GENERAL AWARENESS MCQs

1. Which of the following bodies tightened the norms for foreign exchange risk cover in India mentioning that only companies with a networth of Rs 200 crore can use derivatives to hedge against risk of volatility in currency rates?

a. IMF 

b. Reserve Bank of India 

c. SEBI 

d. Union Ministry of Finance

Ans: b

2. Which body in India finally provided tax exemption on the 9.5 per cent interest income on PF deposits for 2010-11?

a. Reserve Bank of India 

b. Income Tax Department 

c. Employees’ Provident Fund Organisation 

d. Corporate Affairs Ministry

Ans: b

3. (1) The report on Customer Service in Banks by a committee chaired by M. Damodaran, former Chairman of the Securities and Exchange Board of India (SEBI) that was released on 3 July 2011 recommended an increased deposit insurance cover of Rs.5 lakh so as to encourage individuals to keep all their deposits in banks.

(2) The panel also suggested blocking of lost ATM cards through SMS and immediate restoration of funds in case of non-dispensation of cash at an ATM within 5 working days.

Which of the above is not true?

a. Only 1 

b. Only 2

 c. Both 1 & 2 

d. None of the above

Ans: b

4. The Reserve Bank of India (RBI) in a bid to tame inflationary pressure hiked the short-term indicative policy rate (repo rate) by 50 basis points on 26 July 2011. The repo rate currently stands at what percentage?

a. 7% 

b. 7.5% 

c. 8% 

d. 8.5%

Ans: c

5. Which bank posted a 99 per cent drop in net profit at Rs 21 crore for the fourth quarter ended 31 March 2011 against Rs 1867 crore during the corresponding period in 2010?

a. Indian Overseas Bank 

b. State Bank of India

 c. Bank of India 

d. United Bank of India

Ans: b

6. Who did global payments processing company MasterCard appoint as the General Manager, South Asia and Country President, India?

a. T. V. Seshadri

 b. Vicky Bindra 

c. Tunde Lemo

 d. Ajay Banga

Ans: a

7. Government of India on 19 July 2011 appointed Usha Ananthasubramanian, former general manager of Bank of Baroda (BoB) as executive director of which public sector lender?

a. Central Bank of India 

b. Punjab National Bank 

c. United Bank of India

d. Gramin Bank

Ans: b

8. Name the public sector lender that selected Metlife as its partner for a proposed foray into the life insurance segment.

a. Syndicate Bank  

b. Punjab National Bank  

c. Corporation Bank 

d. United Bank of India

Ans: b

9. Which bank signed a memorandum of understanding with Dewan Housing Finance Corporation (DHFL) under which DHFL will distribute home loans to Yes Bank's customers?

a. Canara Bank

 b. ABN Amro bank 

c. Yes Bank 

d. HSBC

Ans: c

10. Which life insurance company in India launched a new non-linked health insurance plan, Jeevan Arogya?

a. HDFC Standard Life Insurance Co. Ltd   

b. Life Insurance Corporation of India 

c. IDBI Fortis Life Insurance Company Ltd.   

d. SBI Life Insurance Co. Ltd

Ans: b

11. Which of the following public sector banks in November 2011 froze its lending to the power sector?

a. State Bank of India  

b. Allahabad Bank  

c. Punjab National Bank

d. United Bank of India

Ans: b

12. Which Indian bank on 10 May 2011 raised benchmark prime lending rate 75 basis points to 14% following raising of interest rates by RBI by basis points on 3 May 2011?

a. State Bank of India  

b. Union Bank 

c. Punjab National Bank 

d. Bank of Baroda

Ans: a

13. The Reserve Bank of India on 26 April 2011 fined 19 banks, including the country's top private and foreign banks for violating its guidelines on derivatives. Which is the only public sector bank on the list of banks to be fined?

a. State bank of India 

 b. Punjab National Bank  

c. Bank of India  

d. Indian Bank

Ans: a

14. The Reserve Bank of India on 25 August 2011 released its Annual Report for 2010-11. Which of the following was not discussed in the Annual Report the Central Board of the RBI?

a. assessment of the macroeconomic performance during 2010-11

b. prospects for 2011-12

c. working and operations of the Reserve Bank and its financial accounts

d. role of regulatory bodies in controlling the financial markets

Ans: d

15. Reserve Bank of India (RBI) panel headed by headed by Usha Thorat, Director, Centre for Advanced Financial Research and Learning (CAFRAL) on 29 August 2011 came up with suggestion on non-banking finance company (NBFC). Which of the following related to this statement is not true?

1. The panel suggested the central bank to insist on a minimum asset size of more than Rs.25 crore for registering any new non-banking finance company (NBFC)

2. Transfer of shareholding, direct or indirect, of 25 per cent and above, change in control, merger or acquisition of any registered NBFC will require prior approval of the Reserve Bank.

3. Tier-I capital for capital to risk weighted assets ratio (CRAR) purposes would be specified at 12 per cent to be achieved in three years for all registered deposit-taking and non-deposit-taking NBFCs.

4. NBFCs would be subject to regulations similar to banks while lending to stock brokers and merchant banks and similar to stock brokers, as specified by the Securities and Exchange Board of India (SEBI)

a. 1 & 4   

b. 2 & 4  

c. Only 4  

d. Only 1

Ans: d

16. Which Indian PSU bank in tune with its plans to expand its retail division in the UK entered the mortgage market in the country for the first time?

a. Punjab National Bank  

b. Oriental Bank of Commerce 

c. State bank of India

d. Indian Overseas Bank

Ans: c

17. Which of the following banks set up two loan processing centres for the small and medium enterprise (SME) segment on a pilot basis in Bangalore & in New Delhi in September 2011?

a. Corp Bank   

b. United Bank of India  

c. Syndicate Bank  

d. Bank of Baroda

Ans: c

18. The government suspended M Ramadoss for alleged violations in issuing insurance cover to an airline during his stint as head of another state-run insurer. To which insurance group did he belong to?

a. New India Assurance  

b. LIC  

c. GIC  

d. ICICI Insurance

Ans: a

19. Which of the following banks in early May 2011 entered into a tie-up with non-banking finance companies such as Future Capital, Bajaj Finance, and Reliance Capital to grow its retail portfolio?

a. Central Bank of India   

b. State Bank of India  

c. Bank of India  

d. HDFC Bank

Ans: a

20. Which are the two Gujarat-based cooperative sector lenders on which Reserve bank of India imposed a financial penalty of Rs 1 lakh each for violation of various rules, including anti-money laundering guidelines?

1. Shree MahalaxmiMercantile Co-operative Bank

2. Rander People's Co-operative Bank

3. Abad District Co Op Bank

4. Ahd Mercantile Co-Op Bank Ltd

a. 1 & 2

b. 2 & 3

c. 1 & 4

d. 3 & 4

Ans: (a)

IBPS GENERAL ENGLISH MODEL PAPER

Directions (Q. 1-5): In each question below a sentence with four words printed in bold type is given. These are numbered as 1), 2), 3) and 4). One of these four words printed in bold may be either wrongly spelt or inappropriate in the context of the sentence. Find out the word which is wrongly spelt or inappropriate if any. The number of that word is your answer. If all the words printed in bold are correctly spelt and also appropriate in the context of the sentence, mark 5) i.e. 'All correct' as your answer.

1.Under the existing (1) regula-tions we are not permitted (2) to owe (3) more than forty percent share (4) of the family business. All correct (5)

2.In case of any land dispute (1) panchayat officials (2) will determine (3) how the prop-erty is to be dividend (4) All correct (5)

3. The World Bank has consented (1) to sanction (2) the necess-ary (3) finance (4) for the project.

4.To obtain (1) a refund you will have to fill (2) a claim (3) with the appropriate (4) authority. All correct (5)

5.Experts predict (1) there will be sortage (2) of investment (3) in the infrastructure (4) sector All correct (5)

Directions (Q. 6-15): In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

Man has always considered himself to be the ruler of this planet. This 6 and the attendant superio-rity feeling has made him look down 7 other creatures who co-exist with humans on this earth. The so-called civilized human race has 8 and ill-treated small and large animal species and birds in an attempt to prove his 9. It is common knowledge that 10 numbers of animals have been 11 for centuries under the 12 of conducting scienti-fic experiment or for sport. Till recently, in the 13 of scientific experiment monkeys and frogs have been 14 to dissection and 15 in the laboratory.

