IBPS CLERKS EXAM MODEL PAPER

Reasoning

1. What should come next in the following number series? 9 7 5 3 1 8 6 4 2 9 7 5 3 1 8 6 4 9 7 5 3 8 6 4 9 7 5

(A) 8  

(B) 3   

(C) 6

(D) 4

(E) None of these

Ans: (B)

Directions (Q.2-3) : Study the following arrangement carefully and answer the the questions given below: R $ 5 4 I J M @ P 3 © A Q T 2 W 1 % U V 6 B E N 8 * 7 δ D

2. How many such numbers are there in the above arrangement, each of which is immediately preceded by a letter and not immediately followed by a letter ?

(A) None   

(B) One   

(C) Two

(D) Three   

(E) More than three

Ans: (D)

3. If all the numbers from the above arrangement are dropped, which of the following will be the ninth to the right of J ?

(A) 1   

(B) A   

(C) Q

(D) T   

(E) None of these

Ans: (E)

4. A mountain would necessarily have

(A) some trees   

(B) a valley   

(C) a peak

(D) a steep cliff

(E) snow

Ans: (C)

Directions (Q.5-6) Each of the questions given below is based on the given diagram. You have to take the given diagram to be true even if it seems to be at variance with commonly known facts and then decide which of the five alternatives following each question logically follows from the given diagram. The diagram comprises three circles showing people from three different countries who have travelled to either, both or none of the countries mentioned in the diagram.


5. Which of the following is true about A ?

(A) It represents US citizens who have travelled to Europe but not to India.

(B) It represents Indians who have travelled only to US but not to Europe.

(C) It represents Europeans who have travelled only to US but not to India.

(D) It represents all those Indians who have travelled to Europe as well as to the US.

(E) It represents all those who have travelled both to Europe and to the US but not to India.

Ans: (D)

6. Which of the following represents those Europeans who have travelled only the US but not to India?

(A) Only C   

(B) Only A   

(C) F and C

(D) Only D   

(E) Not illustrated in the diagram

Ans: (E)

7. How many meaningful English words can be formed with the letters BTU using each letter only once in each word ?

(A) None    

(B) One

(C) Two    

(D) Three

(E) More than three

Ans: (C)

Directions-(Q.8-10) In each question below is given a number/ symbol followed by five combinations of letter codes numbred (A), (B), (C), (D) and (E). You have to find out which of the combinations correctly represents the number/symbol based on the following coding system and the conditions and mark the number of that combination as your answer.

Number/Symbol:

5 Ω 2 β 6 9 8 1 @ 7 $ 4 3 O π

Letter Code :

J K P A D C B R S L V F T M E

Conditions :

(i) If both the first and the fifth elements are even numbers, the codes for both these are to be interchanged.

(ii) If the group of numbers contains only one symbol, that symbol is to be coded as the code for the element following it.

(iii) If the third element is an even number and the fourth an odd number, the fourth element is to be coded as the code for the second element.

8. 523Ω69

(A) JPTDDC

(B) JTPDDC

(C) JPDDTC

(D) TPJDDC

(E) JTDDPC

Ans: (A)

9. 436π8@

(A) FTDEBS

(B) BTDEFS

(C) FDTEBS

(D) BTEDFS

(E) BTDFES

Ans: (B)

10. 80π16β

(A) DEMRBA

(B) DMERBA

(C) BMERDA

(D) BMDERA

(E) DREMBA

Ans: (B)

English Language

Directions-(Q.11 to 15) Read the following passage and answer the questions given after it-

Every afternoon, on their way back from school, the children used to go and play in the Giant's garden. It was a large lovely garden, with soft green grass. Over the grass stood beautiful flowers like stars, and there were twelve peach-trees that bore rich fruit. The birds would sit on the trees and sing sweetly to the children playing below. One day the Giant came back. He had been on a long tour and was now determined to return to his own castle. When he arrived he saw the children playing in the garden and was outrageous. "What are you doing here ?" He shouted in a very gruff voice, and the children ran away. "I will not allow anybody to play in my garden but myself" said the Giant. And so, he built a high wall around it, and put up a notice-board that read TRESPASSERS WILL BE PROSECUTED. He was a very selfish Giant. The poor children h&d now, nowhere to play. They tried to play on the road, but the road was very dusty and full of stones, and they did not like it. On their way back from school, they used to wander around the high wall and remember the good times.

Then came spring, and all over the country there were little blossoms and little birds. Only in the garden of the Selfish Giant it was still winter. The birds did not care to sing in it as there were no children and the trees forgot to blossom. The only people who were pleased were the snow and the frost. "Spring has forgotten this garden," they cried, "so we will live here all the year round." I cannot understand why the spring is so late in coming," said the selfish Giant, as he sat at the window and looked out at his cold white garden, "I hope there will be a change in the weather." But the spring never came, nor did the summer. The autumn gave golden fruit to every garden, but to the Giant's garden she gave none. "He was too selfish," she said. So it was always winter there.

One morning the Giant was lying awake in bed when he heard the birds singing. "I believe the spring has come at last," said the Giant, and he jumped out of bed and looked out. He saw the most wonderful sight. Through the little hole in the wall the children had crept in, and they were sitting on the branches of the trees. On every tree there was a child. The birds were flying about and twittering with delight, and the flowers were looking up through the green grass and laughing. It was a lovely scene however, in one corner it was still winter. It was the farthest corner of the garden, and in it was standing a little boy. He was so small that he could not reach the branches of the tree, and he was wandering all around it crying bitterly. The Giant's heart melted as he looked out. "How selfish I have been '" he said, "now I know why spring would not come here. I will put that poor little boy on the top of the tree, and then I will knock down the wall, and my garden shall be the children's play-ground for ever and ever." He was really sorry for what he had done.

11. What did the Giant do to keep the children away from his garden ?

(A) He built a high wall around the garden

(B) He displayed a message on a notice board

(C) He threatened to complain to their parents

(D) Only (A) and (B)

(E) He made it snow all year round

Ans: (D)

12. Why did the autumn trees refuse to bear fruit ?

(A) The snow and the winter took over

(B) The Giant was enjoying the winter in his garden

(C) It was one way of keeping the children away

(D) The Giant refused to change his behaviour

(E) The Giant was selfish

Ans: (A)

13. When did the Giant realize that he was being selfish ?

(A) When the long winters would not end

(B) When he witnessed the spring after the children reentered the garden

(C) When he heard the song of a bird

(D) When he felt he was lonely

(E) When he realized he had no friends to play within the graden

Ans: (B)

14. What incident brought about a change in the Giant's heart ?

(A) The little boy in the corner of the garden

(B) The long unending winter

(C) The change of weather from winter to spring

(D) The blossoming of the trees

(E) The singing of the birds

Ans: (C)

15. What could be an appropriate title for the story ?

(A) The Corner Boy

(B) The Winter Season

(C) The Selfish Giant

(D) The Little Children

(E) The Paradise Garden

Ans: (E)

Directions-(Q.16 to 16) Choose the word/phrase which is most nearly the same in meaning as the word/ phrase printed in bold as used in the passage.

16. Scene

(A) Wish    

(B) Drawing

(C) Fantasy    

(D) Picture

(E) Dream

Ans: (D)

Directions-(Q.17 to 17) Choose the word which is most opposite in meaning of the word printed in bold as used in the passage.

17. Farthest

(A) Extreme    

(B) Nearest

(C) Distant    

(D) Shortest

(E) Endless

Ans: (B)

Directions-(Q.18 - 20) Choose the word which is MOST OPPOSITE in meaning of the word printed in bold as used in the passage.

18. Pleasant

(A) Admirable

(B) Oisgusting

(C) Nice    

(D) Indecent

(E) Unexpected

Ans: (B)

19. Strange

(A) Familiar    

(B) Unseen

(C) IIlfamed    

(D) Novel

(E) Conservative

Ans: (A)

20. Continued

(A) Irregular    

(B) Oestroyed

(C) Reckoned

(D) Suspended

(E) Carried on

Ans: (D)


                                                                  Numerical Ability


Directions-(Q.21 - 21) What should come in place of the question mark (?) in the following questions ?

21. 64% of ? - 96% of 1120 = 499.2

(A) 2600    

(B) 2540

(C) 2460    

(D) 2280

(E) None of these

Ans: (C)

22. Bhuvan has some hens and some cows. If the total number of animal heads are 71 and the total number of feet are 228. How many hens does Bhuvan have ?

(A) 43

(B) 32

(C) 24

(D) Cannot be determined

(E) None of these

Ans: (E)

23. The difference between a two digit number and the number obtained by interchanging the two digits of the number is 18. The sum of the two digits of the number is 12. What is the product of the two digits of the two digit number ?
(A) 35

(B) 27

(C) 32

(D) Cannot be determined

(E) None of these

Ans: (A)

Directions-(Q.24 - 25) What should come in place of the question mark (?) in the following questions ?

24. 666 x 66 x 6 = ?

