5) None of these

15. Who topped the list of 100 most powerful women in the world for the year 2011 released by the Forbes magazine recently?
1) Angela Merkel
2) Hillary Clinton
3) Dilma Rousseff
4) Indra Nooyi
5) Sheryl Sandberg

16. Which film has won the Nargis Dutt Award for the Best Feature Film on National Integration in the 58th National Film Awards?
1) Do Dooni Chaar
2) Dabangg
3) Moner Manush
4) Champions
5) Aadukalam

17. A working group constituted by the Reserve Bank of India has submitted its report on non-banking finance companies (NBFCs). Who headed this committee?
1) Y.V.Reddy
2) Bimal Jalan
3) Subir Gokarn
4) Usha Thorat
5) Shyamala Gopinath

18. Burhanuddin Rabbani was assassinated recently. He was the former President of which of the following countries?
1) Pakistan
2) Syria
3) Afghanistan
4) Libya
5) Iraq

19. The United Nations Conference on Trade and Development (UNCTAD) has released its "Trade and Development Report 2011". According to this report what is the projected economic growth rate for India in 2011?
1) 9%
2) 8.1%
3) 8.8%
4) 9.2%
5) None of these

20. Who became Japan's sixth Prime Minister in five years in September 2011?
1) Yukia Amano
2) Yukiya Hatoyama
3) Akihito
4) Yoshihiko Noda
5) None of these

21. India won the inaugural Asian Champions Trophy hockey tournament held in Ordos, China in September 2011.Which country did India defeat in the final?
1) Pakistan
2) Malaysia
3) Japan
4) South Korea
5) China

22. Novak Djokovic of Serbia won his first US Open tennis championship and third Grand Slam tou-rnament of the year in September 2011. Whom did he defeat in the US Open men's final?
1) Roger Federer
2) Andy Roddick
3) Rafael Nadal
4) Andy Murray
5) Robin Soderling

23. Who has won the women's US Open tennis title in September 2011?
1) Samantha Stosur
2) Serena Williams
3) Kim Clijsters
4) Petra Kvitova
5) Venus Williams

24. Steve Jobs passed away in October 2011. Which of the following statements is/are true with regard to Steve Jobs?
1) Steve Jobs was the co-founder of Apple Inc.
2) iPod, iPhone and iPad are the renowned products of Apple.
3) Tim Cook is the present Chief Executive Officer (CEO) of Apple. He replaced Jobs in August 2011.
4) "Steve Jobs" is the authorized biography of the late Apple chief, written by Walter Isaacson.
5) All the above statements are correct.

25. The Chief Minister of which of the following states undertook a three-day 'Sadbhavana mission' fast in September 2011?
1) Uttar Pradesh
2) Karnataka
3) Uttarakhand
4) Madhya Pradesh
5) Gujarat

26. Who was honoured with the first Hridaynath Mangeshkar Award in September 2011 for his/her outstanding contribution to Indian music?
1) Asha Bhonsle
2) Pandit Ravi Shankar
3) Lata Mangeshkar
4) Zakir Hussain
5) None of these

27. Chandrasekhar Kambar won the 46th Jnanpith Award for the year 2010. He is a renowned writer in which of the following languages?
1) Malayalam
2) Kannada
3) Hindi
4) Gujarati
5) Tamil

28. Agni II, a surface-to-surface missile, was successfully launched recently. What is its range?
1) 700 Km
2) 1000 Km
3) 2000 Km
4) 4000 Km
5) 5000 Km

29. The Bushehr plant is the first nuclear plant of which of the following countries?
1) Pakistan
2) Syria
3) Jordan
4) Iran
5) Iraq

30. The Union Cabinet has approved the Approach Paper for the 12th Five-Year Plan (2012-17). According to this Paper what is the economic growth rate target during the 12th plan period?
1) 9%
2) 9.5%
3) 9.3%
4) 9.4%
5) 9.2%

31. India signed a treaty, which is aimed at solving a long-standing border dispute, with which of the following countries in September 2011?
1) Pakistan
2) Nepal
3) Bangladesh
4) Bhutan
5) China

32. Which country has launched Tiangong-1, its first space lab module?
1) South Korea
2) North Korea
3) China
4) Vietnam
5) Singapore

33. National Science Day is celebrated on which of the following days?
1) February 15
2) February 26
3) February 28
4) March 15
5) Match 26

34. Cristina Fernandez de Kirchner was re-elected the President of which of the following countries in October 2011?
1) Costa Rica
2) Brazil
3) Ireland
4) Argentina
5) Iceland

35. Which of the following rates has been increased by the Reserve Bank of India 13 times since March 2010?
1) CRR
2) SLR
3) Repo Rate
4) Bank Rate
5) Base Rate

Answers
1) 4 2) 1 3) 2 4) 4 5) 1 6) 4 7) 3 8) 3 9) 2 10) 1 11) 2 12) 3 13) 4 14) 3 15) 1 16) 3 17) 4 18) 3 19) 2 20) 4 21) 1 22) 3 23) 1 24) 5 25) 5 26) 3 27) 2 28) 3 29) 4 30) 1 31) 3 32) 3 33) 3 34) 4 35) 3