6.1) pleasure
2) fact
3) achievement
4) force
5) arrogance

7.1) in
2) upon
3) with
4) for
5) into

8.1) criticized
2) devalued
3) protected
4) abused
5) enlarged

9.1) supremacy
2) wisdom
3) cleverness
4) instinct
5) possession

10.1) tall
2) plenty
3) countless
4) diverse
5) numerous

11.1) tortured
2) exposed
3) treated
4) vanished
5) extinct

12.1) projection
2) criticism
3) pretext
4) game
5) study

13.1) matter
2) set
3) scheme
4) virtue
5) name

14.1) confined
2) subjected
3) condemned
4) allied
5) performed

15.1) cruelty
2) deformation
3) study
4) vivisection
5) proliferation

Directions (Q. 16-30): Read the following passage carefully and answer the questions given below it. Certain words/phrases are printed in bold to help you locate them while answering some of the questions.

Nature is an infinite source of beauty. Sun-rise and sun-set, mountains and rivers, lakes and glaciers, forests and fields provide joy and bliss to the human mind and heart for hours together. Everything in nature is splendid and divine. Every day and every season of the year has a peculiar beauty to unfold. Only one should have eyes to behold it and a heart to feel it like the English poet Wordsworth who after seeing daffodils said - "And then my heart with pleasure fills and dances with the daffodils."
Nature is a great teacher. The early man was thrilled with beauty and wonders of nature. The Aryans worshiped nature. One can learn the lessons in the vast school of nature.

Unfortunately the strife, the stress and the tension of modern life have made people immune to beauties of nature. Their life is so full of care that they have no time stand and stare. They cannot enjoy the beauty of flowing rivers, swinging trees, flying birds and majestic mountains and hills. There is, however, a cry to go back to village from the concrete and artificial jungle of cities. Hence the town planners of today pay special attenti-on to provide enough number of natural scenic spots in town plann-ing. To develop a balanced person-ality, one needs to have a healthy atti-tude which can make us appreciate and enjoy the beauty of nature.

There is no other balm to soothe our tired soul and listless mind than the infinite nature all around us. We should enjoy it fully to lead a balanced and harmonious life, full of peace and tranquility.

16.Which of the following words has the SAME in meaning to the word 'care' as used in the passage?
1) Grief
2) Want
3) Needs
4) Pleasure
5) Prejudices

17.Choose the word which is most OPPOSITE in meaning to the world 'unfold' as used in the passage?
1) Declare
2) Conceal
3) Describe
4) Perpetuate
5) Evolve

18.Which of the following statements is NOT MADE in the passage about nature?1) Nature is an infinite source of beauty
2) Everything in nature is splendid and divine
3) Nature is a great teacher
4) The Aryans worshipped nature
5) The early man was scared of nature

19.What is needed to develop a balanced personality?
1) Impersonal skills
2) Reading poetry
3) Healthy attitude
4) Going back to villages
5) None of these

20.Why do people not enjoy the beauty of nature?
1) They are running after material pleasures
2) They do not consider nature as balm to soothe their tired minds
3) Their life is full of worries and tensions
4) They are afraid of nature
5) None of these

21.What should we do to enjoy tranquil life?
1) Get totally immersed in daily routine
2) Believe that nature has infinite source of beauty
3) Lead a disciplined and educated life
4) Enjoy the nature around
5) Form a habit of daily physical exercise

22.What are the town planners doing today?
1)Providing facilities for enjoying exercise
2)Establishing balance betw-een the nature and concrete and artificial jungle of cities
3)Supporting the cry to go back to villages
4)Making efforts to inculcate healthy attitude among people
5) None of these

23.Choose the word which is most OPPOSITE in meaning to the word 'listless' as used in the passage.
1) Active
2) Progressive
3) Backward
4) Hidden
5) Impure

24.Choose the word which is most OPPOSITE in meaning to the meaning to the word 'soothe' as used in the passage.
1) Stabilize
2) Excite
3) Propagate
4) Nurture
5) Strengthen

25.According to the author of the passage, nature
1) is the ultimate salvation for man
2) is the creator of this universe
3) brings uniformity in seasons
4) maintains homeostasis among human beings
5) is abundantly glorious and divine

26.According to the passage, each season of the year
1) makes rivers flow
2)unfolds the magnificence of mountains
3)is different from other seasons
4)tells us that we should live in peace and tranquility
5)teaches us to go back to villages

27.Why did the Aryans worship nature?
1) Aryans were intelligent and sagacious people
2) Aryans believed in the power of elements
3) They knew that the nature will induce balanced and harmonious personality
4) They wanted their life to be simple and free from tensions 5) None of these

28.What is the meaning of the expression 'stand and stare' as used in the passage?
1)Stop and think
2) Wait and watch
3) Plan and organize
4) Relax and observe
5) Imagine and wonder

29.What was the reaction of the early man to wonders of nature?
1)Respect and submission
2) Strong feeling of excitement
3) Strong desire to emulate
4) Passionate to appeal to God
5)Strong believe that God has created this world

30.Which of the following words has the SAME in meaning to the word 'immune' as used in the passage?
1) Sensible
2) Insensible
3) healthy
4) unhealthy
5) ressistable

Directions (Q. 31-35): Which of the phrases 1), 2), 3) and 4) given below each sentence should replace the phrase printed in bold in the sentence to make it grammatically correct? If the sentence is correct as it is given and 'No correction is required', mark 5) as the answer.
31. Starting out my own business at this time would affect the financial stability of my family.
1) Starting up my
2) For starting with
3) To start out mine
4) By starting my
5) No Correction Required

32.Use a tactic for mixing the inferior with good quality rice is dishonest and you will lose your license.
1) Using tactics as
2) Using a tactic like
3) To use tactics
4) Used to tactics like
5) No Correction Required

33.The company will invest more six hundred crores in the next five years to expand its operations in Britian.
1) will further invest
2) has invested more than
3) have invested over
4) will be invested above
5) No Correction Required

34.Several of our projects have delayed because the equipment we ordered was delivered late.
1)have been delayed when
2)delayed because of
3) were delayed since
4) were delayed with
5) No Correction Required

35.The committee has ruled out the possible raising taxes for this financial year.
1) possible raised
2) possible rise of
3) possibility to raise
4) possibility of raising
5) No Correction Required

Directions (Q. 36-40): Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is no error, the answer is (5). (Ignore errors of punctuation, if any).

36. In about five minutes (1), they would / cover the distance from the road to the point (2)/ where the waves would (3) / begin lick their feet (4). No error (5)

37.The devastating experiences (1)/ of many wars taught some countries (2) / the necessary of pursuing peace (3)/ at the expense of nationalist egos. (4) No error (5)

38.The former superstar recently (1)/ visit an orphanage (2) / fuelling speculation that (3) / she is planning to adopt a child (4) No error (5)

39. Accordance to a new study (1)/ taking steps to remain healthy and young (2) / may help delay (3)/ the Alzheimer's disease (4). No error (5)

40. A day after he was diagnosed with (1) / swine flu, preventive measures were put in place (2)/ to ensure that others were not (3)/ affected by the dreaded virus (4). No error (5)

ANSWERS:

1. (3) 2. (4) 3. (5) 4. (2) 5. (2) 6. (5) 7. (2) 8. (4) 9. (1) 10. (3)
11. (1) 12. (3) 13. (5) 14. (2) 15. (1) 16. (3) 17. (2) 18. (5) 19. (3) 20. (3)
21. (4) 22. (5) 23. (1) 24. (2) 25. (1) 26. (3) 27. (5) 28. (2) 29. (2) 30. (2)
31. (1) 32. (2) 33. (1) 34. (2) 35. (4) 36. (4) 37. (3) 38. (2) 39. (1) 40. (1)

IBPS CWE COMPUTER KNOWLEDGE MODEL PAPER

1. Programs from the same developer, sold bundled together, that provide better integration and share common features, toolbars and menus are known as?
1) software suites
2) integrated software
3) software processing
4) personal information
5) none of these

2. A data warehouse is which of the following?
1) Can be updated by the users
2) Contains numerous conventions and formats
3) Organized around subject areas
4) Contains only current data
5) None of these

3. _____ servers store and manages files for network users.
1) Authentication
2) Main
3) Web
4) File
5) None of these

4. All of the following are examples of real security and privacy risks except?
1) hackers
2) spam
3) viruses
4) identify theft
5) None of these

5. Loading Operating System onto RAM is called?
1) Printing
2) Saving
3) Booting
4) Staring
5) None of these

6. In MICR, C stands for?
1) Code
2) Colour
3) Computer
4) Character
5) None of these

7. System software is the set of programs that enables your computer's hardware devices and ____ software to work together?
1) management
2) processing
3) utility
4) application
5) None of these

8. _____ are specially designed computer chips reside inside other devices, such as your car or your electronic thermostat?
1) Servers
2) Embedded computers
3) Robotic computers
4) Mainframes
5) None of these