(A) 263836    

(B) 236736

(C) 263376    

(D) 236836

(E) None of these

Ans: (E)

25. 3/8 x 4/7 x ? = 5376

(A) 30912    

(B) 25144

(C) 24808    

(D) 25088

(E) None of these

Ans: (D)

26. Meenal bought a watch with 25% discount on the selling price. If the cost of her watch Rs. 1,545, what is the original selling price of the watch ?
(A) Rs. 2,050

(B) Rs. 2,000

(C) Rs. 2,040

(D) Cannot be determined

(E) None of these

Ans: (E)

27. In how many different ways can the letters of the word 'GROUND' be arranged ?
(A) 360    

(B) 720

(C) 120    

(D) 500

(E) None of these

Ans: (B)

Directions-(Q.28 - 29) What should come in place of the question mark (?) in the following questions ?
28. (98764 + 89881 + 99763 + 66342) ÷ (1186 + ? + 1040 + 1870) = 55
(A) 2354    

(B) 2368

(C) 2254    

(D) 2404

(E) None of these

Ans: (A)
29. 956 x 753 = ?
(A) 723692    

(B) 727398

(C) 710308    

(D) 719868

(E) None of these

Ans: (D)
30. If the value of 21a + 21b = 1134, what is the average of a+ b ?
(A) 29

(B) 27

(C) 58

(D) 54

(E) None of these

Ans: (B)

General Awareness (with special reference to banking industry)

31. Which of the following countries topped the list of medals at the World Athletics Championships in Daegu, South Korea ?
(A) USA

(B) Kenya

(C) Jamaica

(D) South Africa

Ans: (A)

32. India, on 24 August 2011 signed (Double Taxation Avoidance Agreement) with which one of the following countries ? 
(A) Georgia

(B) Sri Lanka

(C) Pakistan

(D) UK

Ans: (A)

33. UNCTAD's Trade and Development Report 2011 launched in New Delhi on 6 September 2011projected an economic growth of what per cent for India in 2011 ?
(A) 8%

(B) 8.1%

(C) 9.2%

(D) 8.6%

Ans: (B)

34. Russian and US scientists launched an expedition to study emission of___ gas in the eastern Arctic.
(A) Methane

(B) Carbon-Di-Oxide

(C) Sulfur-Di-Oxide

(D) Ozone

Ans: (A)
35. Name the Maoists Vice-Chairman who was on 28 August 2011 elected Nepal's 35th prime minister marking the country’s attempt to form a stable government after extended political uncertainty.
(A) Baburam Bhattarai

(B) Sher Bahadur Deuba

(C) Surya Bahadur Thapa

(D) Jhalanath Khanal

Ans: (A)
36. Indian rupee on 7 September 2011 settled at one-year low against the US currency. What was the value of the India value vis-à-vis the US currency ?
(A) 46.16/17

(B) 46

(C) 45.32/33

(D) 45

Ans: (A)

37. How many Indian companies were ranked among the top 200 Asia-Pacific corporations in Forbes Asia's 'Best Under a Billion' list for 2011 released on 31 August 2011 ?
(A) 65

(B) 35

(C) 23

(D) 14

Ans: (D)

38. Reserve Bank of India (RBI) panel headed by headed by Usha Thorat, Director, Centre for Advanced Financial Research and Learning (CAFRAL) on 29 August 2011 came up with suggestion on non-banking finance company (NBFC). Which of the following related to this statement is not true ?
1. The panel suggested the central bank to insist on a minimum asset size of more than Rs.25 crore for registering any new non-banking finance company (NBFC)

2. Transfer of shareholding, direct or indirect, of 25 per cent and above, change in control, merger or acquisition of any registered NBFC will require prior approval of the Reserve Bank.

3. Tier-I capital for capital to risk weighted assets ratio (CRAR) purposes would be specified at 12 per cent to be achieved in three years for all registered deposit-taking and non-deposit-taking NBFCs.

4. NBFCs would be subject to regulations similar to banks while lending to stock brokers and merchant banks and similar to stock brokers, as specified by the Securities and Exchange Board of India (SEBI)
(A) 1 & 4

(B) 2 & 4

(C)  Only 4

(D) Only 1

Ans: (D)
39.  North Korea agreed to start international talks on denuclearization of the Korean peninsula. This was agreed during the visit of North Korean leader Kim Jong Ii to__.
(A) Russia

(B) China

(C) UK

(D) South Korea

Ans: (A)
40. According to data released by the commerce and industry ministry on 20 October 2011 food inflation inflation stood at what percentage in the week ended 8 October 2011?
(A) 10.6%

(B) 10.54%

(C) 10.33%

(D) 10.91%

Ans: (A)

Computer Knowledge

41. Selection of command-
(A) Opens the copy of the document in preview

(B) Prints the copy of displayed document

(C) Brings change in expansion of displayed document

(D) Saves the copy of displayed document

(E) None of these

Ans: (C)
42. You organize files by storing them in-
(A) archives

(B) folders

(C) indexes    

(D) lists

(E) None of these

Ans: (B)
43. How many different documents can you have open at anyone time ?
(A) No more than three

(B) Only one

(C) As many as your computer memory will hold

(D) No more than you taskbar can display

(E) None of these

Ans: (C)
44. What type of resource is most likely to be a shared common resource in a computer network ?
(A) Printers

(B) Speakers

(C) Floppy disk drives

(D) Keyboards

(E) None of these

Ans: (A)
45. Directory in directory is called-
(A) Mini directory

(B) Junior directory

(C) Part directory

(D) Sub-directory

(E) None of these

Ans: (D)
46. Such a pre-made document, which has coordinating font, layout and background, is-
(A) Guide    

(B) Model

(C) Ruler    

(D) Template

(E) None of these

Ans: (D)
47. In order to create columnar data in Word you need to-
(A) Tab consecutively until your cursor reaches the desired place

(B) Set tabs or use the Table menu

(C) You need to use Excel

(D) Press the space bar until your cursor reaches the desired place

(E) None of these

Ans: (E)
48. Saving is a process-
(A) To copy the document from memory to stroage medium

(B) To bring change in present status of the document

(C) To change the face or entire form

(D) To develop the document by recording the text with the use of keyboard

(E) None of these

Ans: (A)
49. To insert a word into the middle of a sentence-
(A) move the cursor to the desired location in the sentence and type the new word

(B) move the cursor to the desired location in the sentence, press Enter key, and type the new word

(C) move the cursor to the beginning of the sentence and start typing

(D) retype the whole sentence

(E) None of these

Ans: (A)
50. A(n) .............. is a combination of hardware and software that facilitates the sharing of information between computing devices.
(A) network

(B) peripheral

(C) expansion board

(D) digital device

(E) None of these

Ans: (A)

IBPS CWE GENERAL AWARENESS MODEL PAPER

1.Cairo Programme of Action (POA) refers to which of the following ?
1) Vaccination   
2) Adult literacy
3) Food security   
4) Population control
5) None of these

2.Justice Wadhwa Committee is reviewing the functioning of which of the following ?
1) Mid-day meal programme
2) Rashtriya Swasthaya Bima Yojna
3) Public Distribution System
4) Public Distribution System
5) None of these

3.What is the objective of the Central Registry launched under the provisions of the SARFAESI Act 2002, recently ?
1) To preent leakage of funds in delivery of central government sponsored rural emloyment sches
2) To prevent tax evasion by Indians by keeping track of large transactions in the banking system
3) To prevent frauds in loan cases involving multiple lending from different banks on the same asset
4) To ensure timely delivery of agricultural credit under priority sector norms by public sector banks
5) None of these

4. What is the objective of the National Mission for Electric Mobility launched recently ?
1) Promoting the use of energy saving devices
2) Promoting the replaement of diesel by electric locomotives in Indian Railways
3) Promoting spread of mob ile services in rural areas
4) Promoting the use of battery operated vehicles
5) None of these

5.What is the objective of India Smart Grid Forum (ISGF) ?
1) To promote R 7 D collaboration between universities and industry
2) To promote the use of non - renewable sources of energy
3) To promote higher education using broadband
4) TO promote energy effeciency in power sector
5) None of these

6.Which of the following became India's first bank to facilitate payment of income tax using ATMs recently ?
1) State Bank of India   
2) Punjab National Bank
3) Canara Bank
4) Union Bank of India
5) None of these

7.Which of the following has / have been selected as the sole fund manager by the Employees Provident Fund Organisation (EPFO) to manage its corpus of about Rs 3.5 lakh crore recetly ?
1) State bank of India   
2) ICICI Prudential
3) HSBC    
4) Reliance Capital
5) None of these

8.Rabobank has received the Reserve Bank of India approval to set up its first branch in India recently. It is a bank headquartered in which country ?
1) France   
2) Belgium
3) Britain   
4) Netherlands
5) None of these

9.The government has approved the creation of posts of 'Indirect Tax Ombudsmen' in several cities recently. Which of the following statements about is / are correct ?
I) It will be set up in seven cities
II) It will examine public complaints on income tax matters
III) It will have the powers to give settle claims and give awards" to the aggrieved parties
1) I only   
2) II and III only
3) II only   
4) III and I only
5) None of these

10.What does 'remittances', a word we often come across in articles on foreign exchange reserves in newspapers, refer to ?
1) Postponement of paymnets to the IMF
2) Money transfer by amigrant worker to their home country
3) Donation by individuals to a chartiy
4) Taxation obligation of developing countries
5) None of these