Financial Abbreviations and Acronyms in India

Abbreviation	Definition
AD	Authorized Dealer
ADB	Asian Development Bank
ADR	American Depository Receipt
AFS	Annual Financial Statement
AGM	Annual General Meeting
AIRCSC	All India Rural Credit Survey Committee
ARIMA	Auto-Regressive Integrated Moving Average
AFS	Available For Sale
ASSOCHAM	Associated Chambers of Commerce and Industry of India
ATM	Asynchronous Transfer Mode
ATM	Automated Teller Machine
BIS	Bank for International Settlements
BOI	Bank of India
BoP	Balance of Payments
BSCS	DESACS RBI Basel Committee on Banking Supervision
BSE	Bombay Stock Exchange
BSR	Basic Statistical Returns
CAD	Capital Account Deficit
CAG	Controller and Auditor General of India
CBS	Consolidated Banking Statistics
CC	Cash Credit
CD	Certificate of Deposit
CD Ratio	Credit Deposit Ratio
CDBS	Committee of Direction on Banking Statistics
CF	Company Finance
CFRA	Combined Finance and Revenue Accounts
CGRA	Currency and Gold Revaluation Account
CII	Confederation of Indian Industries
CO	Capital Outlay
CP	Commercial Paper
CPI	Consumer Price Index
CPI-IW	Consumer Price Index for Industrial Workers
CR	Capital Receipts
CRAR	Capital to Risk Weighted Asset Ratio
CRR	Cash Reserve Ratio
CSIR	Council of Scientific and Industrial Research
CSO	Central Statistical Organisation
CVC	Central Vigilance Commission
DAP	Development Action Plan
DBOD	Department of Banking Operations and Development
DCA	Department of Companies Affairs
DCB	Demand Collection and Balance
DCCB	District Central Cooperative Bank
DCM	Department of Currency Management
DD	Demand DraftDDSData Dissemination Standards
DEIO	Department of External Investments and Operations
DESACS	Department of Statistical Analysis & Computer Services
DGBA	Department of Government and Bank Accounts
DGCI&S	Directorate General of Commercial Intelligence and Statistics
DI	Direct Investment
DICGC	Deposit Insurance and Credit Guarantee Corporation of India
DID	Discharge of Internal Debt
DMA	Departmentalized Ministries Account
DRI	Differntial Rate of Interest Scheme
DSBB	Dissemination Standards Bulletin Board
DVP	Delivery versus Payment
ECB	External Commercial Borrowing
ECB	European Central Bank
ECGC	Export Credit and Guarantee Corporation
ECS	Electronic Clearing Scheme
EDMU	External Debt Management Unit
EEA	Exchange Equalization Account
EEC	European Economic Community
EEFC	Exchange Earners Foreign Currency
EFR	Exchange Fluctuation Reserve
EPF	Employees Provident Fund
ETF	Exchange Traded Fund
EUR	Euro
EXIM Bank	Export Import Bank of India
FC	Finance Commision
FCCB	Foreign Currency Convertible Bond
FCNR(B)	Foreign Currency Currency Non-Repatriable(Banks)
FCNRA	Foreign Currency Currency Non-Repatriable Account
FDI	Foreign Direct Investment
FEMA	Foreign Exchange Management Act
FI	Financial Institution
FICCI	Federation of Indian Chambers of Commerce and Industry
FII	Foreign Institutional Investor
FIMMDA	Fixed Income Money Market and Derivatives Association of India
FISIM	Financial Intermediation Services Indirectly Measured
FPI	Flow Of Funds
FRA	Foreign Portfolio Investment
FRBM	Forward Rate Agreement
FRN	Fiscal Responsibility and Budget
FWG	First Working Group on Money
FX	Foreign Exchange
GDP	Gross Domestic Product
GDR	Global Depository Receipt
GFD	Gross Fiscal Deficit
GFS	Government Finance Statistics
GIC	General Insurance Corporation
GLS	Generalized Least Squares
GNIE	Government Not Included Elsewhere
GoI	Government of India
GPD	Gross Primary Deficit
G-Sec	Government Securities
HDFC	Housing Development Finance Corporation
HFT	Held For Trading
HICP	Harmonised Index of Consumer Prices
HO	Head Office
HUDCO	Housing & Urban Development Corporation
IBRD	International Bank Reconstruction and Development
IBS	International Banking Statistics
ICAR	Indian Council of Agricultural Research
ICICI	Industrial Credit and Investment Corporation of India
ICMR	Indian Council of Medical Research
IDB	India Development Bonds
IDBI	Industrial Development Bank of India
IDD	Industrial Development Department
IDFC	Infrastructure Development Finance Corporation
IFAD	International Fund for Agricultural Development
IFC	International Finance Corporation
IFC(W)	International Finance Corporation (Washington)
IFCI	Industrial Finance Corporation of India
IFR	Investment Fluctuation Reserve
IFS	International Financial Statistics
IFSC	Indian Financial System Code
IGLS	Iterative Generalized Least Squares
IIBI	Industrial Investment Bank of India
IIP	Index of Industrial Production
IIP/InIP	International Investment Position
IMD	India Millennium Deposits
IMF	International Monetary Fund
IN	India
INR	Indian Rupee
IOTT	Input-Output Transaction Table
IP	Interest Payment
IPO	Initial Public Offer
IRB I	Industrial Reconstruction Bank of India
IRDA	Insurance Regulatory Developement Authority
ISDA	International Swaps and Derivative Association
ISIC	International Standard Industrial Classification
ISO	International Standards Organization
ITRS	International Transaction Reporting System
IWGEDS	International Working Group on External Debt Statistics
KVIC	Khadi & Village Industries Corporation
LAF	Liquidity Adjustment Facility
LAMPS	Large-sized Adivasi Multipurpose Societies
LAS	Loan & Advances by States
LBD	Land Development Bank
LBS	Locational Banking Statistics
LERMS	Liberalised Exchange Rate Management System
LIC	Life Insurance Corporation of India
LT	Long Term
LTO	Long Term Operation
M1	Narrow Money
M3	Broad Money
MA	Moving Average
MCA	Ministry of Company Affairs
MF	Mutual Fund
MIGA	Multilateral Investment Guarantee Agency
MIS	Management Information System
MMSE	Minimum Mean Squared Errors
MoF	Ministry of Finance
MOF	Master Office File
MRM	Monitoring and Review Mechanism
MRP	Maximum Retail Price
MSS	Market Stabilisation Scheme
MT	Mail Transfer
MTM	Mark-To-Market
NABARD	National Bank for Agriculture and Rural Development
NAC(LTO)	National Agricultural Credit (Long Term Operatiion)
NAIO	Non Administratively Independent Office
NAS	National Account Statistics
NASSCOM	National Association of Software and Services Companies
NBC	Non-Banking Companies
NBFC	Non Banking Financial Companies
NEC	Not Elsewhere Classified
NEER	Nominal Effective Exchange Rate
NFA	Non-Foreign Exchange Assets
NFD	Net Fiscal Deficit
NGO	Non-Governmental Organization
NHB	National Housing Bank
NIC	National Industrial Classification
NIF	Note Issuance Facility
NNML	Net Non-Monetary Liabilities
NPA	Non-Performing Assets
NPD	Net Primary Deficit
NPRB	Net Primary Revenue Balance
NPV	Net Present Value
NRE	Non-Resident External
NRG	Non-Resident Government
NRI	Non-Resident Indian
NSC	National Statistical Commission
NSE	National Stock Exchange
NSSF	National Small Savings Fund
OD	Over Draft
ODA	Official Development Assistance
OECD	Organisation for Economic Cooperation and Development
OECO	Organisaton for Economic Co-operation
OFI	Other Financial Institutions
OLTAS	OnLine Tax Accounting System
OMO	Open Market Operations
OSCB	Other Indian Scheduled Commercial Bank
PACF	Partial Auto-Correlation Function
PACS	Primary Agriculture Credit Societies
PCARDB	Primary Cooperative Agriculture and Rural Development Bank
PD	Primary Deficit
PDAI	Primary Dealers Association of India
PDO	Public Debt Office
PDO-NDS	Public Debt Office-cum-Negotiated Dealing System
PDs	Primary Dealers
PES	Public Enterprises Survey
PF	Provident Fund
PIO	Persons of Indian Origin
PNB	Punjab National bank
PO	Principal Office
PRB	Primary Revenue Balance
PSE	Public Sector Enterprises
PUC	Paid Up Capital
QRR	Quick Review Report
RBI	Reserve Bank of India
RD	Revenue Deficit
RDBMS	Relational Database Management System
RE	Revenue Expenditure
REC	Rural Electrification Corporation
REER	Real Effective Exchange Rate
RFC	Residents Foreign Currency
RIB	Resurgent India Bonds
RIDF	Rural Infrastructure Development Fund
RLA	Recoveries of Loans & Advances
RLC	Repayment of Loans to Centre
RMB	Renminbi (Chinese)
RNBC	Residuary Non-Banking Companies
RO	Regional Office
RoCs	Registrars of Companies
RPA	Rupee Payment Area
RPCD	Rural Planning and Credit Department of RBI
RR	Revenue Receipts
RRB	Regional Rural Bank
RTP	Reserve Tranche Position
RUF	Revolving Underwriting Facility
RWA	Risk Weighted Asset
SAM	Social Accounting Matrix
SAS	Statistical Analysis System
SBI	State Bank of India
SCARDB	State Cooperative Agriculture and Rural Development Bank
SCB	State Cooperative Bank
SCB	Scheduled Commercial Bank
SCS	Size Class Strata
SDDS	Special Data Dissemination Standards
SDR	Special Drawing Right
SEBI	Securities and Exchange Board of India
SEBs	State Electricity Boards
SFC	State Financial Corporation
SGL	Subsidiary General Ledger
SGSY	Swarnajayanthi Gram Swarrojgar Yojana
SHGs	Self-Help Groups
SIDBI	Small Industries Development Bank of India
SIDC	State Industrial Development Corporation
SI-SPA	Systems Improvement Scheme under Special Project Agriculture
SJSRY	Swarna Jayanti Shahari Rojgar Yojana
SLR	Statutory Liquidity Ratio
SLRS	Scheme for Liberation & Rehabilitation of Scavangers
SMG	Standing Monitoring Group
SNA	System of National Accounts
SRWTO	Small road & Water Transport Operators
SSI	Small-Scale Industries
SSSBEs	Small Scale Service & Business Enterprises
SWG	Second Working Group on Money Supply
TBs	Treasury Bills
TC	Temporary Change
TDSAT	Telecom Disputes Settlement Appellate Tribunal
TRAI	Telecom Regulatory Authority of India
TT	Telegraphic Transfer
UBB	Uniform Balance Book
UBD	Urban Banks Department
UCB	Urban Cooperative Bank
UCN	Uniform Code Number
ULIP	Unit Linked Insurance Policy
US	United States
USD	US Dollars
USE	United Stock Exchange
UTI	Unit Trust of India
VC	Venture Capital
WPI	Wholesale Price Index
WSS	Weekly Statistical Supplement
YTM	Yield to Maturity
ZO	Zonal Office