9. The following are all computing devices, except?
1) notebook computers
2) cellular telephones
3) digital scanners
4) personal digital assistants
5) None of these

10. In a ring topology, the computer in possession of the _____ can transmit data?
1) packet
2) data
3) access method
4) token
5) None of these

11. This part of operating system manages the essential peripherals, such as the keyboard, screen, disk drives and parallel and serial ports ______
1) basic input/output
2) secondary system
3) peripheral system
4) marginal system
5) None of these

12. The bar at the top of a window that bears the name of the window is known as?
1) control panel
2) task bar
3) menu bar
4) status bar
5) title bar

13. ______ controls the way in which the computer system functions and provides a means by which users can interact with the computer.
1) The platform
2) Application software
3) Operating system
4) The motherboard
5) None of these

14. Servers are computers that provide resources to other computers connected to a?
1) mainframe
2) network
3) super computer
4) client
5) None of these

15. A device that operates under the control of another device is called?
1) Stem
2) Slave
3) Simulator
4) Emulator
5) None of these

16. URL stands for?
1) Universal Research List
2) Universal Resource List
3) Uniform Resource Locator
4) Uniform Research Locator
5) None of these

17. A database management system (DBMS) is a?
 1) hardware system used to create, maintain and provide controlled access to a data- base
2) hardware system used to create, maintain, and provide uncontrolled access to a database.
3) software system used to create, maintain, and provide uncontrolled access to a database.
4)software system used to create, maintain and provide controlled access to a database.
5)None of these

18. The design of the network is called the network?
1) architecture
2) server
3) transmission
4) type
5) None of these

19.A Proxy server is used for which of the following?
1)To provide security against unauthorized users
2)To process client requests for web pages
3)To provide TCP/IP
4)To process client requests for database access
5) None of these

20.When data changes in multiple lists and all lists are not updated, this causes?
1) data redundancy
2) information overload
3) duplicate data
4) data inconsistency
5) None of these

21._____ are words that a programming language has set aside for its own use?
1) Control words
2) Reserved words
3) Control structures
4) Reserved keys
5) None of these

22.The most frequently used instru-ctions of a computer program are likely to be fetched from?
1) the hard disk
2) cache memory
3) RAM
4) registers
5) None of these

23.What is the shortcut key to "Undo" the last action in a document?
1) Ctrl + X
2) Ctrl + Y
3) Ctrl + Z
4) Ctrl + U
5) None of these

24.You must install a(n) ________ on a network if you want to share a broadband Internet connection.
1) router
2) modem
3) node
4) cable
5) None of these

25.The errors that can be pointed out by the compiler are?
1) Syntax errors
2) Semantic errors
3) Logic errors
4) System errors
5) None of these

26.Granting an outside organization access to internet web pages is often implemented using a(n)?
1) extranet
2) intranet
3) internet
4) hacker
5) None of these

27.Which term identifies a specific computer on the web and the main page of the entire site?
1) URL
2) Web site address
3) Hyperlink
4) Domain name
5) None of these

28.The code that relational database management systems use to perform their database task is referred to as?
1) QBE
2) SQL
3) OLAP
4) Sequel Server
5) None of these

29.Chip is a common nickname for a(n)?
1) transistor
2) resistor
3) integrated circuit
4) semiconductor
5) None of these

30.Programs such as Internet Explorer that serve as navigable windows into the Web are called
1) Hypertext
2) Networks
3) Internet
4) Web browsers
5) None of these

31.What menu is selected to cut, copy and paste?
1) File
2) Tools
3) Special
4) Edit
5) None of these

32.The most important or powerful computer in a typical network is?
1) desktop
2) network client
3) network server
4) network station
5) None of these

33.The primary purpose of software is to turn data into?
1) Web sites
2) information
3) programs
4) objects
5) None of these

34.The ability to find an individual item in a file immediately _______ is used?
1) file allocation table
2) directory
3) sequential access
4) direct access
5) None of these

35.To make a notebook act as a desktop model, the notebook can be connected to a ______
which is connected to a monitor and other devices?
1) bay
2) docking station
3) port
4) network
5) None of these

36.You can use the tab key to?
1) move cursor across the screen
2) indent a paragraph
3) move the cursor down the screen
4) Only (1) and (2)
5) None of these

37.A collection of related files is called a?
1) character
2) field
3) database
4) adjusting
5) None of these

38.Storage that retains its data after the power is turned off is referred to as?
1) volatile storage
2) non-volatile storage
3) sequential storage
4) direct storage
5) None of these

39.Which of the following is an example of connectivity?
1) Internet
2) floppy disk
3) power card
4) data
5) None of these

40._______ is the process of finding errors in software code?
1) Compiling
2) Testing
3) Running
4) Debugging
5) None of these

41.A _______ contains specific rules and words that express the logical steps of an algorithm?
1) syntax
2) programming structure
3) programming language
4) logic chart
5) None of these

42.Changing an existing document is called ______ the document?
1) creating
2) editing
3) modifying
4) adjusting
5) None of these

43.Virtual memory is?
1) memory on the hard disk that the CPU uses an extended RAM
2) in RAM
3) only necessary if you do not have any RAM in your computer
4) a back up device for floppy disks
5) None of these

44.Computers use the ________ number system to store data and perform calculations?
1) decimal
2) hexadecimal
3) octal
4) binary
5) None of these

45.The ______ key will launch the start buttons?
1) esc
2) shift
3) windows
4) shortcut
5) None of these

46.To move to the beginning of a line of text, press the _____ key?
1) home
2) a
3) page up
4) enter
5) None of these

47.When sending an e-mail, the ______ line describes the contents of the message?
1) to
2) subject
3) contents
4) CC
5) None of these

48.Which groupings do you work with when formatting text in Word?
1) Tables, paragraphs and indexes
2) Paragraphs, indexes and sections
3) Characters, sections and paragraphs
4) Indexes, characters and tables
5) None of these

49.Which of the following is the largest unit of storage?
1) GB
2) KB
3) MB
4) TB
5) None of these

50.The ______ tells the computer how to use its components?
1) utility
2) network
3) operating system
4) application program
5) None of these

ANSWERS:

1. (1) 2. (3) 3. (4) 4. (2) 5. (3) 6. (4) 7. (4) 8. (2) 9. (3) 10. (4)
11. (1) 12. (5) 13. (3) 14. (2) 15. (2) 16. (3) 17. (4) 18. (1) 19. (2) 20. (4)
21. (2) 22. (2) 23. (3) 24. (1) 25. (1) 26. (1) 27. (1) 28. (2) 29. (3) 30. (4)
31. (4) 32. (3) 33. (2) 34. (3) 35. (2) 36. (4) 37. (3) 38. (2) 39. (1) 40. (2)
41. (1) 42. (2) 43. (1) 44. (4) 45. (3) 46. (1) 47. (2) 48. (1) 49. (1) 50. (3)

Gurgaon Gramin Bank Clerk Exam., 2011

General English 

(Exam Held on 5-6-2011) 

Directions–(Q. 1–15) Read the following passage carefully and answer the questions given below it. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions.

Once there was an elderly widow, Chen Ma, who lived with her only son inside a forest in the Shanxi Province. Her son was one of the tiger hunters licensed by the local magistrate. His share of the profits from the sale of tiger skins, meat and bones was sufficient to keep the small mud hut well provisioned for himself and his old mother. All was well until a particularly bitter winter. During a snowstorm, Chen Ma's son was separated from his fellow hunters and became food for a hungry tigress.

After her initial shock and grief subsided, Chen Ma took stock of her own utterly desperate situation. She went and implored the magistrate to provide her with compensation for the loss of her son, who was her only source of support. The magistrate decreed that henceforth, she would have a small share of profits from the kill of each tiger by the hunters. Needless to say, his decision was not taken well by the hunters, who had plenty of mouths of their own to feed. So, when the hunters succeeded in killing the tigress that ate Chen Ma's son, they decided not to give her a share of the profits. Instead, they brought her the tigress' newborn cub. He was a small quivery ball of golden fur with wobbly legs and toothless gums. Instantly, Chen Ma's heart went out to this helpless creature.

After the hunters left, the tiger cub wobbled to where Chen Ma sat and lay at her feet. She bent down to rub his ears and he licked her shoes. The elderly widow looked at the tiger baby and sighed. "They told me to butcher you, to salt and smoke your flesh for my meat supply. Your skin would make warm boots for my feet; your bones are good for making balm to ease the pain in my joints. But oh, how can I bear to kill you ?" And so, Chen Ma untied the rope from the little tiger's neck and fed him a paste of cooked roots with her fingers. Her son had a good supply of grains and roots in the attached shed. When the store of the firewood was running low, Chen Ma slept curling against the baby tiger, whose soft fur was cozy and warm.