11.Which state has launched the 'Jeevandhara' programme to provide quality medicines at affordable prices to the poor recently ?
1) Andhra Pradesh   
2) Maharashtra
3) Rajasthan   
4) Gujarat
5) None of these

12.The abbreviation 'EAG states' mentioned in the Census 2011 refers to which of the following?
1) Eligible Action Group States
2) Economically Advancing Group States
3) Empowered Action Group States
4) Empowered Advancing Group States
5) None of these

13.  Which of the following had the highest share of bank credit (occupation - wise) as on March 31, 2009 according to a RBI report released recently ?
1) Agriculture   
2) Industry
3) Trade   
4) Transport Operators
5) None of these

14.Which of the following statements is / are correct about the Pension Fund Regulatory and Development Authority (PFRD) (1) Bill introduced in Lok Sabha ?
I) The Bill gives statutory status to interim pension regulator
II) The Bill was supported by Left Parties
III) The Bill was supported by the BJP
1) I only   
2) I and II only
3) II and III only   
4) III and I only
5) None of these

15.The Banking Laws (amendment) Bill 2011 was tabled in Parliament recently. Which of the following statements is / are correct as per current policy ?
I) Nationalised banks cannot issue bonus shares
II) Nationalised banks can raise capital through rights issues
III) Nationalised banks cannot issue preference shares
1) I only   
2) I and II only
3) II only   
4) III and I only
5) None of these

16.The government has tabled a Constitution Amendment Bill on the Goods and Services Tax (GST) in Parliament recently. WHich of the following statements is /a re correct ?
 I) GST will replace many taxes levived at the Centre, including excise duty and service tax
 II) GST will replace many taxes levied at the state level, including sales tax and entertainment tax
 III) Currently states are not allowed to tax sale of goods, while the Centre cannot tax services
1) I only   
2) I and II only
3) II only  
4) III and II only
5) None of these

17. The Banking Laws (amendment) Bill 2011 was tabled in Parliaent recently. Which of the following statements is / are correct as per current policy ?
1) At present promoters and shareholders of private banks cannot exercise voting rights in proportion to their shareholding
II) Voting rights of a non - governments shareholder in nationalised banks cannot exceed 5% irrespective of the size of his shareholding
III) Voting rights of a shareholder in private sector banks cannot exceed 10% irrespective of the size of his shareholding
1) I only   
2) I and II only
3) II only  
4) III and I only
5) None of these

18.What is the FDi limit in the insurance sector in India ?
1) 11%    
2) 26%
3) 49%   
4) 51%
5) None of these

19.Which of the following is launchign 'Rupay' as a domestic alternative to the global real-time payment processing firms like Visa, MasterCard?
1) CCA venue Payment Gateway
2) PayPal Corporation of India
3) Industrial Financial Corporation of India
4) National Payments Corporation of India
5) None of these

20. Export of which of the following crop is / are allowed currently ?
1) Wheat   
2) Non-Basmati rice
3) Sugar   
4) Pulses
5) None of these

21.Which of the following is the oil exploration & production company operating in Siberia and owned by the ONGC ?
1) Venture Production   
2) Regarl Petroleum
3) Enterprise Oil   
4) Imperial Energy
5) None of these

22. The government has decided provide equity support to public sector banks (PSBs) to raise its holding to .........
1) 55%   
2) 58%
3) 62%   
4) 68%
5) None of these

23.Which of the following is / are not covered under the compulsory labelling programme of the Bureau of Energy Efficiency (BEE) ?
1) Air conditioners   
2) Refrigerators
3) Geysers   
4) Distribution transformers
5) None of these

24. Which foreign bank publishes the monthly Purchasing Managers' Index (PMI) that measures the health of manufacturing sector in India and is based on a survey of top 500 companies ?
1) Barclays   
2) HSBC
3) Stanchart Bank   
4) Citi Bank
5) None of these

25. Which of the following has become the first state in the country to announce a monthly allowance to unemployed under-graduates recently ?
1) Karnataka   
2) Rajasthan
3) Goa   
4) Maharashtra
5) None of these

26. How many commercial banks are functioning in India as per the 'Statistical Tables Relating To Banks in India 2009-10 unveiled by the RBI in March 2011 ?
1) 135   
2) 167
3) 193   
4) 256
5) None of these

27.The Rashtriya Krishi Vikas Yojana (RKVY) will be implemented in the coming year (2011 - 12) with a budget of Rs. 7860 crore and nine sub - schemes. Which of the following sub-scheme refers to livestock development, dairy farming and fisheries ?
1) Rainfed Area Development Programme
2) National Mission for Protein Supplements
3) Promotion of Oil Palm
4) Accelerated Fodder Development Programme
5) None of these

28. What was the share of priority sector lending in lending by commercial banks as on March 31, 2010 as per the 'Statistical Tables Relating to Banks in India 2009-10' report univeiled by the RBI recently ?
1) 16%   
2) 24%
3) 31%   
4) 36%
5) None of these

29. Under the current merger & acquisition policy, any deal involving acquisition of ..... or more in a listed company requires the acquirer to make an open offer for buying at least ....... stake from public shareholders.
1) 5 per cent, 10 per cent
2) 10 per cent, 15 per cent
3) 15 per cent, 20 per cent
4) 20 per cent, 25 per cent
5) None of these

30.Pradhan Mantri Adarsh Gram Yojana (PMAGY) is for the integrated development of which of the following category of villages ?
1) Villages where SCs comprise more than 25% of population
2) Villages where SCs & STs comprise more than 50% of population
3) Villages where STs comprise more than 25% of population
4) Villages where SCs comprise more than 50% of population
5) None of these

31. How much as the requirement of water for irrigation in India as per a recent assessment by the National Commission for Integrated Water Resources Development (NCIWRD) ?
1) 4000 billion cubic meters (BCM)
2) 1869 BCM   
3) 1123 BCM
4) 557 BCM   
5) None of these

32.Which foreign bank has the highest number of employees in India ?
1) HSBC   
2) Royal Bank of Scotland (RBS)
3) Standard Chartered Bank
4) Citibank
5) None of these

33.Which of the following statements about solvency ratio in the insurance sector is /are correct?
I) IRDA has directed general insurance companies to increase their solvency ratios for vehicle insurance
II) A high solvency ratio indicats lower probability of default
III) A higher solvency ratio indicates better financial health of the insurance company
1) I only   
2) I and II only
3) II and III only   
4) I, II and III
5) None of these

34. Which of the following regions had the highest number of bank branches in the country as per the 'Statistical Tables Relating to Banks in India 2009-10' unveiled by the RBI recently?
1) Rural   
2) Semi-Urban
3) Urban   
4) Metropolitan
5) None of these

35.Which state has the highest number of commercial bank branches in India as on March 31, 2010 as per the 'Statistical Tables Relating to Banks in India 2009-10' report unveiled by the RBI recently ?
1) UP   
2) Maharashtra
3) Andhra Pradesh   
4) Tamil nadu
5) None of these

36. Which of the following does not come under the definition of Scheduled Commercial Banks in India ?
1) Scheduled State Co - operative Banks
2) cheduled Urban Co - operative Banks
3) REgional Rural Banks
4) None of the above
5) None of these

37.Which of the following is / are implementing the Traditional Knowledge Digital Library (TKDL) project ?
I) Ministry of Science and Technology
II) Council of Scientific and Industrial Research
III) Ministry of Health and Family Welfare
1) I only   
2) I and II only
3) II and III only   
4) I, II and III
5) None of these

38. What ws the poverty rate in 2009-10 according to recent estimates by Planning Commission ?
1) 28%   
2) 30%
3) 32%   
4) 34%
5) None of these

39.Which of the following statements about demand and supply of petroleum products in India is / are correct ?
I) India's current petroleum refining capacity is 240 million tonnes per annum (MTPa)
II) India's demand for the petroleum products is less than its refining capacity
III) Further addition in refining capacity is likely to boost country's exports of petroleum products
1) I only   
2) I and II ony
3) II and III only   
4) III and I only
5) None of these

40. Which of the following has launched the 'Trans Union Score' that will indicate credit worthiness of consumers applying for loans from banks ?
1) Experian Credit Information Co
2) Indian Credit Rating Agency
3) Credit Information Bureau Ltd
4) Euifax Information Services
5) None of these

41. Which bank has announced an end to its 'teaser' home loan scheme recently ?
1) Bank of India   
2) HDFC Bank
3) Union Bank   
4) State Bank of India
5) None of these

42.The government has decided to set up an inter-ministerial group chaired by Planning Commission member Arun Maira to examine the ssue of imposing restrictions on FDI in pharmaceutical industry. How much FDI is permitted currently ?
1) 33%   
2) 49%
3) 51%   
4) 100%
5) None of these

43. Which of the following is the criterion for allocation of foodgrains under the Public Distribution System (PDS) to below poverty line (BPL) families ?
1) Same quantity of foodgrains is given to every BPL family
2) The quantity of foodgrains given depends on the number of members in the BPL family
3) The quantty of foodgrains given depends on the annual income of the BPL family
4) Both (2) & (3)
5) None of these

44.How much was the net Foreign Institutional Investor (FII) investment in Indian stock markets in 2010-11 acording to SEBI ?
1) Rs. 0.76 lakh crores   
2) Rs. 0.95 lakh crore
3) Rs. 1.17 lakh crore
4) Rs. 1.46 lakh crore
5) None of these