IBPS GENERAL AWARENESS PRACTICE MCQs

1. What is financial inclusion ?
(1) To provide a permanent employment to the unemployed
(2) To provide a 100 days job to all those who are in need of a job
(3) To provide banking services to all those living in remote areas
(4) To ensure that all financial transactions amounting Rs. 5,000/- and above are done through banks.
(5) To provide finances for all.

2. Recently the term 3G was very much in news and even a conference on it was organized in India. What is the letter 'G' denotes in 3G ?
(1) Grade
(2) Group
(3) Global
(4) Guild
(5) Generation

 3. Some major banks and financial institutions in various Western countries were to wind up their business and/ or declare themselves in financial problems during last few years. This trend is technically known as _
(1) Devaluation
(2) Deformation
(4) Political backdrop
(5) Globalisation

 4. Which of the following International sports events was organized in Delhi in October 2010 in which several countries participated ?
(1) Asian Games
(2) World Cup Cricket Tournament
(3) Asian Hockey Tournament
(4) Commonwealth Games
(5) None of these

 5. Exporters in India get insurance cover and risk cover from which of the following organizations?
(1) SIOBI
(2) NABARD
(3) ECGC
(4) RBI
(5) None of these

6. Which of the following places in India does not have a Stock Exchange ?
(1) Kolkata
(2) Ahmedabad
(3) Mumbai
(4) Delhi
(5) Udaipur


7. Hillary Clinton who was in India recently is the U.S. Secretary of--
(1) Commerce
(2) State
(3) Treasury
(4) Defence
(5) None of these

8. If Indian Banking industry had demonstrated its resilience to external shocks in 2008-09, the credit goes to --
(A) Policies of the RBI & the Govt. of India
(C) Foreign aid/investments to Indian companies
(1) Only (A)
(2) Only (B)
(3) Only (C)

9. Tembhli village which was in news is in ---
(1) Bihar
(2) Rajasthan
(3) Orissa
(4) West Bengal
(5) Maharashtra


10. Rohan Bopanna who represented Indian in an international event is a----
(1) Billiards Player
(2) Golf Player
(3) Chess Player
(4) Table Tennis Player
(5) Lawn Tennis Player

11. AlBA Women's World Boxing Championship was organized in September 2010 in ---
(I) Rome
(2) New Delhi
(3) London
(4) Vienna
(5) Barbados

12. Mr. A. K. Antony a Union Minister in the Indian Cabinet recently signed an agreement with South Korea. This means the agreement is for the Cooperation in the field of--
(1) Agriculture
(2) Rural Development
(3) Defence
(4) Steel & Iron
(5) None of these

 13. Sir Mota Singh who was Knighte by the Queen Elizabeth II earlier this year is---
(1) First Sikh Judge in UK
(2) first Sikh Minister in UK
(3) First Indian to become Vice Chancellor in Cambridge
(4) First Indian to become Governor of a State in USA
(5) None of these

14. 'Ayodhya' which was in news recently is a place in---
(1) Madhya Pradesh
(2) Bihar
(3) Rajasthan
(4) Jharkhand
(5) Uttar Pradesh

15. Which of the following is the name of a private sector Bank in India?
(1) IDBI Bank
(2) Axis Bank
(3) Corporation Bank
(4) UCO Bank
(5) All are Private Banks