Once ever so often, women from nearby villages would bring sewing for Chen Ma to do. She was very handy with a needle. They paid her for her labour with small sacks of grain. At first they did not find the little tiger's presence alarming; he was no bigger than a piglet. However, when spring came, he had grown into the size of a calf, showing a full set of teeth and claws. The women told their hunter husbands and the men came to kill the young tiger.

Chen Ma armed herself with her son's hunting spear arid threatened to gut anyone who dared to harm her beloved pet. "I've lost both husband and son. This tiger is the only companion I have now. I shall go to the magistrate and request to adopt him as my son."

The hunters thought the old woman had become mad and jeered at her. But since she was so determined, they dared not kill her tiger without the magistrate's permission. So they followed Chen Ma and her tiger all the way to the official's judgement hall.

"Venerable Mother," said the magistrate. "Your request is most unusual. Are you not afraid that someday the tiger might revert to his wild nature and devour you ?"

"Honourable sir ," replied the old widow with tears in her eyes. "What is there to fear ? I have lived too long. The only worry I have now is being left utterly alone. Please let me adopt this young tiger, for he has become like a son in my affections."

The kind magistrate did not have the heart to refuse such an ancient woman's pleading. So he had his assistant draw up a document for the tiger's adoption. In order to protect the tiger from the hunters' arrows and spears, the magistrate ordered a large copper pendent made to hang around the beast's neck. The words 'Fu Chee' were engraved on the pendent meaning Tiger Son. To show her deep gratitude, Chen Ma knelt down in front of the magistrate. Then she led Fu Chee back to their home in the forest.

By next winter, Fu Chee had grown into his maximum size. Chen Ma's hut was in danger of collapsing whenever the tiger became playful. Reluctantly, she allowed Fu Chee to make his home inside a cave nearby.

However, the affectionate tiger came back to visit his adopted mother often. Also, he still liked to lick her shoes and to have his ears rubbed. Chen Ma's needs were being cared for just as if her natural son was still alive! After Chen Ma died at the ripe old age past one hundred, the hunters noticed Fu Chee guarded her tomb nightly. They left him undisturbed as he had never attacked any humans or domestic animals. This went on for a number of years and then one day the tiger was seen no more.

Out of deep respect and admiration for the filial tiger son, the hunters erected a small stone monument at Chen Ma's tomb with Fu Chee's story engraved on it. Henceforth, Fu Chee became a household legend in that part of Shanxi Province.

1. Why did Chen Ma not kill the tiger cub ?
(A) She found the cub helpless
(B) The cub was a gift from the hunters and she cherished it
(C) The magistrate had asked her not to kill the cub
(D) The cub immediately reminded her of her son
(E) She was too afraid of the cub to go near him
Ans : (A)

2. Why was a stone monument of Fu Chee erected at Chen Ma's tomb ?
(A) It was because Chen Ma had loved only Fu Chee her entire life and no one else
(B) It was out of fear of Fu Chee who was adopted by Ch~n Ma
(C) It was so that Fu Chee would not attack any humans or animals after Chen Ma's death
(D) It was out of reverence for Fu Chee who came to Chen Ma's tomb regularly after her death
(E) Not mentioned in the passage
Ans : (D)

3. How did Chen Ma's son die ?
(A) He had died while fighting for his province
(B) He was eaten by a tigress
(C) He was sentenced to death by the magistrate
(D) He was killed by the hunters
(E) He died of old age
Ans : (B)


4. Why did the hunters come to kill the tiger at Chen Ma's house ?
(A) The tiger had attacked the hunter's wives when they had visited Chen Ma' s house
(B) The tiger had displayed signs of aggression when the hunters had visited Chen Ma's
house
(C) The tiger had grown big and the hunters' wives were afraid of him
(D) There Were no other tigers left in the province to kill
(E) They wanted to seek revenge from Chen Ma because she had been getting free food from them
Ans : (C)

5. Which of the following characteristics can be attributed to Chen Ma from the story ?
(a) She was loving
(b) She was crazy.
(c) She was brave.
(A) Only (a)
(B) Only (a) and (c)
(C) All. (a), (b) and (c)
(D) Only (c)
(E) Only (b) and (c)
Ans : (B)

6. Why did the hunters give Chen Ma a tiger cub ?
(A) So that the magistrate would never make such unreasonable demands from the hunters in the future
(B) So that she could have a companion now that her son was dead
(C) So that she could kill him and use his flesh and bones
(D) So that she could take back her request to the magistrate
(E) So that she could get revenge for her son's death
Ans : (E)

7. Why did Chen Ma go to the magistrate the second time ?
(A) She wanted to adopt the tiger and make him her son
(B) She wanted the magistrate to name him
(C) She wanted the magistrate to punish all the hunters of the province
(D) She wanted the magistrate to build a cave for the tiger
(E) She wanted the magistrate to compensate her for the death of her son
Ans : (A)

8. Which of the following can be said about Fu Chee ?
(a) He was loyal.
(b) He was affectionate.
(c) He hunted down humans.
(A) Only (b)
(B) Only (c)
(C) Only (a)
(D) Only (a) and{b)
(E) Only (a) and (c)
Ans : (D)

9. Which of the following can be the most appropriate title for the passage/story ?
(A) Chen Ma and The Hunters
(B) The Kind Magistrate
(C) The Hunters of Shanxi
(D) The Self-Sacrificing Mother
(E) Fu Chee-The Loyal Tiger
Ans : (E)

10. Why did Chen Ma not allow the hunters to kill the tiger ?
(A) She believed that the tiger guarded her well
(B) She wanted to use the tiger's flesh for her own consumption
(C) She wanted to become popular as the only woman to have adopted a tiger
(D) She wanted the tiger to guard her tomb after her death
(E) She loved the tiger
Ans : (E)

Directions– (Q. 11–13) Choose the word/group of words which is most similar in meaning to the word/group of words printed in bold as used in the passage.

11. JEERED
(A) Boasted
(B) Feared
(C) Mocked
(D) Encouraged
(E) Called
Ans : (C)

12. ALARMING
(A) Awakening
(B) Soothing
(C) Alerting
(D) Placating
(E) Frightening
Ans : (E)

13. GUT
(A) Kill
(B) Brave
(C) Reward
(D) Praise
(E) List
Ans : (A)

Directions– (Q. 14–15) Choose the word/group of words which is most opposite in meaning to the word/group of words printed in bold as used in the passage.

14. PROTECT
(A) Discard
(B) Endanger
(C) Uncover
(D) Shield
(E) Save
Ans : (E)

15. UNTIED
(A) Closed
(B) Reacted
(C) Fastened
(D) Shut
(E) Removed
Ans : (E)

Directions– (Q. 16–20) Which of the words (A), (B), (C), (D) and (E) given below each sentence should fill the blank in the sentence to make it grammatically and meaningfully correct ?

16. Naresh owed me a significant of …………..money.
(A) sums
(B) cash
(C) token
(D) load
(E) amount
Ans : (E)

17. Kirti would not have passed the exams…………..her brother not helped her .
(A) since
(B) whether
(C) had
(D) since
(E) if
Ans : (B)

18. This story…………..us how the noble heroes of the past adhered to the principle of truth and honesty .
(A) understands
(B) narrates
(C) says
(D) tells
(E) depicts
Ans : (D)

19. The weeping mother tried to make her son do as she wished, I but he was………….. (A) ignored
(B) refused
(C) adamant
(D) agreeable
(E) removed
Ans : (C)

20. A foolish man will insult his superiors with harsh words whereas a wise man will maintain…………..
(A) noise
(B) silence
(C) composed
(D) quite
(E) relation
Ans : (B)

Directions– (Q. 21–25) In each question below, a sentence with four words printed in bold type is given. These are lettered as (A), (B), (C) and (D). One of these four words printed in bold may be either wrongly spelt or inappropriate in the context of the sentence. Find out the word which is wrongly spelt or inappropriate, if any. The letter of that word is your answer. If all the words printed in bold are correctly spelt and also appropriate in the context of the sentence, mark (E) i.e., All correct' as your answer.