45.The government has launched 'Service Discharge Benefit Scheme' for over 2.7 lakh employees of which organisation recently ?
1) Department of Telecom
2) Indian Army
3) Department of Posts
4) Indian Railways
5) None of these

46. Accredited Social Health Activists (ASHAs) In which state are known as 'Mitanins' ?
1) Jharkhand   
2) Rajasthan
3) Orissa   
4) Chhattisgarh
5) None of these

47. 'Health and Wellness Tourism – Advantage India', a study that offers a 10 - point prescription to boost health and wellness tourism in India, is a joint initiative of YES Bank and ....
1) MCI   
2) IMA
3) FICCI   
4) CII
5) None of these

48. Kimberley Process certificates are compulsory for for trade in which of the following ?
1) Gold   
2) Diamonds
3) Radioactive materials
4) All the above   
5) None of these

49. The Ministry of Statistics 7 Programme Implementation recently decided to allow MPs to spend a maximum of Rs. 10.00 lakhs per year from their MPLAD funds for :
1) creating awareness about social welfare schemes of the government
2) building sports facilites in their constitutencies
3) rehabilitation of those affected by natural calamities
4) giving assistance to the physically challenged in their constitutencies
5) None of these

50. The Foreign Contribution Regulation Act (FCRa) 2010 came into effect from May 1, 2011. Which of the following statements is / are correct ?
I) 'Organisations of political nature' can receive foreign funds only after prior clearances from the government
II) Organisations that receive foreign funds will have to renew their registration once every three years
 III) Banks will have to immediately report to the government about all foreign funds exceeding Rs. 10 lakh
1) I only   
2) I and II only
3) II only   
4) III only
5) None of these

ANSWERS:
    1) 4    2) 4    3) 3    4) 4    5) 4    6) 4        7) 1    8) 4    9) 4    10) 1   
11) 1    12) 3    13) 2    14) 4    15) 4    16) 2    17) 4    18) 2        19) 4    20) 3   
21) 4    22) 2    23) 3    24) 2        25) 3    26) 2    27) 2    28) 3    29) 3    30) 4       
31) 4    32) 3    33) 4    34) 1    35) 1    36) 4  37) 4    38) 3    39) 3    40) 3   
41) 4    42) 4    43) 1    44) 4    45) 3    46) 4    47) 3    48) 2        49) 4    50) 4

IBPS CLERKS EXAM GENERAL AWARENESS MCQs

1.    From which state was the Janani 0 Shishu Suraksha Karyakram (JSSK) of the Ministry of Health and Family Welfare launched recently ?
1) Kerala 
2) Maharashtra
3) Haryana 
4) Rajasthan
5) None of these

2.    RBI has decided to release a Rs. 5 coin mark 1000 years of which temple recently ?
1) Sabarimala Temple
2) Kashi Vishwanath Temple, Varanasi
3) Brihadeeswara Temple, Thanjavur
4) Vaishno Devi Temple
5) None of these

3.    Which of the following approved $ 1 billion loan for the National Ganga River Basin Project recently ?
1) UNEP 
2) ADB
3) World Bank
4) All above jointly
5) None of these

4.    The revised estimates of national income for the financial year 2010-11 were released by the Central Statistical Organisation (CSO) on May 31, 2011. Which of the following statements is / are correct ?
 I) Gross Domestic Product (GDP) at factor cost at 2004-05 prices is Rs. 4877842 crore
 II) Per Capita GDP at factor cost at 2004-05 prices is Rs. 38,247
 III) Per Capita Net National Incoem (NNI) at factor cost at 2004-05 prices is Rs. 35,917 
1) I only 
2) I and II only
3) II and III only 
4) I and III only
5) None of these

5.    The government has set up ......... Vidyut Vyapar Nigam' as the Central Agency to purchase solar power from the developers and sell it to distribution companies such as state electricity boards.
1) BHEL 
2) NHPC
3) REC 
4) NTPC
5) None of these

6.    The Reserve Bank of India (RBI) announced a change in its overseas direct investment guidelines to give Indian companies more flexibility in managing international joint ventures (JVs) and wholly-owned subsidiaries. Which of the following statements is / are correct ?
I) Listed companies will be allowed to write off 25 per cent capital, loans and other receivables such as royalty and management fee of their JVs and wholly-owned subsidiaries without seeking RBI permission
II) These guidelines will be applicable for JVs in which Indian promoters own at least 51 per cent
III) Existing regulations allow restructuring of balance sheets only for winding - up of JVs and wholly - owned subsidiaries abroad
1) II only 
2) I and II only
3) III and I only 
4) I, II and III
5) None of these

7.    Which public sector bank is associated witht he launch of India's first Gramin Bank (Rural Bank) ATM Card in asociation with Vranasi - based Kashi Gomti Samyut Gramin Bank and National Payments Corporation of India (NPCI) recently ?
1) Allahabad Bank 
2) SBI
3) Canara Bank 
4) UBI
5) None of these

8.    The government announced the setting up of a special wing - Directorate of Income Tax (Criminal Investigation) - to investigate criminal offences under direct tax laws recently. Which of the following statements is / are correct ?
I) It will work under the purview of Enforcement Directorat
II) It will cover evasion of income tax and corporate tax
III) It will cover evasion of excise and customs duties
1) I only 
2) I and II only
3) II only
4) III only
5) None of these

9.    Which of the following is not among the five-fold strategy adopted by the government to tackle the menace of illicit funds ?
1) Joining global crusade against 'black money'
2) Creating an appropriate legislative framework
3) Setting up institutions for dealing with Illicit Funds
4) Offering amnesty schemes to bring back black money
5) None of these

10.    The National Food Security Mission (NFSM) does not cover :
1) Rice 
2) Coarse Cereals
3) Pulses 
4) All the above
5) None of these

11.    Which of the following statements about rules governing the New Pension Scheme (NPS) is / are correct ?
I) Fund managers under NPS can be from public sector as well as private sector
II) NPS funds cannot be invested in equity markets
III) Both government and private sector employees can invest in NPS
1) I only 
2) I and II only
3) II and III only 
4) I and III only
5) None of these

12.    SCORES is a complaints redressal system launched by :
1) SEBI 
2) IBA
3) CBDT 
4) CCI
5) None of these

13.    Direct tax collections account for what share of GDP in India ?
1) 9.26 per cent 
2) 7.62 per cent
3) 5.66 per cent 
4) 4.72 per cent
5) None of these

14.    The government has increased the duty - free import quota for garments from which neighbouring country by two million pieces to 10 million recently ?
1) Nepal 
2) Bangladesh
3) Myanmar 
4) Bhutan
5) None of these

15.    The Committee set up to review the functioning of the National Small Savings Fund (NSSF) submitted its report to the Finance Ministry recently. Which of the following statements is / are correct ?
I) It has recommended an increase in the ceiling on annual subscriptions in Public Provident Fund (PPF).
II) It has recommended an upward revision of the rate of interest in Post Office Saving Account from 3.5% to 4%.
III) It has recommended in increae in the compulsory investment of net small savings collections in State Government Securities
1) I only 
2) I and II only
3) II and III only 
4) I and III only
5) None of these

16.    Which of the following statements regarding recent changes in the Indira Gandhi National Old Age Pension Scheme (IGNOAPS) is / are correct ?
I) Age limit for identification of beneficiaries has been lowered
II) 60 years is the new age limit for identification of beneficiaries
III) Monthly pension has been increased for al beneficiaries
1) I only 
2) I and II only
3) II only 
4) I, II and III
5) None of these

17.    The draft National Manufacturing Policy was given in - principle approval by a High Level Committee on Manufacturing, held under the Chairmanship of the Prime Minister recently. Which of the following statements is / are correct ?
I) The objective is to generat 100 million additional jobs by 2025
II) The objective is to raise the share of manufacturing in GDP to 30% by 2025
III) Manufacturing Industry Promotion Board (MIPB) should be set up to facilitate overseas investments by Indian companies
1) I only 
2) I and II only
3) II and III only 
4) I, II and III
5) None of these

18.    The government announced certain changes in the Indira Gandhi National Old Age Pension Scheme (IGNOAPS) recently. Which of the following statements is / are correct ?
I) More than 3 crore persons are covered under the IGNOAPS currently
II) Total additional requirement of funds for implementing the changes will be Rs. 2,770 crore in 2011-12
II) Age limits for windows and disabled covered under the scheme has been lowered
1) I only
2) I and II only
3) II only 
4) II and III only
5) None of these

19.    The National Broadband Plan is aimed at rolling out broadband infrastructure to every village with more than ...... people.
1) 500 
2) 1000
3) 1500 
4) 2000
5) None of these

20.    The new series of the Index of Industrial Production (IIP) was unveiled recently. Which of the following statements is / are correct ?
 I) 2004-05 will be the base year
 II) The weight of manufacturing in the new IIP has been increased
 III) The weight of mining and electricity has been reduced in the new IIP
1) I only 
2) I and II only
3) II and III only 
4) I, II and III
5) None of these