16. The Govt. of India does no! provide any direct financial assistance to which of the following schemes?
(1) Mahatma Gandhi National Rural Employment Guarantee scheme
(2) Rural Health Mission
(3) Indira Aawas Yojana
(4) Jeevan Sathi Yojana
(5) Rajiv Gandhi Grameen Vidyutikaran Yojana

17. What does the letter'S' denotes in 'AFSPA' ar abbreviation we very often see in newspapers?
(1) Slow
(2) Special
(3) State
(4) Solid
(5) Sovereign

18. Which of the following terms is used in banking and finance?
(1) Abiotic
(2) Demand Deposit
(3) Fat scales
(4) A diabetic
(5) Cathode

19. Which of the following is a food crop?
(1) Maize
(2) Cotton
(3) Palm
(4) Jute
(5) Jatropha

20. Vedanta Alumina is a company operating in the area of ----
(1) Shipping
(2) Mining
(3) Cement
(4) Textiles
(5) Banking

21. Names of which of the following rates/ratios cannot be seen in financial newspapers?
(1) Bank Rate
(2) Repo Rate
(3) Cash Reserve Ratio
(4) Pulse Rate
(5) Statutory Liquidity Ratio

22. An individual visiting UAE will have to make his/her payments in which of the following currencies?
(1) Dirham
(2) Taka
(3) Baht
(4) Peso
(5) Dinar

23. Who, amongst the following is NOT a famous writer?
(1) Sania Mirza
(2) V. S. Naipaul
(3) Chetan Bhagat
(4) Khushwant Singh
(5) Namita Gokhale

24. 'Peepli Live' is a film directed by ---
(I) Anusha Rizvi
(2) Aamir Khan
(3) Kiran Rao
(4) David Dhawan
(5) None of these

25. Which of the following is the Chemical name of the salt we use in our kitchen?
(1) Calcium Carbonate
(2) Calcium Chloride
(3) Sodium Carbonate
(4) Sodium Chloride
(5) Ammonium Sulphate

26. The judges of the Supreme Court of India now retire at the age of---
(1) 58 years
(2) 60 years
(3) 62 years
(4) 65 years
(5) 68 years

27. Operation New Dawn is the beginning of stability in---
(1) Afghanistan
(2) Iran
(3) Sudan
(4) Sri Lanka
(5) Iraq

28. Which of the following books' is written by Kiran Desai ?
(1) A house for Mr. Biswas
(2) 3 Mistakes of My Life
(3) A Tale of Two Sisters
(4) The Inheritance of Loss
(5) Tale of Two Cities

29. Jimena Na";'arrete who was crowned Miss Universe 2010 is from ---
(I) Mexico
(2) Venezuela
(3) Brazil
(4) New Zealand
(5) Italy

30. India has an agreement with USA for producing energy in the form of---
(1) Hydraulic
(2) Thermal
(3) Nuclear
(4) Solar
(5) All of these forms

 31 Which of the following is an economic term?
(1) Plaintiff
(2) Bunker Blaster
(3) Deflation
(4) Lampoon
(5) Zero Hour

32. Which of the following awards is given to sports persons in India?
(1) Shantiswarup Bhatnagar Awards
(2) Arjuna Award
(3) Kalidas Samman
(4) Saraswati Samman
(5) None of these

33. Which of the following is the trophy/cup associated with the game of cricket?
(1) Derby
(2) Merdeka Cup
(3) Santosh Trophy
(4) Duleep Trophy
(5) Durand Cup

34. Who amongst the following can take benefit of the Social Security Fund established by the
Govt. ofIndia for unorganized workers? .
(1) Primary school teacher
(2) Employee of Sugar Factory
(3) Textile Mazdoor
(4) Rickshaw Puller
(5) Clerk in a factory

35. Shushil Kumar who won a Gold Medal at an international event is a famous---
(1) Wrestling champion
(2) Golf player
(3) Table Tennis Player
(4) Weight lifter
(5) None of these

36. In case a major war breaks out between two nations, which of the following organizations/agencies will be seen in the battle field, in addition to the armies of the fighting parties?
(1) WTO
(2) Red Cross
(3) CARE
(4) OPEC
(5) All of these

37. Which of the following is the abbreviated name associated with food security?
(1) ASHA
(2) PDS
(3) WTO
(4) OPEC
(5) NPA

38. Which of the following is a good and rich source of vitamin 'C' ?
(1) Milk
(2) Radish
(3) Mango
(4) Lemon Juice
(5) Banana

39. Who amongst the following Indian Prime Ministers was honoured Posthumously by the Govt.
of Bangladesh for his/her contributions to the independence of the nation?
(1) Rajiv Gandhi
(2) Jawaharlal Nehru
(3) Indira Gandhi
(4) Lal Bahadur Shastri
(5) None of these

40. Who amongst the following was never a Governor of the RBI?
(1) Bimal Jalan
(2) Y. V. Reddy
(3) Arup Roy Choudhury
(4) C. Rangarajan
(5) D. Subbarao

Answers:

(1) 3 (2) 5 (3) 3 (4) 10 (5) 5 (6) 5 (7) 4 (8) 1 (9) 5 (10) 5 (11) 5 (12) 3 (13) 1 (14) 5 (15) 2
(16) 1 (17) 2 (18) 2 (19) 4 (20) 2 (21) 4 (22) 1 (23) 1 (24) 1 (25) 4 (26) 4 (27) 1 (28) 4 (29) 1
(30) (31) 3 (32) 2 (33) 4 (34) 4 (35) 5 (36) 2 (37) 2 (38) 4 (39) 3 (40) 3

Andhra Bank Clerk Exam., 2011

English Language

(Exam Held on 15-5-2011)

Directions-(Q. 1-15) Read the following passage carefully and answer the questions given below it. Certain words are printed in bold to help you to locate them while answering some of the questions.

In the city of Manmathapura, there lived a young man named Veeravara. He was brave and intelligent. He longed for adventure and when he was eighteen years old, he took up a job on a ship so that he could travel and see other countries. He traveled to many places on the ship and had many adventures. One day, a storm hit the sea, the ship tossed about and everyone was thrown overboard, including Veeravara. He managed to clutch on to a piece of wood and save his life. As he was floating in the sea, he lost consciousness. When at last he woke up, he found himself lying on the sandy shore of an unknown island, under the piercing rays of the sun.

Glad to be alive, he got up. He was on a large island, and some miles inland he could see a city. Veeravara started walking in that direction. When he reached the city, to his surprise, he was greeted by a great crowd that cheered him. He did not know what was happening. An elephant was brought forward and he was made to sit on his back. A sad looking man was also sitting there silently. The elephant marched towards a palatial building. Veeravara asked the old man, "Why do the people welcome a stranger like me in this grand fashion ? What are they celebrating, and where are they taking me ?"