21. Everyone (A) in office agrees (B) that your (C) very intelligent. (D) All correct. (E)
Ans : (C)

22. Crying (A) is journally (B) considered (C) to be a negative (D) emotion. All correct. (E)
Ans : (B)

23. Soon enogh (A) Amogh returned (B) home safe (C) and unscathed. (D) All correct (E)
Ans : (A)

24. The meating (A) went on smoothly (B) without any glitch (C) and every. body congratulated (D) the speaker. All correct (E)
Ans : (A)

25. Gaurang wowed (A) to never (B) smoke a cigarette ever again (C) in his entire (D) life. All correct (E)
Ans : (A)

Directions– (Q. 26–30) Rearrange the following six sentences (a), (b), (c), (d), (e) and (f) in the proper sequence to form a meaningful paragraph; then answer the questions given below them.
(a) That very night those Sages had a great ceremony for the purpose of doing good to the wife of the King, but the King did not know that.
(b) The King saw the jar of water on the altar and without stopping to think he went quickly towards it and drank up all the water.
(c) The King came forward at once and truthfully owned that he, being very thirsty, had drunk the water.
(d) It happened once that King Ashoka, who had been observing a great fast and was suffering from hunger and thirst, entered the hermitage of some great Sages quite late in the night.
(e) Soon after the Sages awoke and found that there was no water in the jar, and they began to ask who would have done such a thing as take the water they had prepared for the King's wife from off the altar.
(f) The Sages had a large jar of water which they had blessed and made holy to cure the King's wife, and they put the jar on the altar and then went to sleep, for they were very tired.

26. Which of the following should be the FIRST sentence after rearrangement ?
(A) (a)
(B) (b)
(C) (c)
(D) (d)
(E) (e)
Ans : (D)

27. Which of the following should be the SECOND sentence after rearrangement ?
(A) (a)
(B) (b)
(C) (c)
(D) (d)
(E) (f)
Ans : (A)

28. Which of the following should be the THIRD sentence after rearrangement ?
(A) (a)
(B) (b)
(C) (c)
(D) (d)
(E) (f)
Ans : (E)

29. Which of the following should be the FOURTH sentence after rearrangement ?
(A) (a)
(B) (b)
(C) (c)
(D) (e)
(E) (f)
Ans : (B)

30. Which of the following should be the LAST (SIXTH) sentence after rearrangement ?
(A) (f)
(B) (e)
(C) (d)
(D) (c)
(E) (b)
Ans : (D)

Directions– (Q. 31–40) Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. The letter of that part is the answer. If there is no error, the answer is (E). (Ignore errors of punctuation, if any.)

31. We were not exactly (A) / in the beach, but were (B) / close enough to taste (C) / the salt in the air. (D) No error (E)
Ans : (B)

32. Tina sat on her bed (A) / and read a book till (B) / it was time for her to (C) / go to sleep. (D) No error (E)
Ans : (E)

33. It was lately morning (A) / when the soldiers (B) / came knocking (C) / on the door. (D) No error (E)
Ans : (A)

34. Puneet looked up (A) / for see customers crowding into (B) / his shop to get a free sample (C) / of his new delicacy. (D) No error (E)
Ans : (B)

35. Jimmy was made to (A) / sit in an office which (B) / was empty except (C) / than two chairs and one table. (D) No error (E)
Ans : (D)

36. The dog leapt (A) / forward, breaking (B) / free from (C) / its owner's grasp. (D) No error (E)
Ans : (E)

37. She threw herself (A) / into her mother's arms (B) / and weep (C) / with sorrow. (D) No error (E)
Ans : (C)

38. Krupa had heard (A) / Mahesh yelling (B) / and thought it best (C) / to left him alone. (D) No error (E)
Ans : (D)

39. Robert looked at (A) / his friend who, according to (B) / his mother, was (C) / a very mischievous boy. (D) No error (E)
Ans : (E)

40. Although Gopi could not see (A) / who was shootirig at him, (B) / he started crawling away (C) / drag his bag behind him. (D) No error (E)
Ans : (D)

Directions– (Q. 41–50) In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

One day, overnight, the world turned violet. Just ...(41)... everything turned violet from the sky and ocean and mountains to the trees and animals and people and from the tallest skyscrapers to the tiniest ant. People sat around looking at one another wondering if they were dreaming. But things stayed violet, all except for a single Blue Jay who hadn't changed colour and stayed the brightest blue. Being the only thing in the world that wasn't violet, he was ...(42)... and put in a cage. People were shocked as whole families Were violet as were teachers, movie stars, doctors, nurses, gas station attendants, everybody. The smartest scientists in the world gathered to ...(43)... it out. They did studies and tests and analyzed and evaluated and debated and wrote article after article, but couldn't explain it. The colour of the Blue Jay became a big issue because he had such a little bit of blue and the world had such a whole lot of violet. People argued about the importance of that. Some said the Blue Jay must be a very special bird or may be not a bird at all because he alone had kept his true colour. Others said this was silly, that the Blue Jay ate bird seed and drank water and fluffed his feathers and that other ...(44)... his special colour he was still just a bird. It was exactly one year to the day after the world had turned violet th'at people awoke to find the world had turned yellow. All except the Blue Jay. Now the Blue Jay was ...(45)... important than ever because he alone had stayed the colour blue and people argued about what that meant. They lined up for miles just to take a look at him.

For the next two years, exactly on the day the world had turned violet and then yellow, It turned new colours : first orange and then pink. Still the Blue Jay stayed blue, ...(46). ..every greater disagreement -until in the fifth year the whole world turned blue. The first thing people asked was what about the Blue Jay. ...(47)... he stayed blue ? Yes, he was still the same colour. No ...(48). ..were there two colours in the world, but just one -the colour blue. And because the Blue Jay was a colour like everybody and everything else somebody let him out of his cage and he flew off looking happy to be free. The very next morning the world ...(49) ...its rainbow of colours as if nothing had ever ...(50) At first this was a novelty but soon people forgot the world had once been all violet, then turned yellow, then orange, then pink and then blue.

41. (A) with
(B) all
(C) about
(D) almost
(E) from
Ans : (D)

42. (A) killed
(B) capture
(C) pushed
(D) caught
(E) lift
Ans : (D)

43. (A) figure
(B) spread
(C) find
(D) explain
(E) measure
Ans : (B)

44. (A) besides
(B) then
(C) but
(D) feature
(E) than
Ans : (E)

45. (A) more
(B) many
(C) least
(D) supreme
(E) very
Ans : (A)

46. (A) making
(B) seeing
(C) growing
(D) becoming
(E) causing
Ans : (E)

47. (A) Does
(B) Did
(C) Was
(D) Had
(E) Is
Ans : (D)

48. (A) time
(B) longer
(C) on
(D) doubt
(E) much
Ans : (B)

49. (A) get
(B) granted
(C) regained
(D) receive
(E) shed
Ans : (C)

50. (A) created
(B) happened
(C) become
(D) changes
(E) occur
Ans : (B)

Indian Overseas Bank Clerk Exam., 2011

English Language

(Held on 29-5-2011) 

Directions– (Q. 1–15) Read the following passage carefully and answer the questions given below it. Certain words are printed in bold to help you to locate them while answering some of the questions.

Once upon a time, there was a shrewd shopkeeper called Makarand. He had a friend called Mihir, who had saved a lot of money. Mihir was keen on going on a pilgrimage, but he did not know where to leave his precious savings. So he came to Makarand's shop and said, "My friend, I trust you more than anyone. Could you please look after my life's savings till I return from my pilgrimage?" Makarand pretended to be deep in thought, and then said, "I would rather not. Money spoils relationships. What if something happens to your money while you are away? You will no longer be my friend.’’

As Mihir stood there by his shop thinking about what his friend had just said, an old woman entered the shop and bought some things. One of the boys helping Makarand, gave her less change than he should have. Maka-rand saw this and pretended to scold the boy, he then ordered him to return the remaining money to the woman. Mihir not knowing that this was an act put up by Makarand to make him believe that he was honest, was convinced about his decision and said to Makarand, "I have decided. I will leave the money only with you." Makarand smiled. "Then let us do something. Let's take the bag of coins and bury it in a place that only you and I will know of. That way, even if something happens to me while you are away, you will know where your money is."

Mihir, simple that he was, thought this was a good idea and the two went and hid the bag in a secret place. Mihir left the next day on his pilgrimage, happy his savings were in safe hands. Six months later, Mihir returned. He dumped his luggage at home and went to dig out his bag of savings. But even though he searched and searched for his valuables, there was no sign of the bag anywhere. In panic, he ran to Makarand, who was busy in his shop. When Mihir asked him about the bag, Makarand pretended to be surprised, "But I did not go that way in all these months. Why don't you search for it again ?" he said, putting on his most innocent look. Mihir had no choice but to believe him. Sadly, he went home.