21. The government replaced the Duty Entitlement Pass Book [DEP(2)] scheme of export promotion replaced with Duty Drawback scheme on September 30. Which of the following statements is / are correct?
 I) DEPB was a reimbursement of Customs duty paid by an exporter on an imported input used in the export product
 II) DEPB was a cashless export promotion scheme
III) DEPB was administered by the revenue department of Finance Ministry
1) I only 
2) I and II only
3) II and III only 
4) III and I only
5) None of these

22.    What is the interest rate in 2011-12 on fresh loans for farmers who have repaid their previous short - term loans on time ?
1) 3% 
2) 4%
3) 5% 
4) 6%
5) None of these

23.    Which of the following indexes was coined by economist Arthur Okun ?
1) Corruption Perception Index
2) Network Readiness Index
3) Terrorism Risk Index
4) Misery Index
5) None of these

24.    Which of the following category of workers were included under the Rashtriya Swasthya Bima yojana (RSBY) recently ?
1) Railway porters 
2) Beedi workers
3) Carpenters 
4) Masons
5) None of these

25.    Which of the following have been disallowed from opening branches abroad by the RBI recently ?
1) Private sector banks   
2) Pension Funds
3) Cooperative banks
4) NBFCs
5) None of these

26.    Which of the following is the power excahnge being set up by NPTC ?
1) Bharat Power Exchange Ltd
2) National Power Exchange Ltd
3) Power Exchange India Ltd
4) None of the above
5) None of these

27.    India has filed an application for an extension of its Exclusive Economic Zone (EEZ) from ...... nautical miles to ............. nautical miles with the United Nations Commission on the Law fo the Sea
1) 100, 300 
2) 200, 250
3) 100, 250 
4) 200, 350
5) None of these

28.    Which was India's best performing state during 1980-2004 in terms of productivity of the organised manufacturng sector, according to a RBI sponsored study unveiled recently ?
1) Bihar 
2) Tamil Nadu
3) Karnataka 
4) Haryana
5) None of these

29.    What was the insurance penetration (percentage of insurance premium to Gross Domestic Product) in India in 2009 according to figures released by the Finance Ministry in August 2011 ?
1) 3.14 
2) 4.80
3) 4.70 
4) 5.39
5) None of these

30.    Indian - mining companies have bid for a stake in Hajigak ..... ore mines in Afghanistan
1) Bauxite 
2) Copper
3) Iron 
4) Coal
5) None of these

31.    India and ir Lanka signed a MoU to develop the ....... port in July 2011
1) Kankesanthurai 
2) Hambantota
3) Trincomalee 
4) Galle
5) None of these

32.    The establishment of Serious Fraud Investigation Office to tackle white collar crimes is based on the recommendations of :
1) Vepa kamesam committee
2) J. Venkateswarlu committee
3) Jaydeep N. Shah committee
4) Nilesh S. Vikamsey committee

33.    'Sukhi Griha Parikalpana' is a housing welfare scheme for rehabilitation of slum dwellers launched by which central government ministry?
1) Railway   
2) Rural Development
3) Urban Development
4) Labour & Employment
5) None of these

34.    A draft policy on foreign direct investment (FDI) in multi-brand retail was unveiled by a committee of secretaries (CoS) in July 2011. Which of the following statements regarding current FDI policy in retail is / are correct ?
I) FDI upto 10% is permitted in multi-brand retail.
II) 100% FDI is permitted in cash & carry wholesale trade
III) FDI upto 51% is permitted in single - brand retail
1) I only 
2) I and II only
3) II and III only 
4) I, II and III
5) None of these

35.    The government approved the acquisition of ...... Commercial and International Bank Ltd.' by ........ was approved by the government in July 2011.
1) State Bank of India
2) Bank of India
3) Axis Bank 
4) ICICI
5) None of these

36.    What is the base year of the new series of Consumer Price Indices (CPI) for rural, urban and combined introduced by the govenment in January, 2011 ?
1) 2005 
2) 2007
3) 2008  
4) 2010
5) None of these

37.    Which of the following was imposed a penalty of Rs. 55.5 crore for abusing its dominant position in the currency derivative (CD) market in June 2011 ?
1) National Stock Exchange
2) MCX-SX
3) Bombay Stock Exchange
4) OTCEI 
5) None of these

38.    Use of the which of the following softwares in reporting financial results of companies was made compulsory by the government recently?
1) XBRL 
2) Tally
3) HTML
4) COBOL
5) None of these

39.    What is the minimum time of operation an insurance company is required to launch an initial public offer (IPO) ?
1) 3 years 
2) 5 years
3) 7 years 
4) 10 years
5) None of these

40.    The Finance Ministry recently unveiled the structure of the infrastructure debt funds (IDFs) proposed in Budget 2011-12. Which of the following statements is / are correct ?
I) IDF can be set up as a mututal fund (MF)
II) IDF can be set up as a non - banking finance company (NBFC)
III) IDF can be regulated by RBI or SEBI
1) I and II only 
2) II only
3) II and III only 
4) I, II and III
5) None of these

41.    The securities and Exchange Board of India (SEBI) announced key changes int he Takeover Code governing mergers and acquisitions of companies in the country in July 2011. According to the new rules an investor whose shareholding in a company exceeds a certain limit will have to make an open offer to acquire a further ..... of the shareholding of the company
1) 18% 
2) 20%
3) 24% 
4) 26%
5) None of these

42.    The comprehensive economic partnership agreement (CEPA) between India and Japan came into effect on August 1, 2011. This is India's third CEPA after .......
1) USA and United Kingdom
2) Singapore and South Korea
3) Malaysia and Thailand
4) China and Hong Kong
5) None of these

43.    The European Union has decided to lift restrictions on India's export of which of the following passing through European ports ?
1) Processed food   
2) Cheap medicines
3) Arms and Ammunition   
4) Radioactive waster
5) None of these

44.    Which state has the highest slum population in India according to Housing and Urban Poverty Alleviation Ministry ?
1) Maharashtra 
2) Andhra Pradesh
3) Uttar Pradesh 
4) West Bengal
5) None of these

45.    What is India's Per Capita Income at current prices in 2010-11 ?
1) Rs. 41,532 
2) Rs. 45,278
3) Rs. 49,294 
4) 54.835
5) None of these

46.    What is the share of Micro, Small and Medium Enterprises (MSMEs) in India's industrial production ?
 1) 8.72%
2) 16.18%
3) 24.67% 
4) 44.86%
5) None of these

47.    The M. Damodaran committee on customer services by banks has suggested sweeping changes in banking practices in its report submitted to the Reserve Bank of India (RBI) in August 2011. Which of the following statements regarding its recommendations is / are correct ?
I) There should be a common customer service call centre for all banks
 II) Insurance cover for deposits should be raised to Rs 500, 000 from Rs 100,000 now
 III) Banks should offer savings accounts with facilities like cheque facility, ATM card, etc without prescribing a minimum balance requirement
1) I only 
2) I and II only
3) II and III only 
4) I, II and III

48.    The State Bank of India (Subsidiary Banks Laws) Amendment Bill 2009 was passed by the Lok Sabha on August 11, 2011. Which of the following statements is / are correct ?
I) It allows subsidiary banks of State Bank of India (SBI) to raise capital through public issue route or through preferential allotment of equity shares
II) It authorises the Centre  to approve increase in or reduction of the authorised capital of a subsidiary bank
III) It permits the SBI Chairman to nominate an official of the State Bank or the subsidiary bank as the Chairman of the Board of a subsidiary bank
1) I only 
2) I and II only
3) II and III only 
4) I, II and III
5) None of these

49.    Which of the following is / are sold below market price to consumers in India ?
1) Kero sene 
2) Diesel
3) LPG 
4) All the above
5) None of these

50.    The Standing Committee on Petroleum and Natural Gas in its report submitted on August 3, 2011 has called for an end to sale of subsidised domestic cooking gas (LPG) for people with income of more than ....... per annum.
1) Rs 2 lakh 
2) Rs 3 lakh
3) Rs 4 lakh 
4) Rs 6 lakh
5) None of these

ANSWERS:
    1) 3    2) 3    3) 3    4) 4    5) 4    6) 4        7) 4    8) 3    9) 4    10) 2 
11) 4    12) 1        13) 3    14) 2    15) 2    16) 2    17) 1    18) 4        19) 1  20) 1   
21) 2    22) 3    23) 4    24) 2        25) 4    26) 2    27) 4    28) 1    29) 4  30) 3       
31) 1    32) 1    33) 1    34) 4    35) 1    36) 4  37) 1    38) 1    39) 4    40) 4 
41) 4    42) 2    43) 2    44) 1    45) 4    46) 4    47) 4    48) 4        49) 4    50) 4

IBPS COMPUTER KNOWLEDGE PRACTICE MODEL PAPER

1.    The instructions that tell a computer how to carry out the processing tasks are referred to as computer .........
1) programs  
2) processors
 3) input devices  
4) memory modules
5) None of these


2.    An area of a computer that temporarily holds data waiting to be processed is ..........
1) CPU 
2) Memory
3) Storage  
4) File
5) None of these

3.    To select or unselect one word to the right
1) CTRL + SHIFT  
2) CTRL + SHIFT + UP Arrow
3) CTRL + SHIFT + Down Arrow
4) CTRL + SHIFT + Right Arrow
5) None of these