The old man now looked sadder. "This is an unusual island," he explained. "The people here are very intelligent but they have some funny rules. They are prosperous but they don't have a king. They feel that if they choose a king from within themselves, he will be partial. So they wait for an unknown person to come to this island. When someone like you, a shipwrecked traveller, gets washed to the shore, they make him their king. They are taking us to the palace. You are our new king now ," "What happens to the previous king ? And who are you ?" Veeravara asked. "I was the king till you came along. The old king is given a day to teach the new one the ropes. Then he is sent off to the next deserted island, where he has to look after himself. That's the rule." Saying this, the old man pointed to an island. Veeravara could see it was covered with dense forest. Now he realised why the old man was sad.

Veeravara was crowned king with great pomp. He quickly learnt his new job and became a good and fair king. But deep inside, a little part of him remained unhappy. When would the next shipwrecked person show up and he be sent off to the other island to live till the end of his days with wild animals and other retired kings ?

As he thought about this, he came up with an idea. As long as he was the king, he had absolute power. He ordered his men to go to the island and clear a part of the forest. Then he ordered roads and houses to be built. Soon there were roads, shops and pretty little houses on the island. People would go to the forest and see the wild animals; they gathered honey and fruits from the trees there, and in a few years, the island was no longer deserted but a cheerful little town.

Now Veeravara was not worried at all. When the next king appeared, he would not have to fend for himself in the forest. Instead, he would live in a little cottage and grow vegetables. Years passed and he got older. The people loved him and were sad whenever they thought he would no longer be their king. Then one day Veeravara called his people and said, "It is good when you make a person from outside the island a king. He is fresh and unbiased. But this may not always be a good idea. What if the next person who comes here is a crook ? You will make him king without knowing anything about him. Instead, let's have a system where the cleverest people of this island are chosen and rule the place together. Then no one person will have absolute power, and if one of them turns out dishonest, you can always remove him from the council." The islanders liked the idea, and in a few days, chose their new rulers. Veeravara handed over the kingdom to them and retired happily to his cottage, where he stayed till the end of his days.

1. Why did Veeravara take up a job on the ship ?
(A) He enjoyed the sea
(B) It was the only job available
(C) He wanted to visit an island
(D) Jobs on the ship paid well and Veeravara needed the money
(E) Life on the ship was filled with adventure
Ans : (E)

2. How did Veeravara land on an unknown island ?
(I) He swam across to the nearest island after the shipwreck.
(2) The ship lost its way and docked on the island.
(3) He was unconscious while he floated across to the island.
(A) Only (1)
(B) Only (2)
(C) Only (3)
(D) Only (1) and (2)
(E) None of these
Ans : (C)

3. Why did the crowd cheer when they saw Veeravara approaching them ?
(A) They were happy he was saved
(B) They were expecting his visit
(C) They were going to make him their king
(D) They were happy Veeravara accepted their invitation to visit their island
(E) They wanted their present king to retire as soon as possible
Ans : (C)


4. Why was the old man who was accompanying Veeravara sad ?
(1) He was going to be sent off to a deserted island.
(2) He had no sons who were adventurous like Veeravara.
(3) He had no heir who could take over the kingdom after him.
(A) Only (1)
(B) Only (2)
(C) Only (3)
(D) Only (1) and (3)
(E) All (1), (2) and (3)
Ans : (A)

5. What was the rule put forth by the people of the island ?
(A) Every stranger would get a warm welcome
(B) No one was allowed to clear the forest area
(C) The retired king would be sent off to a deserted island to look after himself
(D) The island would be ruled by a council of rulers
(E) The king had absolute power and could do as he wished
Ans : (D)

6. Which of the following statements about Veeravara is false in the context of the passage ?
(A) He was responsible for bringing about a change in the island
(B) He cleared the dense forest and built roads and cottages for his people
(C) He wanted to have a comfortable retirement
(D) He introduced the concept of a council
(E) He was envious of the previous king
Ans : (E)

7. Why did the villagers wait for an unknown person to arrive to their island in order to make him their king ?
(A) They wanted their king to be someone who was not from among them
(B) They did not have any young boys who were capable of carrying out the duties of a king
(C) The people of the village were not educated
(D) They found it easier to disrespect unknown people
(E) Nobody in the island was willing to take up the responsibility of governance
Ans : (A)

8. Although Veeravara was a successful king, there was an element of unhappiness because–
(A) He knew that he would not be able to stay on the island as he would have to return home one day
(B) He always felt that he was a foreigner on the island
(C) He felt responsible for the dethronement of the previous king
(D) He was not sure when he would be sent off to the deserted island
(E) He lost his companions after the shipwreck
Ans : (D)

9. What advise did Veeravara give to the people of his kingdom ?
(A) To choose a king fro within the island
(B) To send all the retired kings to the farthest deserted island
(C) To have a system where a council of rulers could rule the island
(D) To place complete trust in their king
(E) None of these
Ans : (A)

Directions-(Q. 10-12) Choose the word which is most nearly the SAME in meaning as the word printed in bold as used in the passage.

10. Piercing
(A) Intense
(B) Loud
(C) Vibrant
(D) Violent
(E) Full
Ans : (A)

11. Deserted
(A) Secured
(B) Inhabited
(C) Isolated
(D) Protected
(E) Safe
Ans : (C)

12. Dense
(A) Dark
(B) Thick
(C) Tall
(D) Natural
(E) Lively
Ans : (B)

Directions-(Q. 13-15) Choose the word which is most OPPOSITE in meaning of the word printed in bold as used in the passage.

13. Fair
(A) Unjust
(B) Unlucky
(C) Honest
(D) Sensible
(E) Dark
Ans : (A)

14. Remove
(A) Indulge
(B) Adjust
(C) Derive
(D) Include
(E) Eliminate
Ans : (D)

15. Partial
(A) Complete
(B) Unbiased
(C) Favourable
(D) Unfamiliar
(E) Prejudiced
Ans : (B)

Directions-(Q. 16-25) Read each sentence to find out whether there is any grammatical error in it. The error, if any, will be in one part of the sentence. The letter of that part is the answer. If there is no error, the answer is (E) i.e. 'No Error'. (Ignore the errors of punctuation, if any).