On the way, as luck would have it, he met the old woman he had seen in Makarand's shop. Seeing him sad, she asked him what the matter was. Mihir told her the whole story .Then she smiled and whispered a plan to him. Not long after, the woman came to Makarand's shop, carrying a big box. "Brother, I heard you are a good and honest man. My son went on a pilgrimage many months ago and has still not returned. I am worried and have decided to go and look for him. Will you look after my box of two hundred gold coins while I am away ?"

Makarand could not believe his luck. He was about to launch into his idea about hiding the box, when an angry Mihir entered the shop, 'Where is …………' but before he could complete his sentence; Makarand, afraid of being accused in front of the old woman, said quickly, “I forgot. I had seen some pigs digging around there and had removed the bag just to keep it safe. Here it is.” And he handed Mihir the bag he had stolen many months ago.

Now, the old woman pretended she was seeing Mihir for the first time, "Son, did you also go on a pilgrimage? Could you tell me if you : met my son anywhere ? His name is ; Jahangir." Mihir, clutching onto his precious bag, said, "Yes, Auntie, I met him on the road a few villages r away. He was on his way to home. t He should be here in a week."

The old woman leaned over and took her box away from Makarand. "Thank you, brother, you have saved me an unnecessary trip. Now, I will need some money to prepare for my son's welcome," she added and the two left the shop. Makarand could only stare at them open-mouthed.

1. What incident in the passage convinced Mihir that Makarand was indeed an honest man ?
(a) The incident where he scolded his helper boy for returning less change to the old woman who was a customer in his shop.
(b) The fact that Makarand refused to keep Mihir's money, in the event that it might destroy their friendship.
(c) The incident where Makarand told Mihir that he had kept his bag with him as he saw pigs digging at the very spot where the treasure was buried.
(A) Only (a)
(B) Only (b)
(C) Only (c)
(D) Only (b) and (c)
(E) Only (a) and (c)
Ans : (A)

2. What was Makarand's real intention for wanting to bury Mihir's bag of valuables ?
(A) He wanted Mihir to know where the money would be in case something happened to him while Mihir was away
(B) He did not feel safe keeping Mihir's bag of valuables with him
(C) He wanted to steal the money while Mihir was away
(D) He wanted the pigs to dig out the bag so he could steal it
(E) He wanted to be a part of a far more adventurous plan
Ans : (C)

3. Where did Makarand and Mihir bury the bag of coins ?
(A) In a secret place in Mihir's garden
(B) In the ground under Makarand's shop
(C) In the old woman's backyard
(D) In his shop
(E) Not indicated in the passage
Ans : (E)


4. Which of the following is true with regard to Mihir ?
(A) Mihir accused Makarand of stealing his valuables
(B) Mihir helped the old woman find her son
(C) Mihir left his life's savings with the old woman
(D) Mihir trusted Makarand with his valuables
(E) Mihir strongly believed that keeping others' money spoilt relationships
Ans : (D)

5. Why did Mihir want to keep his life's savings with Makarand ?
(a) Makarand had a locker in his shop.
(b) He trusted his friend Makarand more than anyone else.
(c) He was scared that if he buried his savings, the pigs would dig it out.
(A) Only (a)
(B) Only (b)
(C) Only (c)
(D) Either (b) or (c)
(E) None of these
Ans : (B)

6. Which of the following statements is false according to passage ?
(A) The old woman's son went on the same pilgrimage as Mihir
(B) The old woman helped Mihir recover his savings from Makarand
(C) Makarand was a very shrewd shopkeeper
(D) Mihir had gone away on a pilgrimage
(E) Makarand had stolen Mihir's money
Ans : (A)

7. Why was Mihir sad after returning from the pilgrimage ?
(a) He lost all his valuables while returning from the pilgrimage.
(b) The valuables that he had buried safely had all disappeared. ]
(c) He had spent far too much of his savings on the pilgrimage.
(A) Only (a)
(B) Only (b)
(C) Only (b) and (c)
(D) Only (c)
(E) None of these
Ans : (B)

8. In the end, why did Makarand return Mihir's money ?
(a) He realised that he had done the wrong thing by pretending to be unaware of Mihir's misfortune.
(b) The old woman offered to give him two hundred gold coins if he returned Mihir's money back.
(c) He did not want to be accused of having stolen Mihir's money in front of the old woman.
(A) Only (a)
(B) Only (b)
(C) Only (c)
(D) Only (a) and (c)
(E) All (a), (b) and (c)
Ans : (C)

Directions– (Q. 9–12) Choose the word which is most nearly the SAME in meaning as the word/s printed in bold as used in the passage.

9. Clutching
(A) Releasing
(B) Fixing
(C) Holding
(D) Sticking
(E) Obtaining
Ans : (C)

10. Keen
(A) Eager
(B) Hurried
(C) Planning
(D) Fortunate
(E) Deserving
Ans : (A)

11. Choice
(A) Understanding
(B) Regard
(C) Value
(D) Pick
(E) Option
Ans : (E)

12. Whole
(A) Partial
(B) Some
(C) Entire
(D) Total
(E) Part
Ans : (C)

Directions– (Q. 13–15) Choose the word which is most OPPOSITE in meaning of the word printed in bold as used in the passage.

13. Complete
(A) Partial
(B) Start
(C) Incomplete
(D) End
(E) Finish
Ans : (B)

14. Sadly
(A) Quietly
(B) Dejectedly
(C) Happily
(D) Disturbingly
(E) Lonely
Ans : (C)

15. Forgot
(A) Found
(B) Memorised
(C) Lost
(D) Claimed
(E) Remembered
Ans : (E)

Directions– (Q. 16–20) Read each sentence to find out whether there is any grammatical error in it. The error, if any, will be in one part of the sentence, The letter of that part is the answer. If there is no error, the answer is (E) i.e. 'No error’. (Ignore the errors of punctuation, if any)

16. The more enlightened (A) / factory owners (B) / build homes for their (C) / workers in Britain in the 19th century. (D) No error (E)
Ans : (A)

17. Most criminals (A) / realises that they may be caught, (B) / but nevertheless (C) / they are prepared to take the risk. (D) No error (E)
Ans : (B)

18. Strictly speaking, (A) / spiders are not insects, (B) / although most people (C) / think them are. (D) No error (E)
Ans : (D)

19. The actress is also (A) / widely respected in (B) / the music world (C) / and deserving so. (D) No error (E)
Ans : (E)

20. The story was (A) / inspired by (B) / a chance meeting (C) / with an old Russian duke. (D) No error (E)
Ans : (C)

Directions– (Q. 21–25) Which of the phrases (A), (B), (C) and (D) given below each sentence should replace the phrase printed in bold in the sentence to make it grammatically correct? If the sentence is correct as it is given and no correction is required, mark (E) as the answer.

21. He is held regard as the Chief's right-hand man.
(A) regards as
(B) to regard as
(C) regarded as
(D) being regarded for
(E) No correction required
Ans : (C)

22. The inquiry has to bring to light some starting facts .
(A) bring light to
(B) brought to the lights
(C) brings to light
(D) brought to light
(E) No correction required
Ans : (D)

23. My friend went his way out to oblige me.
(A) out on his way
(B) out of his way
(C) so out of the way
(D) little way out
(E) No correction required
Ans : (B)

24. They are determined to stand up for their rights.
(A) be standing up
(B) for standing up
(C) stand up to
(D) stand on
(E) No correction required
Ans : (E)

25. Recently my expenses have gone run up considerably.
(A) run up
(B) to rise up
(C) had to run up
(D) got upwards
(E) No correction required
Ans : (A)

Directions– (Q. 26–30) Each question below has two blanks, each blank indicating that something has been omitted. Choose the set of words for each blank which best fits the meaning of the sentence as a whole.

26. Rachana saw me…………for a bus, she stopped and …………me a lift.
(A) standing – took
(B) stopped – gave
(C) walking – sat
(D) testing – signalled
(E) waiting – offered
Ans : (E)

27. During winter, we can…………ourselves from the cold by wearing…………clothes.
(A) protect – warm
(B) establish – light
(C) save – good
(D) stop – thick
(E) escape – cotton
Ans : (A)

28. The school refused to…………acts of …………behaviour.
(A) overcome – spoilt
(B) tolerate – violent
(C) overlook – sudden
(D) appreciate – bravery
(E) comment – deserving
Ans : (B)

29. The actor was not …………by public criticism and paid no…………even to the poor reviews in the media.
(A) affected – attention
(B) troubled – mind
(C) effected – regard
(D) bothered – justification
(E) shocked – notices
Ans : (A)

30. The…………words of the teacher comforted the…………student.
(A) harsh – sorrowful
(B) encouraging – anxious
(C) reality – nervous
(D) wise – happy
(E) distracter – confused
Ans : (B)

Directions–(Q. 31–35) In each question below, four words printed in bold are given. These are lettered (A), (B), (C) and (D). One of these words printed in bold may either be wrongly spelt or inappropriate in the context of the sentence. Find out the word that is inappropriate or wrongly spelt, if any. The letter of that word is your answer. If all the words printed in bold are correctly spelt and appropriate in the context of the sentence then mark (E) i.e.' All Correct' as your answer.