4.    To maximize or restore a selected window
1) CTRL + F7  
2) CTRL + F10
3) CTRL + F8  
4) CTRL + F9
5) None of these

5.    To Copy a picture of the selected window to the clipboard
1) ALT + TAB  
 2) Ctrl + TAB
3) ALT + Print Screen
4) Both (1) and (2)
5) None of these

6.    .......... is the key to close a selected drop - down list; cancel a comm-and and close a dialog box.
1) TAB  
2) SHIFT
3) ESC  
4) F10
5) None of these

7.    ......... is the key we use to run the selected command.
1) SHIFT  
2) TAB
3) ENTER  
4) CTRL
5) None of these

8.    ............ is the functional key to display save-as box.
1) F5  
2) F6
3) F9  
4) F12
5) None of these

9.    ............ is the combination of keys to switch between the last four places that you have edited
1) ALT + CTRL + Z  
2) ALT + CTRL + Y
3) ALT + TAB + Z  
4) ALT + SHIFT + Z
5) None of these

10.    ............ is the Keyboard shortcut key to insert auto sum
1) ALT  
2) ALT=
3) ALT+  
4) ALT–
5) ALT+CTRL

11.    Data becomes ................ when it is presented in a format that people can understand and use
1) processed  
2) graphs
3) information 
4) presentation
5) None of these

12.    The term ............. designates equipment that might be added to a computer system to enhance its functionality.
1) digital device  
2) system add-on
3) disk pack  
4) peripheral device
5) None of these

13.    A ............ is a microprocessor - based computing device.
1) personal computer
2) mainframe
3) workstation   
4) server
5) None of these

14.    RAM can be thought of as the ......... for the computer's processor
1) factory  
2) operating room
3) waiting room  
4) planning room
5) None of these

15.    Which of the following are the functions of a operating system
1) Allocates resources
 2) Monitors Activities
3) Manages disks and files
4) All of the above
5) Only 1 and 2

16.    To move a copy of file from one computer to another over a communication channel is called ?
1) File transfer  
2) File encryption
3) File modification  
4) File copying
5) None of these

17.    The primary function of the ............ is to set up the hardware and load and start an operating system
1) System Programs  
2) BIOS
3) CP  
4) Memory
5) None of these

18.    What kind of memory is both static and non - volatile ?
1) RAM  
2) ROM
3) BIOS  
4) CACHE
5) 5) None of these

19.    .......... is computer software designed to operate the computer hardware and to provide platform for running application software
1) Application software
2) System software
3) Software  
4) Operating system
5) None of these

20.    The ......... is the amount of data that a storage device can move from the storage medium to the Computer per second
1) data migration rate  
2) data digitizing rate
3) data transfer rate
4) data access rate
5) None of these

21.    A device, which is not connected to CPU, is called as .......
1) land-line device  
2) On-line device
3) Off-line device  
4) Device
5) None of the above

22.    What is the other name for programmed chip?
1) RAM 
2) ROM
3) LSIC  
4) PROM
5) None of these

23.    On-line real time systems become popular in ........... generation
1) First Generation  
2) Second Generation
3) Third Generation  
4) FOurth Generation
5) None of thes

24.    You use a(n) ....., such as a keyboard or mouse, to input information
1) output device  
2) input device
3) storage device  
4) processing device
5) None of these

25.    ............ is the ability of a device to "jump" directly to the requested data
1) Sequential access
2) Random access
3) Quick access  
4) All of the above
5) None of these

26.    ............ provides process and memory management services that allow two or more tasks, jobs, or programs to run simultaneously
1) Multitasking  
2) Multithreading
3) Multiprocessing  
4) Multicoputing
5) None of these

27.    The task of performing operations like arithmetic and logical operations is called ......
1) Processing  
2) Storing
3) Editing  
4) Sorting
5) None of these

28.    The ALU and Control Unit joinly known as
1) RAM  
2) ROM
3) CPU  
4) PC
5) None of these

29.    RAM is an example of
1) Secondary memory
2) Primary memory
3) Main memory      
4) Both (1) and (2)
5) None of these

30.    Magnetic disk is an example of
1) Secondary memory
2) Primary meory
3) Main memory     
4) Botha (1) and (2)
5) None of these

31.    Which one of the following is NOT a computer language /
1) MS-Excel  
2) BASIC
3) COBOL  
4) C++
5) None of these

32.    Each memory cell has a unique number, assigned to it is called as the ....... of the cell
1) Address   
2) Register
3) Number  
4) Path
5) None of these

33.    RAm is also called as
1) Read / Write Memory
2) Long Memory
3) Permanent Memory
4) Primary Memory
5) None of these

34.    ............ Store data or information temporarily and pass it on as directed by the control unit
1) Address  
2) Register
3) Number  
4) Memory
5) None of these

35.    Select the Odd one
1) Operating system  
2) Interpreter
3) Compiler  
4) Assembler
5) None of these

36.    A ............ is an additional set of commands that the computer displays after you make a selection from the main menu
1) dialog box  
2) submenu
3) menu selection  
4) All of the above
5) None of these

37.    COBOL is an acronym for .............
1) Common Business Oriented Language
2) Computer Business Oriented Language
3) Common Business Operated Language
4) Common Business Organized Language
5) None of these

38.    All of the following are examples of real security and privacy risks EXCEPT
1) hackers  
2) Spam
3) viruses  
4) identity theft
5) None of these

39.    Which of the following is NOT one of the four major data processing functions of a computer?
1) gathering data
2) processing data into information
3) analyzing the data or information
4) storing the data or information
5) None of these

40.    All of the following are examples of storage devices EXCEPT :
1) hard disk drives  
2) printers
3) floppy disk drives  
4) CD drives  
5) Pen drives

41.    The CPU and memory are located on the :
1) expansion board  
2) motherboard
3) storage device  
4) output device
5) display board

42.    .............. is the science that attempts to produce machines that display the same type of intelligence that humans do
1) Nanoscience  
2) Nanotechnology
3) Simulation
4) Aritificial intelligence (Al)
5) None of these

43.    Servers are computers that provide resources to other computers connected to a :
1) networkd  
2) mainframe
3) supercomputer  
4) client
5) internet

44.    When creating a computer program, the ......... designs the structure of the program
1) End user  
2) System Analyst
3) Programmer  
4) All of the above
5) None of these

45.    A computer program that converts an entire program into machine language at one time is called a/ an
1) interpreter  
2) simulator
3) characters  
4) numbers
5) None of these

46.    Computers process data into information by working exclusively with :
1) multimedia  
2) words
3) characters  
4) numbers
5) None of these

47.    The difference between people with access to computers and the Internet and those without this access is known as the :
1) digital divide  
2) Internet divide
3) Web divide  
4) broadband divide
5) None of these

48.    Computers manipulate data in many ways, and this manipulation is calld ......
1) upgrading  
2) processing
3) batching  
4) utilizing
5) None of these

49.    The ability to recover and read deleted or damaged files from a criminal's computer is an example of a law enforcement speciality called:
1) robotics     
2) simulation
3) computer forensics  
4) animation
5) None of these

50.    Where does most data go first with in a computer memory hierarchy ?
1) RAM  
2) ROM
3) BIOS  
4) CACHE
5) None of these

ANSWERS:
    1) 1    2) 2    3) 4    4) 2    5) 3    6) 3        7) 3    8) 4    9) 1    10) 2  
11) 3    12) 4    13) 1    14) 3    15) 4    16) 1    17) 2    18) 2        19) 2  
20) 3    21) 3    22) 2    23) 3    24) 2        25) 2    26) 1    27) 1    28) 3    29) 2    30) 1     
31) 1    32) 1    33) 1    34) 2    35) 1    36) 1   37) 1    38) 2    39) 3    40) 2  
41) 2    42) 4    43) 2    44) 2    45) 3    46) 4    47) 1    48) 2        49) 3    50) 1