16. I cannot able to teach you (A) / how to learn the guitar (B) / if you do not (C) / show any interest in music. (D) No Error (E)
Ans : (A)

17. The researcher could not (A) / speak the local language (B) / of the state and so, (C) / found it difficult to study on the people. (D) No Error (E)
Ans : (D)

18. Since it was (A) / a very cold and windy day (B) / I asked my friend (C) / to off the fan. (D) No Error (E)
Ans : (D)

19. Not only do (A) / the nurses want a pay increase, (B) / but they want reduce (C) / working hours as well. (D) No Error (E)
Ans : (C)

20. You cannnot expect the students (A) / to blame on the teacher (B) / for getting low marks (C) / in the examination. (D) No Error (E)
Ans : (B)

21. I live very (A) / close by to the train station, (B) / so travelling to work (C) / is very convenient for me. (D) No Error (E)
Ans : (B)

22. There is appearing (A) / to be a shortage (B) / of skilled staff (C) / in the organisation. (D) No Error (E)
Ans : (A)

23. The patient lodged (A) / a complaint against (B) / the doctor for / its negligence. (D) No Error (E)
Ans : (D)

24. My colleague informed (A) / to her boss that (B) / she needed more time (C) / to complete the assignment. (D) No Error (E)
Ans : (B)

25. At first, (A) / I would like to (B) / thank you all (C) / for inviting me here today. (D) No Error (E)
Ans : (A)

Directions-(Q. 26-30) Pick out the most effective word from the given words to fill in the blanks to make the sentence meaningfully complete in the context of the sentence.

26. In her first book, the author ………….her experiences as a child.
(A) describes
(B) talks
(C) feels
(D) understands
(E) claims
Ans : (A)

27. Mr. Nair has been awake ………….6 O'clock.
(A) until
(B) since
(C) by
(D) at
(E) before
Ans : (B)

28. Frequent news of terrorist activity in the area has ………….most tourists away.
(A) caused
(B) worried
(C) frightened
(D) moved
(E) scare
Ans : (C)

29. On a Saturday, neither the bank ………….the post office is open.
(A) nor
(B) and
(C) also
(D) neither
(E) or
Ans : (A)

30. My youngest child, ………….is only three years old, has started going to kindergarten.
(A) that
(B) whom
(C) just
(D) which
(E) who
Ans : (E)

Directions-(Q. 31-35) In each question below, four words printed in bold type are given. These are lettered (A), (B), (C) and (D). One of these words printed in bold may either be wrongly spelt or inappropriate in the context of the sentence. Find out the word that is inappropriate or wrongly spelt, if any. The letter of that word is your answer. If all the words printed in bold are correctly spelt and appropriate in the context of the sentence then mark (E) i.e. ' All Correct' as your answer .

31. The actress' Participation (A) in the play (B) came as a surprise (C) to all her fans. (D) All Correct (E)
Ans : (A)

32. Children (A) have a natural (B) curiosity (C) about the world around (D) them. All Correct (E)
Ans : (E)

33. The poet's writings (A) reflect on the little abcences (B) and distractions (C) of mankind. (D) All Correct (E)
Ans : (B)

34. After more (A) than a day's journey (B) we finally arrived (C) at our destination. (D) All Correct (E)
Ans : (E)

35. My friends chose (A) to stay home rather (B) than play with colours, (C) during the festivhal (D) of Holi. All Correct (E)
Ans : (D)

Directions-(Q. 36-40) Rearrange the following seven sentences / group of sentences (1), (2), (3), (4), (5), (6) and (7) in the proper sequence to form a meaningful paragraph; then answer the questions given below them–

(1) One day a zamindar decided to test his capacity and invited him to lunch.
(2) Just then a servant was passing by with a plate of mango slices, Gopal took the plate from the servant and ate all the slices.
(3) "The mango being the king of fruits, all the food in my stomach made way for it."
(4) Gopal had a large appetite and was known to eat enormous quantities of food especially when invited to feasts.
(5) "Very simple", said Gopal. "What happens when you walk into a crowded room ? Every-body steps aside to let a royal person like you pass. Something similar happened here."
(6) Gopal ate to his hearts content and declared that there was no more place left for even a grain of rice.
(7) "You said you did not have place for even a single grain of rice yet you devoured almost three mangoes. How do you explain that ?" asked the zamindar.

36. Which of the following should be the FIRST sentence after the rearrangement ?
(A) 1
(B) 2
(C) 6
(D) 4
(E) 7
Ans : (A)

37. Which of the following should be the SECOND sentence after the rearrangement ?
(A) 4
(B) 6
(C) 1
(D) 2
(E) 7
Ans : (C)

38. Which of the following should be the THIRD sentence after the rearrangement ?
(A) 5
(B) 2
(C) 7
(D) 3
(E) 6
Ans : (E)

39. Which of the following should be the FIFTH sentence after the rearrangement ?
(A) 3
(B) 5
(C) 2
(D) 1
(E) 7
Ans : (E)

40. Which of the following should be the SEVENTH (LAST) sentence after the rearrangement?
(A) 3
(B) 5
(C) 6
(D) 2
(E) 7
Ans : (A)

Directions-(Q. 41-50) In the following passage, there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

A farmer was ...(41)... home from his fields one evening when suddenly two women ...(42)... in front of him. "1 am the goddess of poverty ," said one of them. " And I .am the goddess of wealth," said the other. "What do you want from me ?" (43)... the man, his voice faint ...(44)... fear.

"Tell us who ...(45)... the two of us is more beautiful," said the goddess of wealth, giving him an enchanting smile. The man ...(46)... he was in a dangerous position. If he favoured one, it would displease the other. But he was a clever man and ...(47)... fast he said to the goddess of wealth: "When you are ...(48)... a house, you are certainly more beautiful. "Then turning quickly to the other deity said: "But there is ...(49)... one to compare you with, when you are leaving a house. In circumstances like these, it is you who are more beautiful." The deities beamed with joy and disappeared, and the fanner heaved a ...(50)... of relief and hurried home.

41. (A) returning
(B) exiting
(C) travel
(D) joining
(E) went
Ans : (A)

42. (A) comes
(B) standing
(C) appeared
(D) reaching
(E) seemed
Ans : (C)

43. (A) replied
(B) order
(C) question
(D) asked
(E) request
Ans : (A)

44. (A) by
(B) with
(C) inside
(D) under
(E) within
Ans : (B)

45. (A) of
(B) between
(C) which
(D) inspite
(E) including
Ans : (B)

46. (A) observe
(B) thinks
(C) finds
(D) knew
(E) feel
Ans : (D)

47. (A) pretending
(B) telling
(C) seeing
(D) seeking
(E) thinking
Ans : (E)

48. (A) coming
(B) going
(C) entering
(D) into
(E) looking
Ans : (C)

49. (A) neither
(B) few
(C) many
(D) some
(E) no
Ans : (E)

50. (A) burden
(B) shower
(C) act
(D) posture
(E) sigh
Ans : (E)

Wainganga Krishna Gramin Bank Officers (Scale-I) Exam., 2011

General English 

(Exam Held on 8-5-2011) 

Directions-(Q. 1-10) Read the following passage carefully and answer the questions given below it. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions.