31. An overly (A) obsessed (B) mother from Banaras wrote (C) in to tell me of her trajedy. (D) All Correct (E)
Ans : (D)

32. The cat is sitting in front (A) of the television (B) with its tail, stretched (C) out strait. (D) All Correct (E)
Ans : (D)

33. It would (A) be wrong to infer (B) that people who are overweight (C) are always sickly. (D) All Correct (E)
Ans : (D)

34. The witness (A) stated (B) that he had not sean (C) the woman before. (D) All Correct (E)
Ans : (C)

35. Her giggles (A) were infecsious (B) and soon (C) we were all laughing. (D) All Correct (E)
Ans : (B)

Directions– (Q. 36–40) Rearrange the following five sentences (a), (b), (c), (d) and (e) in the proper sequence to form a meaningful paragraph; then answer the questions given below them.
(a) The owner of the house was furious.
(b) After it had gone, a donkey who craved popularity climbed the roof and tried to perform the same tricks.
(c) His servants went up, drove the donkey down, and beat him black and blue.
(d) A monkey climbed the roof of a house and entertained the people who had gathered below to watch him at his antics.
(e) In the process, the donkey dislodged and broke several tiles.

36. Which of the following should be the FIRST sentence after the rearrangement ?
(A) a
(B) b
(C) c
(D) d
(E) e
Ans : (D)

37. Which of the following should be the FIFTH (LAST) sentence after the rearrangement ?
(A) e
(B) d
(C) c
(D) b
(E) a
Ans : (D)

38. Which of the following should be the FOURTH sentence after the rearrangement ?
(A) a
(B) b
(C) c
(D) d
(E) e
Ans : (C)

39. Which of the following should be the SECOND sentence after the rearrangement ?
(A) a
(B) b
(C) c
(D) d
(E) e
Ans : (E)

40. Which of the following should be the THIRD sentence after the rearrangement ?
(A) a
(B) b
(C) c
(D) d
(E) e
Ans : (A)

Directions– (Q. 41–50) In the following passage, there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

The Emperor of China ...(41)... some peaches to the king of Tondmandalam with a note ...(42)...that the fruit gives long life to anyone who eats them. As the fruits were being shown to the ruler, Raffia, giving in to temptation, ...(43)... up one of the luscious peaches and ...(44)... into it. The king was ...(45) "You've bitten into a fruit ...(46)... for me !" he thundered. "For this you must die !" As Raffia was being taken away by the royal guards he sighed dramatically and exclaimed: "What a deceitful man the Emperor of China is. He ...(47)... the fruit gives long life. I took just one bite and I am about to die. Oh, what fate ...(48)... the one who eats the entire fruit !" The king was ...(49)... amused by Raffia's wit. He not only ...(50)... him but gave him a dozen of the peaches he had risked his life for .

41. (A) parcel
(B) grown
(C) bought
(D) sent
(E) give
Ans : (D)

42. (A) stating
(B) attach
(C) stuck
(D) telling
(E) meaning
Ans : (A)

43. (A) reached
(B) picked
(C) take
(D) secured
(E) stole
Ans : (B)

44. (A) touched
(B) smell
(C) opened
(D) bit
(E) look
Ans : (D)

45. (A) enraged
(B) harsh
(C) teasing
(D) eager
(E) sober
Ans : (A)

46. (A) parcel
(B) made
(C) designed
(D) send
(E) meant
Ans : (E)

47. (A) promises
(B) directed
(C) said
(D) told
(E) meant
Ans : (A)

48. (A) has
(B) holds
(C) awaits
(D) for
(E) stores
Ans : (C)

49. (A) also
(B) farther
(C) being
(D) little
(E) greatly
Ans : (E)

50. (A) rejected
(B) pardoned
(C) praise
(D) left
(E) forgive
Ans : (B)

IBPS CWE GENERAL AWARENESS MODEL PAPER

1.We often come across the term Production Sharing Contract [PS(3)] in financial news these days. PSC refers to sharing of output with the government by companies, public sector as well private ones, in which sector ?
1) Fertiliser  
2) Food processing
3) Telecom  
4) Petroleum
5) None of these

2.What is the meant by recent news reports saying – "Indian Rupee is appreciating"?
I) THe purchasing power of the Rupee in India has declined
II) The exchange rate of Rupee in India has gone up
III) The purchasing power of the Rupee in India has gone up
1) I only  
2) II only
3) II or III only 
4) III only
5) None of these

3.Which state was in news for passing a Bill for regulating Micro Finance Institutions recently?
1) Tamil Nadu  
2) Bihar
3) Karnataka  
4) Andhra Pradesh
5) None of these

4.Which of the following has become the first state to sign a MoU with the Ministry of Statistics and Programme Implementation under the state statistical strengthening project (SSSP) that will aim at building statistical capacity and infrastructure recently ?
1) Uttar Pradesh  
2) Karnataka
3) Kerala  
4) Tamil Nadu
5) None of these

5.The Pension Fund Regulatory and Development Authority (PFRDA) has taken which of the following decisions to popularise the New Pension System (NPS) recently ?
1) It has increased the interest rate on NPS deposits
2) It has allowed premature withdrawals
3) It has increased govt. subsidy for NPS deposit holders
4) It has increased distributors' commission
5) None of these

6.The All India Federation of Horoogical Industries represents the interests of which of the following sectors ?
1) Horticulture  
2) Gems & Jewellery
3) Watch  
4) Pharmaceuticals
5) None of these

7.The Ministry of New and Renewable Energy has decided to ti-up with which country to tap the latter's expertise in exploiting geo-thermal energy resources recently ?
1) South Africa  
2) Iran
3) Iceland  
4) Bolivia
5) None of these

8.Which public sector bank copelted the acquisition JSC Dana Bank of Kazakhstan recently?
1) Dena Bank  
2) Canara Bank
3) PNB  
4) Bank of India
5) None of these

9. GRIHA rating system is used for which of the following ?
1) Cement  
2) NBFCs
3) Buildings  
4) Gold
5) None of these

10.The Genetic Engineering Appraisal Committee (GAC) recently gave its approval for field trials of a genetically modified variety of which of the following cash crops ?
1) Coconut 
2) Pepper
3) Cardamom  
4) Rubber
5) None of these

11.Which of the following statements is/are correct about the distribution of Central financial assistance to states ?
I) Central financial assistance for states is calculated according to the Gadgil Formula
II) The highest weightage is given to the per capita income of the state
III) The lowest weightage is given to the population of the state
1) I only  
2) I and II only
3) II only  
4) I and III only
5) None of these

12.Which of the following public sector companies sells gold coins and silver ornaments under the trademark 'Sanchi'?
1) Rare Earths Ltd  
2) State Trading Corporation (STC)
3) National Mineral Development Corporation (NMDC)
4) Minerals and Metals Trading Corporation (MMTC)
5) None of these

13.Power produced from which of the following sources has the highest share in India's annual power generation capacity ?
1) Hydro  
2) Coal
3) Gas  
4) Nuclear
5) None of these

14.What is the share of private expenditure on health in the total health expenditure in India according to the World Health Report of the World Health Organisation released recently?
1) 12% 
2) 37%
3) 46%  
4) 72%
5) None of these

15.BHAVINI is a public sector company in which sector ?
1) Shipping  
2) Metals trading
3) Space  
4) Nuclear energy
5) None of these

16.Which of the following statements about the Indian Economy in 2050 as per a recent report by Pricewaterhouse Coopers (Pwc) is / are correct ?
I) India's GDP in Market Exchange Rate (MER) terms will be the fourth highest in the world in 2050
II) India's GDP in Purchasing Power Parity (PPP) terms is the second highest in the world in 2050
III) Only China will be ahead of India in both MER and PPP terms in 2050
1) I only  
2) I and II only
3) II only  
4) II and III only
5) None of these

17.Which of the following are not listed on stock exchanges in India ?
1) Fertiliser companies 
2) NBFCs
3) Insurance companies  
4) Airlines
5) None of these

18.What should be the minimum share of solar energy in states' total power purchases by 2022 as per the amendment in power tariff policy recently ?
1) 1%  
2) 2%
3) 3%  
4) 4%
5) None of these