IBPS GENERAL AWARENESS PRACTICE QUESTIONS

1. Which of the following bodies tightened the norms for foreign exchange risk cover in India mentioning that only companies with a networth of Rs 200 crore can use derivatives to hedge against risk of volatility in currency rates?
a. IMF
b. Reserve Bank of India
c. SEBI
d. Union Ministry of Finance
Ans: b
2. Which body in India finally provided tax exemption on the 9.5 per cent interest income on PF deposits for 2010-11?
a. Reserve Bank of India
b. Income Tax Department
c. Employees’ Provident Fund Organisation
d. Corporate Affairs Ministry
Ans: b
3. (1) The report on Customer Service in Banks by a committee chaired by M. Damodaran, former Chairman of the Securities and Exchange Board of India (SEBI) that was released on 3 July 2011 recommended an increased deposit insurance cover of Rs.5 lakh so as to encourage individuals to keep all their deposits in banks.
(2) The panel also suggested blocking of lost ATM cards through SMS and immediate restoration of funds in case of non-dispensation of cash at an ATM within 5 working days.
Which of the above is not true?
a. Only 1
b. Only 2
c. Both 1 & 2
d. None of the above
Ans: b
4. The Reserve Bank of India (RBI) in a bid to tame inflationary pressure hiked the short-term indicative policy rate (repo rate) by 50 basis points on 26 July 2011. The repo rate currently stands at what percentage?
a. 7%
b. 7.5%
c. 8%
d. 8.5%
Ans: c
5. Which bank posted a 99 per cent drop in net profit at Rs 21 crore for the fourth quarter ended 31 March 2011 against Rs 1867 crore during the corresponding period in 2010?
a. Indian Overseas Bank
b. State Bank of India
c. Bank of India
d. United Bank of India
Ans: b
6. Who did global payments processing company MasterCard appoint as the General Manager, South Asia and Country President, India?
a. T. V. Seshadri
b. Vicky Bindra
c. Tunde Lemo
d. Ajay Banga
Ans: a
7. Government of India on 19 July 2011 appointed Usha Ananthasubramanian, former general manager of Bank of Baroda (BoB) as executive director of which public sector lender?
a. Central Bank of India
b. Punjab National Bank
c. United Bank of India
d. Gramin Bank
Ans: b
8. Name the public sector lender that selected Metlife as its partner for a proposed foray into the life insurance segment.
a. Syndicate Bank
b. Punjab National Bank
c. Corporation Bank
d. United Bank of India
Ans: b
9. Which bank signed a memorandum of understanding with Dewan Housing Finance Corporation (DHFL) under which DHFL will distribute home loans to Yes Bank's customers?
a. Canara Bank
b. ABN Amro bank
c. Yes Bank
d. HSBC
Ans: c
10. Which life insurance company in India launched a new non-linked health insurance plan, Jeevan Arogya?
a. HDFC Standard Life Insurance Co. Ltd
b. Life Insurance Corporation of India
c. IDBI Fortis Life Insurance Company Ltd.
d. SBI Life Insurance Co. Ltd
Ans: b
11. Which of the following public sector banks in November 2011 froze its lending to the power sector?
a. State Bank of India
b. Allahabad Bank
c. Punjab National Bank
d. United Bank of India
Ans: b
12. Which Indian bank on 10 May 2011 raised benchmark prime lending rate 75 basis points to 14% following raising of interest rates by RBI by basis points on 3 May 2011?
a. State Bank of India
b. Union Bank
c. Punjab National Bank
d. Bank of Baroda
Ans: a
13. The Reserve Bank of India on 26 April 2011 fined 19 banks, including the country's top private and foreign banks for violating its guidelines on derivatives. Which is the only public sector bank on the list of banks to be fined?
a. State bank of India
b. Punjab National Bank
c. Bank of India
d. Indian Bank
Ans: a
14. The Reserve Bank of India on 25 August 2011 released its Annual Report for 2010-11. Which of the following was not discussed in the Annual Report the Central Board of the RBI?
a. assessment of the macroeconomic performance during 2010-11
b. prospects for 2011-12
c. working and operations of the Reserve Bank and its financial accounts
d. role of regulatory bodies in controlling the financial markets
Ans: d
15. Reserve Bank of India (RBI) panel headed by headed by Usha Thorat, Director, Centre for Advanced Financial Research and Learning (CAFRAL) on 29 August 2011 came up with suggestion on non-banking finance company (NBFC). Which of the following related to this statement is not true?
1. The panel suggested the central bank to insist on a minimum asset size of more than Rs.25 crore for registering any new non-banking finance company (NBFC)
2. Transfer of shareholding, direct or indirect, of 25 per cent and above, change in control, merger or acquisition of any registered NBFC will require prior approval of the Reserve Bank.
3. Tier-I capital for capital to risk weighted assets ratio (CRAR) purposes would be specified at 12 per cent to be achieved in three years for all registered deposit-taking and non-deposit-taking NBFCs.
4. NBFCs would be subject to regulations similar to banks while lending to stock brokers and merchant banks and similar to stock brokers, as specified by the Securities and Exchange Board of India (SEBI)
a. 1 & 4
b. 2 & 4
c. Only 4
d. Only 1
Ans: d
16. Which Indian PSU bank in tune with its plans to expand its retail division in the UK entered the mortgage market in the country for the first time?
a. Punjab National Bank
b. Oriental Bank of Commerce
c. State bank of India
d. Indian Overseas Bank
Ans: c
17. Which of the following banks set up two loan processing centres for the small and medium enterprise (SME) segment on a pilot basis in Bangalore & in New Delhi in September 2011?
a. Corp Bank
b. United Bank of India
c. Syndicate Bank
d. Bank of Baroda
Ans: c
18. The government suspended M Ramadoss for alleged violations in issuing insurance cover to an airline during his stint as head of another state-run insurer. To which insurance group did he belong to?
a. New India Assurance
b. LIC
c. GIC
d. ICICI Insurance
Ans: a
19. Which of the following banks in early May 2011 entered into a tie-up with non-banking finance companies such as Future Capital, Bajaj Finance, and Reliance Capital to grow its retail portfolio?
a. Central Bank of India
b. State Bank of India
c. Bank of India
d. HDFC Bank
Ans: a
20. Which are the two Gujarat-based cooperative sector lenders on which Reserve bank of India imposed a financial penalty of Rs 1 lakh each for violation of various rules, including anti-money laundering guidelines?
1. Shree MahalaxmiMercantile Co-operative Bank
2. Rander People's Co-operative Bank
3. Abad District Co Op Bank
4. Ahd Mercantile Co-Op Bank Ltd
a. 1 & 2
b. 2 & 3
c. 1 & 4
d. 3 & 4
Ans: (a)

New Schedule for IBPS CWE Clerical Cadre Written Examination 2011

IBPS has scheduled three new dates for Common Written Examination (CWE) for Clerical Cadre. The exam will now be held on three dates namely 27 November 2011, 4 December 2011, and 11 December 2011. Prior to this, the CWE exam for clerical cadre was scheduled on 27 November 2011 only.

CLICK HERE to know more.

Moreover, IBPS has allotted centre other than the one opted by some candidates due to non-availability of adequate number of venues. The information about the exam date and allotted centre has been sent to the eligible candidates along with their call letter by e-mail (which they had used for registration).

SBI Associate Banks Probationary Officers Exam., 2011

General Awareness, Marketing and Computers

(Exam Held on 7-8-2011)

1. A major Public Sector Bank raised interest rates on loans by 25 basis points–was news in some major financial newspapers recently. This means bank has raised interest by 25 basis points of–
(A) Savings Bank Interest Rate
(B) Base Lending Rate
(C) Repo Rates
(D) Present Rates on Deposits
(E) Discounted Rates of Interest
Ans : (B)

2. The Finance Minister of India in one of his press conferences said that inflationary pressure is likely to continue following recent increase in rates of some commodities in international markets. Which of the following commodities was he referring to as it gets frequent increase at international levels and disturbs our Home Economy substantially ?
(A) Gold and Silver
(B) Petroleum products
(C) Tea and Coffee
(D) Sugar
(E) Jute and Jute products
Ans : (B)

3. Immediately prior to change in the measure of Food Inflation, which of the following indexes was being used for measuring it?
(A) Wholesale Price Index
(B) Consumer Price Index
(C) Interest Rates offered by banks on deposits
(D) Sensex and Nifty
(E) None of these
Ans : (B)


4. What is the full form of 'FINO' a term we see frequently in financial newspapers ?
(A) Financial Investment Network and Operations
(B) Farmer's Investment in National Organisation
(C) Farmers Inclusion News and Operations
(D) Financial Inclusion Network and Operations
(E) None of these
Ans : (E)

5. Which of the following is / are commodity/ies on which subsidy is given to farmers / poor in India ?
1. Fertilizer
2. Kerosene
3. LPG
(A) Only1
(B) Only 2
(C) Only 3
(D) Only 1 and 3
(E) All 1, 2 and 3
Ans : (E)

6. 'Bhagyam Oilfields' which were recently in news are located in which of the following states in India ?
(A) Rajasthan
(B) Gujarat
(C) Assam
(D) Maharashtra
(E) Karnataka
Ans : (A)

7. The Finance Minister of India recently decided to review the position of 'Bad Debts' in priority sector. Which of the following is/are the reason(s) owing to which PM took this decision ?
1. Bad Debt in agriculture is still rising substantially every year despite special treatment to it.
2. Bad Debt in other areas of priority sector is almost nil now,
3. Govt. is planning to disburse another installment of Rs. 1,60,000 crore which will bring 'Bad Debts' almost at 'Nil level' and no special treatment will be needed in next fiscal year.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3
Ans : (E)

8. Which amongst the following countries is not a member of the TAPI pipe line project, which was in news recently ?
(A) India
(B) Afghanistan
(C) Portugal
(D) Pakistan
(E) Turkmenistan
Ans : (C)

9. An agreement on Arms Reduction popularly known as 'START' is one of the major issues in the way of smooth relations between which of the following two countries ?
(A) India–Pakistan
(B) India–China
(C) China–Japan
(D) USA–Russia
(E) Russia–Iran
Ans : (D)

10. The International WWW Conference-2011 was organized in which of the following places in March 2011 ?
(A) London
(B) Paris
(C) Vienna
(D) Manila
(E) Hyderabad
Ans : (E)