Right of entry to education, an ample teaching-learning environment, a suitable curriculum and an empowered and all-encompassing faculty are four essential prerequisites of an education system that seeks to enable social transformation. While educational reform since the 1980s was strongly focused on the first two elements, the late 1990s brought the role of the curriculum into national focus. The critical link that binds these four critical elements together the activity of the faculty continues to be cast aside, by political ideologies of most hues, contemporary curriculum reform efforts and the professional practices of the faculty.

Far-reaching educational initiatives of both the Left and the Right have recognized the potential power of the .faculty. In multiple experiments, they have used this dormant force to build committed institutions and cadres of faculties dedicated to their particular causes. In many instances this has led to extreme politicization of the college faculty. In others it has led to the education of a generation of students in half –truths underpinned by the personal beliefs, sectarian concerns and folk pedagogy of faculties who have had little access themselves to education and training in related areas.

Over the last decade or so, educational reform has included, apart from access, a focus on developing alternative text materials and the training of faculty to handle these materials, without directly engaging with the issue of curriculum revamp. At the turn of the 20th century, a major national curriculum redesign was initiated following the change of political regime at the centre. The subsequent development of college programme came under wide public scrutiny and debate. Issues of equity, inclusion and exclusion, learner medley religious identity and communalism gained considerable importance in the curriculum debates that followed. For instance scholars argued that, "...the curriculum, while loud on rhetoric, fails to address the quality of education that students of under-privileged and marginalized group's experience". Several other critics described the revised curriculum as a retrogressive step in education that sought to impose the religious agenda in the garb of a national identity.

The subsequent change of national government in 2004, led to the curriculum review in 2005 underlining a new political interest in the role of education in national development, its role in social mobilization and transformation directed specifically at questions of caste and gender asymmetry and minority empowerment. Deeper than these politically driven initiatives, however, the professional need for curriculum review emerges from the long ossification of a national education system that continues to view faculty as "dispensers of information" and students as "passive recipients" of an "education", sought1obe "delivered" in four-walled classrooms with little scope to develop critical thinking and understanding.

1. Prior to 1990 what was NOT the agenda of the educational reforms?
(1) An appropriate curriculum
(2) Well managed admission process
(A) Only (1)
(B) Only (2)
(C) Both (1) and (2)
(D) Either (1) or (2)
(E) None of these
Ans : (A)

2. Which of the following best describes the phrase "passive recipients" as used in the passage ?
(A) The users of the educational system
(B) The political ideology of right and left parties
(C) Well framed curriculum guiding the teaching/learning process
(D) Free access to education system
(E) The faculty
Ans : (A)

3. To facilitate social transformation, which of the following has been identified by the author as one of the factors ?
(A) A committed political ideology'
(B) Support of the well framed curriculum
(C) A strong administration system
(D) Carefully planned education delivery
(E) None of these
Ans : (E)


4. What hampers the critical thinking ability of college going students?
(A) The emphasis on rote memorization and recalling the facts of education based on real experience
(B) Lack of political will to develop these abilities
(C) Absence of focus while designing curriculum framework
(D) Ignoring the active role of faculty and the student
(E) Lack of proper tests of critical thinking ability
Ans : (C)

5. Which of the following best describes the meaning of the word underpinned as used in the passsage ?
(A) advocated
(B) supported
(C) prepared
(D) bolstered
(E) boosted
Ans : (D)

6. Which of the following best describes the word ossification as used in the passage?
(A) hardening
(B) plasticity
(C) imbibition
(D) incorporation
(E) coalescing
Ans : (A)

7. Development of text books generated public debate on many issues except…
(1) making the curriculum students centered.
(2) using teaching community as an agency to bring change.
(A) Only (1)
(B) Only (2)
(C) Both (1) and (2)
(D) Either (1) or (2)
(E) None of these
Ans : (B)

8. How did personal beliefs and folk pedagogy enter into educational system ?
(A) The college acted as an agent of local communities
(B) The faculties were not properly trained
(C) College faculties started acting as passive listeners
(D) The loopholes in the educational system allowed it to happen
(E) It was by design
Ans : (B)

9. Which of the following is the most opposite in meaning to the word medley as used in the passage ?
(A) amalgamate
(B) united
(C) unity
(D) diffuse
(E) focusing
Ans : (D)

10. Revamping of the text material was the main focus in–
(A) early eighties
(B) late nineties
(C) 21st century
(D) evolving curriculum framework
(E) training faculty
Ans : (C)

Directions-(Q. 11-15) In each of the following sentences there are two blank spaces. Below each sentence there are five pairs of words denoted by letters (A), (B), (C), (D) and (E). Find out which pair of words can be filled up in the blanks in the sentence in the same sequence to make the sentence grammatically correct and meaningfully complete.

11. …………….to the popular belief that every astrologer nurtures blind faith in fate, our astrologer believes in………..
(A) Contrary , action
(B) According, thoughts
(C) Bowing, present
(D) Proving, forecasting
(E) Pointing, devotion
Ans : (A)

12. His………….has yielded him the…………….fruit.
(A) fate, undesirable
(B) efforts, unwanted
(C) action, viable
(D) perseverance, desired
(E) emphasis, expected
Ans : (D)

13. Liberalization has removed all the legal………….... and…………....flood-gates to multinational companies.
(A) hurdles, awarded
(B) barriers, opened
(C) obstacles, guarded
(D) manipulation, closed
(E) battles, threw
Ans : (B)

14. His …………....contribution to the Tsunami relief fund was …………....by his staff members.
(A) meagre, admired
(B) spontaneous, nullified
(C) negligible, sanctioned
(D) noteworthy, improved
(E) generous, appreciated
Ans : (E)

15. The …………....on some of the towns has created …………....among the residents of the other part of the country.
(A) attack, ambition
(B) raid, awareness
(C) bombardment, panic
(D) spell, satisfaction
(E) shower, dampness
Ans : (C)

Directions-(Q. 16-20) In each question below a sentence with four words printed in bold type is given. These are lettered as (A), (B), (C) and (D). One of these four words printed in bold may be either wrongly spelt or inappropriate in the context of the sentence. Find out the word which is wrongly spelt or inappropriate if any. The letter of that word is your answer. If all the words printed in bold are correctly spelt and also appropriate in the context of the sentence, mark (E) i.e. ' All correct' as your answer .