19.Which of the following statements about FDI in retail sector is / are correct ?
I) 100 per cent FDI is permitted in cold chain through the automatic route.
II) Up to 33 per cent FDI is permitted in single brand retail
III) 100 per cent FDI is permitted in wholesale cash and carry
1) I only  
2) I and II only
3) II only  
4) III and I only
5) None of these

20.Which of the following pairs of large banks and their countries of origin is / are correctly matched ?
 I) JPM organ Chase - Britain
II) ING Group - Netherlands
III) Standard Bank - South Africa
1) I only  
2) I and II only
3) II and III only  
4) I, II and III
5) None of these

21.Which of the following statements about exicise duty on cotton and man - made (synthetic) fibres is / are correct ?
I) Man - made (synthetic) fibres attract a higher excise duty than cotton fibres
II) Man-made (synthetic) fibres attract lower excise duty than cotton fibres
III) No excise duty is levied on cotton fibres
1) I only  
2) II only
3) I and III only  
4) III only
5) None of these

22.The Bombay Stock Exchange launched the BSE TASIS Shariah 50  - a stock index that is compliant with Shariah - recently. The Index cannot invest in shares of companies in which of the following sectors ?
I) Banking  
II) Cement & Steel
III) Alcohol & tobacco products
1) I only  
2) I and II only
3) III only  
4) I and III only
5) None of these

23.Which of the following has launched the 'Bank on Bike' initiative to cover villages untouched by banking facilities so far recently ?
1) Bank of India   
2) Bank of Baroda
3) Central Bank of India 
4) SBI
5) None of these

24.Which of the following has decided to enter the nuclear power sector following an agreement with the Nuclear Power Corporation recently ?
1) Tata Power  
2) NHPC
3) Indian Oil  
4) ONGC
5) None of these


25.Which of the following pairs of India's public sector banks and their headquarters are correctly matched ?
I) Punjab National Bank - New Delhi
II) Allahabad bank – Kolkata
III) Bank of India - Mumbai
1) I only  
2) I and II only
3) II and III only  
4) I, II and III
5) None of these

26.The tax on short - term capital inflows is named after which Nobel Laureate in economics ?
1) Gary Becker  
2) james M. Buchanan
3) James Tobin  
4) Myron Scholes
5) None of these

27. The term 'round - tripping' often appears in financial news these days. What does it mena?
1) Importing products that are not easily available in the domestic markes
2) Indian companies re-exporting imported products without any value addtion
3) Brining back illicit money hiddern aborad by Indians under a different name
4) Imposing high customs duty to discourage dumping of goods in Indian market
5) None of these

28.Infant Mortality Rate (IMR) data for high focus states (states where IMR is above national average) is collected once every five years. The Union Health Ministry has now decided to collect such data .......
1) half  yearly  
2) annually
3) once every two years
4) once every three years
5) None of these

29.Which country's gold output of 340.88 tonnes was the highest in the world in 2010 ?
1) Canada  
2) South Africa
3) China  
4) USA
5) None of these

30.Which of the following became the first oil & gas company to find shale gas deposits in India recently ?
1) Reliance Industries Ltd.
2) Cairn India  
3) Essar Oil
4) ONGC  
5) None of these

31.'Anushakti Vidhyut Nigam Ltd' was incorporated as a joint venture between Nuclear Power Corporation of India Ltd and which of the following recently ?
1) NMDC  
2) NHPC
3) BEL  
4) NTPC
5) None of these

32.Which of the following was founded in 1956 by the Government of India with funding from the Ford Foundation ?
1) National Institute of Public FInance and Policy
2) National Institute of Bank Management
3) National Institute of Findnancial Management
4) National Council of Applied Economic Research
5) None of these

33.China emerged as the world's second largest economy in 2010 overtaking ......
1) France  
2) Britain
3) Germany  
4) Japan
5) None of these

34.CARINGS has been launched by Ministry of Womena nd Child Development to :
1) improve gender parity
2) reduce infant mortality
3) improve child immunisation
4) facilitate adoption
5) None of these

35.The Union Cabinet has approved amendments in the Coinage Bill 2009 that seeks to amalgamate four existing Acts relating to coinage recently. Which of the following Acts is the oldest ?
1) The Indian Coinage Act
2) The Small Coins (Offences) Act
3) The Metal Token Act
4) The Bronze Coin (Legal Tender) Act
5) None of these

36.Which of the following is not a hedge fund ?
1) Magellan  
2)  Hibhbridge
3) Gartner  
4) D.E. Shaw
5) None of these

37.Preferred Provder Network (PPN) is a term used n which of the following businesses ?
1) Commodities trading 
2) Retailing
3) Health insurance  
4) Foreign trade
5) None of these

38.Which of the following has introduced a new tool named Data Ware Housing and Business Intelligence System (DWBIS) for speedy analysis of data and identification of violations?
1) IRDA  
2) SEBI
3) RBI  
4) TRAI
5) None of these

39.The government has introduced three new consumer price indices – CPI (Rural), CPI (Urban) & CPI (Combined) – with 2010 as the base year recently. Which of the following is not among the five major commodity groups covered in the indics ?
1) Food, beverages and tobacco
2) Fuel and light
3) Education and schooling
4) Housing
5) None of these

40.Which of the following has launched the 'Everywhere Teller Machine' (ETM) in India ?
1) Stanchart Bank  
2) HDFC Bank
3) SBI  
4) Axis Bank
5) None of these

41.Regional Rural Banks (RRBs) are owned b :
I) Their Sponsor Bank
II) Government of the state where they are located
III) Union government
1) I only  
2) I and II only
3) II and III only  
4) I, II and III
5) None of these

42.'Easy Exit Scheme 2011' floated by the Ministry of Corporate Affairs refers to which of the following ?
1) Privatisation of loss-making public sector companies
2) Removal of names of defunct companies from the Registrar of Companies
3) Closure of loss-making industries after paying off creditors
4) Removal of SEZ status for companies not fulfilling export obligations
5) None of these

43.What is the financial inclusion campaign lacunched by the government to bring banking services to vast unbanked rural areas in the country recently named ?
1) Swawlamban  
2) Swatantra
3) Swadhar  
4) Swabhiman
5) None of these

44.Whch of the following statements about India's population and surface area is  are correct as per the provisional figures of Census 2011 ?
I) India accounts for 2.4 percent of the world surface area
II) India sustains 17.5 percent of the world population
III) Population density has increased between 2001 and 2011
1) I only  
2) I and II only
3) III and I only  
4) I, II and III
5) None of these

45.According to the RBI, branches serving population of ........ and above are classified as Metropolitan branches
1) 5 lakh 
2) 10 lakh
3) 25 lakh  
4) 50 lakh
5) None of these

46.Which state government has announced introduction of 'Vanita Family Card' for below poverty line families that will enable them travel in road transport corporation buses at concessional fares recently ?
1) Karnataka  
2) Tamil Nadu
3) Maharashtra  
4) Andhra Pradesh
5) None of these

47.'French Auction' is a term used in which of the following sectors of financial services ?
1) Banking  
2) Insurance
3) Capital markets  
4) Micro-finance
5) None of these

48.The department of industrial policy and promotion (DPP) is promoting NMIZs to improve the spread of industrilisation in the country. NMIZ refers to which of the following ?
1) New Manufacturing and Investment Zones
2) National Medium Industry Zones
3) National Manufacturing Industry Zones
4) National Manufacturing and Investment Zones
5) None of these

49.Which state / union territory has the lowest literacy rate as per provisional figures of Census 2011 ?
1) Orissa  
2) Mizoram
3) Bihar  
4) Rajasthan
5) None of these

50.The Department of Industrial Poliyc and Promotion announced changes in FDi policy recently. Which of the following statements is / are correct ?
I) Indian companies have been allowe to convert foreign debt into equity
II) Indian companies have been allowed to issue equity to fund imports of machinery and capital goods
III) 51 per cent FDI is currently allowed in multi-branch retail trade
1) I only  
2) I and II only
3) II and III only  
4) III and I only
5) None of these

ANSWERS:
    1) 4    2) 2    3) 4    4) 2    5) 4    6) 3        7) 3    8) 3    9) 3    10) 4  
11) 1    12) 4   13) 2    14) 4    15) 4    16) 4    17) 3    18) 3        19) 4    20) 3  
21) 3    22) 4    23) 4    24) 3        25) 4    26) 3    27) 3    28) 2    29) 3    30) 4     
31) 4    32) 4    33) 4    34) 4    35) 3    36) 3       37) 3    38) 2    39) 3    40) 4  
41) 4    42) 2    43) 4    44) 4    45) 2    46) 4    47) 3    48) 4        49) 3    50) 2