16; The file contents (A) a revised (B) estimate (C) of the banking industry's manpower requirements (D) for the next year. All correct (E)
Ans : (E)

17. Your marketing strategy (A) should be devised (B) dependent (C) on the kind of business you own. (D) All correct (E)
Ans : (C)

18. Since our financial resources (A) are limitless (B) we cannot afford (C) this alternative. (D) All correct (E)
Ans : (B)

19. His main reasoning (A) for applying (B) for this promotion is the possibility (C) of an overseas posting. (D) All correct (E)
Ans : (A)

20. To better understand the challenges (A) of starting anew venture (B) he read (C) up extensively. (D) All correct (E)
Ans : (C)

Directions-(Q. 21-30) Which of the phrases (A).. (B), (C) and (D) given below each sentence should replace the phrase printed in bold type to make the sentence grammatically correct ? If the sentence is correct as it is, mark (E) i.e., 'No correction required' as the answer .

21. His behavior with all his employees is so pleasing that everyone come forward for helping him.(A) came towards him for help
(B) comes towards him for help
(C) comes forward to help him
(D) comes forward for help him
(E) No correction required
Ans : (C)

22. The police commissioner burst into rage and ordered immediately suspension of the inspector who had arrested the innocent boy.
(A) order immediately
(B) order immediate
(C) ordered immediate
(D) ordering immediate
(E) No correction required
Ans : (C)

23. She will not attend the meeting until she is asked to.
(A) except
(B) even with
(C) even except
(D) unless
(E) No correction required
Ans : (E)

24. He would be like to have some ice-cream.
(A) would like to
(B) would be liked to
(C) was to be liking to
(D) would being liked to
(E) No correction required
Ans : (A)

25. A master should never impose his servants too much work.(A) his servants with too much work
(B) too much work with his servants
(C) too much work on his -servants
(D) too much work for his servants
(E) No correction required
Ans : (C)

26. Good life, according to many people, is to making more and more money.
(A) is making
(B) is made
(C) are made
(D) are making
(E) No correction required
Ans : (A)

27. Lift the handset only after paid a one rupee coin.
(A) paying a one rupee coin
(B) you pay one rupee coin
(C) pay one rupee-coin
(D) you paid one rupee coin
(E) No correction required
Ans : (A)

28. What matter does most is the quality and not the quantity.
(A) What does matter
(B) What does it matter
(C) That matters
(D) What matters
(E) No correction required
Ans : (B)

29. Not knowing the language and had no friends in the country, he found it impossible to get a job.
(A) has no
(B) with having
(C) with having not
(D) having no
(E) No correction required
Ans : (D)

30. With the introduction of new system, the number of candidates who resort to unfair means is decreasing year after year.
(A) resorting to
(B) to resort to
(C) resorted to
(D) to resorting
(E) No correction required
Ans : (E)

Directions-(Q. 31-40) Read each sentence to find out whether there is any error in it. The error, if any, will be in one part of the sentence. The letter of that part is the answer. If there is no error, the answer is (E). (Ignore errors of punctuation, if any).

31. Our country can contribute (A) / to the mitigation of global warming (B) / by protecting forests (C) / and starting at afforestation programme. (D) No error (E)
Ans : (D)

32. The task for ensuring employment (A) / for the labour force has been (B) / a persistent concern throughout (C) / India's post independence development. (D) No error (E)
Ans : (A)

33. Psychologists have been documenting (A) / the emotional and physical (B) / effect of (C) / negative political advertisements. (D) No error (E)
Ans : (A)

34. India's efforts that are (A) / aimed at controlling (B) / infectious diseases is likely (C) / to show only partial success. (D) No error (E)
Ans : (C)

35. The magazine industry (A) / in India (B) / has been going from (C) / confusing times. (D) No error (E)
Ans : (C)

36. The fast pace of progress on (A) / basic education and literacy (B) / is consistent with an increase (C) / in demand for education. (D) No error (E)
Ans : (A)

37. Technology is (A) / transforming the way (B) / films are screen (C) / in the theatres. (D) No error (E)
Ans : (C)

38. One needs to set goals (A) / at differing stages (B) / of one's career and (C) / monitor achievements and accomplishments. (D) No error (E)
Ans : (B)

39. Non-communicable diseases (A) / often require (B) / long term and expensive interventions which (C) / poor people cannot afford. (D) No error (E)
Ans : (E)

40. A leader is a group member which (A) / exerts profound influence (B) / on the behaviour and attitudes (C) / of other members of the group. (D) No error (E)
Ans : (A)

Directions-(Q. 41-50) In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

The growth story in any developing country cannot be ...(41)... without ...(42)... its impact on the poverty and employment situation. The Planning Commission has ...(43)... that India should strive for 'more inclusive growth' .The number of people living below the poverty line has ...(44)... from 36 per cent in 1993-94 to 22.0 per cent in 2004-05. Again, the issue is to bring more and more people out of poverty by ...(45)... them the productive employment opportunities. The Approach Paper to 11th Five Year Plan suggests that doubling the growth of agricultural GDP to 4 per cent per annum will ...(46)... rural employment conditions, by raising real wages and reducing under employment. However, even if this is attained, an overall growth of 9 per cent will further increase income ...(47)... between agricultural and non-agricultural households, ...(48)... around 10 million workers currently in agriculture find remunerative non-agricultural employment.. This ...(49)... a major challenge not only in terms of generating non-agricultural employment but also in ...(50)... its required location and type.

41. (A) complete
(B) retold
(C) achieved
(D) constructed
(E) narrated
Ans : (A)

42. (A) generating
(B) assessing
(C) realizing
(D) counting
(E) finding
Ans : (B)

43. (A) desired
(B) estimated
(C) focused
(D) verified
(E) stressed
Ans : (C)

44. (A) uplifted
(B) degraded
(C) vanished
(D) decreased
(E) enhanced
Ans : (D)

45. (A) absolving
(B) providing
(C) nurturing
(D) ignoring
(E) refusing
Ans : (B)

46. (A) impact
(B) diversify
(C) lay
(D) aggravate
(E) improve
Ans : (E)

47. (A) opportunity
(B) assessment
(C) disparity
(D) parity
(E) tax
Ans : (C)

48. (A) unless
(B) for
(C) in spite of
(D) despite
(E) by
Ans : (A)

49. (A) addresses
(B) meets
(C) poses
(D) recognizes
(E) solves
Ans : (C)

50. (A) exploring
(B) acquiting
(C) reciprocating
(D) matching
(E) solving
Ans : (D)