11. Which of the following international agencies/ organizations had initiated an "International Convention for the 'Protection of All Persons from Enforced Disappearance' , which came into effect recently ?
(A) World Health Organisation (WHO)
(B) International Court of Justice
(C) International Maritime Organisation
(D) International Atomic Energy Agency
(E) United Nations organization
Ans : (E)

12. 'BRIC' which was the Organisation of 4 nations namely Brazil, Russia, India and China has now become 'BRICS'. Which is the fifth nation included in it ?
(A) South Korea
(B) Sp Lanka
(C) Singapore
(D) Spain
(E) South Africa
Ans : (E)

13. The process of acquisition of agricultural land and its compensation to farmers recently came up as a major issue in which of the following states ? (It also created law and order problem in the State)
(A) Haryana
(B) Gujarat
(C) Uttar Pradesh
(D) Rajasthan
(E) Punjab
Ans : (C)

14. What does the letter 'L' denote in term 'LAF' as referred every now and then in relation to monetary policy of the RBI ?
(A) Liquidity
(B) Liability
(C) Leveraged
(D) Longitudinal
(E) Linear
Ans : (A)

15. BP Pic which was in news recently is a major international company in field of–
(A) Heavy Machinery
(B) Oil exploration and processing
(C) Atomic Energy
(D) Information Technology
(E) None of these
Ans : (B)

16. Who amongst the following has been appointed as the new coach of the Indian Cricket team for a period of two years ?
(A) Stuart Law
(B) Allan Border
(C) Gary Kirsten
(D) Duncan Fletcher
(E) Allan Donald
Ans : (D)

17. Why was Kanishtha Dhankhars name in news recently ?
(A) She was crowned Femina Miss India-2011
(B) She was adjudged Best Actress-2010 by Film Fare
(C) She is the new Capital of India's woman cricket team
(D) She is the new Dy. Minister Textile in place of Dayanidhi Maran
(E) None of these
Ans : (A)

18. K. Balachander, who was awarded prestigious Dada Saheb Phalke Award-2010, is basically a/an–
(A) Actor
(B) Director
(C) Photographer
(D) Music Director
(E) Choreographer
Ans : (D)

19. Banks and other financial institutions in India are required to maintain a certain amount of liquid assets like cash, precious metals and other short term securities as a reserve all the time. In Banking World this is known as–
(A) CRR
(B) Fixed Asset
(C) SLR
(D) PLR
(E) None of these
Ans : (A)

20. Which of the following Space agencies recently launched three satellites and placed them into Polar Sun Synchronous Orbit successfully?
(A) NASA
(B) ROSCOSMOS
(C) cnsa
(D) ISRO
(E) JAXA
Ans : (D)

21. As per the decision taken by the Govt. of India recently, "Bamboo is a liberated item now". What does it really mean ?
1. Bamboo, henceforth will be treated as a minor forest produce only.
2. Now villagers are free to sell bamboo in their community forest areas.
3. Gramsabha is given right to issue transport passes to legally transport the produce.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (D)

22. Union Cabinet recently passed a Rs. 7000 crore project to clean-up which of the following rivers in India?
(A) Narmada
(B) Ravi
(C) Ganga
(D) Chambal
(E) Krishna
Ans : (C)

23. As per estimates of the Planning Commission of India the target growth rate of 12th Five Year Plan is set to–
(A) 7 to 8%
(B) 8.0% to 8.5%
(C) 9% to 9.5%
(D) 10 to 10.5%
(E) 11%
Ans : (E)

24. Goodluck Jonathan was recently reelected the President of–
(A) South Africa
(B) Nigeria
(C) Kosovo
(D) Haiti
(E) None of these
Ans : (B)

25. Which of the following schemes is not launched by the Ministry of Rural Development, Govt. of India ?
(A) National Old Age Pension Scheme
(B) National Maternity Benefit Scheme
(C) National Family Benefit Scheme
(D) Mid-Day Meal Scheme
(E) All are launched by Ministry of Rural Development
Ans : (D)

26. Where you are likely to find an embedded operating system ?
(A) on a desktop operating system
(B) on a networked PC
(C) on a network server
(D) on a PDA
(E) on a mainframe
Ans : (D)

27. An online discussion group that allows direct 'live' communication is known as–
(A) Webcrawler
(B) chat group
(C) regional service provider
(D) hyperlink
(E) e-mail
Ans : (B)

28. Which of the following is a program that uses a variety of different approaches to identify and eliminate spam ?
(A) Directory search
(B) Anti-spam program
(C) Web server
(D) Web storefront creation package
(E) Virus
Ans : (B)

29. Connection or link to other documents or Web Pages that contain related information is called–
(A) dial-up
(B) electronic commerce
(C) hyperlink
(D) e-cash
(E) domain name
Ans : (C)

30. Which of the following is a programming language for creating special programs like
applets ?
(A) Java
(B) cable
(C) domain name
(D) Net
(E) COBOL
Ans : (A)

31. The system unit–
(A) coordinates input and output devices
(B) is the container that houses electronic components
(C) is a combination of hardware and software
(D) controls and manipulates data
(E) does the arithmetic operations
Ans : (C)

32. System software–
(A) allows the user to diagnose and troubleshoot the device
(B) is a programming language
(C) is part of a productivity suit
(D) is an optional form of software
(E) helps the computer manage internal resources
Ans : (E)

33. Computer and communication technologies, such as communication links to the Internet that provide help and understanding to the end user is known as–
(A) presentation file
(B) information technology
(C) program
(D) worksheet file
(E) FTP
Ans : (B)

34. Which of the following is contained on chips connected to the system board and is a holding area for data instructions and information ? (processed data waiting to be output to secondary storage)
(A) program
(B) mouse
(C) Internet
(D) memory
(E) modem
Ans : (D)

35. Microsoft's Messenger allows users to–
(A) to bypass a browser to surf the Web
(B) create a blog
(C) communicate via direct live communication
(D) identify and eliminate spam
(E) make graphic presentations
Ans : (C)

36. Portable computer, also known as laptop computer, weighing between 4 and 10 pounds is called–
(A) general-purpose application
(B) Internet
(C) scanner
(D) printer
(E) notebook computer
Ans : (E)

37. The main circuit-board of the system unit is the–
(A) computer program
(B) control unit
(C) motherboard
(D) RAM
(E) None of these
Ans : (C)

38. Which of the following is billionth of a second ?
(A) Gigabyte
(B) Terabyte
(C) Nanosecond
(D) Microsecond
(E) Terasecond
Ans : (C)

39. Online Marketing is the function of which of the following ?
(A) Purchase Section
(B) Production Department
(C) I.T. Department
(D) Designs Section
(E) A collective function of all staff
Ans : (E)

40. Customisation is useful for–
(A) Designing customer specific products
(B) Call centers
(C) Publicity
(D) Motivating the staff
(E) Cold calls
Ans : (A)

41. The key challenge to market driven strategy is–
(A) Selling maximum products
(B) Employing maximum DSAs
(C) Delivering superior value to customers
(D) Being rigid to changes
(E) Adopting short term vision
Ans : (C)

42. Effective Selling skills depends on–
(A) Size of the sales teams
(B) Age of the sales teams
(C) Peerstrength
(D) Knowledge level of the sales team
(E) Educational level of the sales team
Ans : (C)

43. Generation of sales leads can be improved by–
(A) Being very talkative
(B) Increasing personal and professional contacts
(C) Being passive
(D) Engaging Recovery Agents
(E) Product designs
Ans : (B)

44. A Market Plan is–
(A) Performance Appraisal of marketing staff
(B) Company Prospectus
(C) Documented marketing strategies
(D) Business targets
(E) Call centre
Ans : (C)

45. Marketing channels mean–
(A) Delivery objects
(B) Sales targets
(C) Delivery outlets
(D) Delivery boys
(E) Sales teams
Ans : (C)

46. Social Marketing means–
(A) Share market prices
(B) Marketing by the entire society
(C) Internet Marketing
(D) Marketing for a social cause
(E) Society bye-laws
Ans : (D)

47. Service Marketing is the same as–
(A) Internet Marketing
(8) Telemarketing
(C) Internal Marketing
(D) Relationship Marketing
(E) Transaction Marketing
Ans : (D)

48. Market driven strategies include–
(A) Identifying problems
(8) Planning marketing tactics of peers
(C) Positioning the Organisation and its brands in the market place
(D) Internal marketing
(E) Selling old products
Ans : (C)

49. Innovation in marketing is same as–
(A) Motivation
(8) Perspiration
(C) Aspiration
(D) Creativity
(E) Teamwork
Ans : (D)

50. Personal Loans can be canvassed among–
(A) Salaried persons
(8) Pensioners
(C) Foreign Nationals
(D) NRI customers
(E) Non-customers
Ans : (A)

GENERAL AWARENESS MODEL QUESTIONS

1. 1. According to the new draft of guidelines released by RBI for licensing of new bank in the private sector, what will be the minimum capital requirement for a wholly owned, non-operative holding company be allowed to open a bank in India?
     a) Rs 300 crore
     b) Rs 500 crore
     c) Rs 700 crore
     d) Rs 400 crore
     e) None of the above
2.  2.The Mid-Quarter review of Monetary Policy of RBI took place on September 16, 2011. Which of the following is true about the same?
     A) Benchmark Repo Rate hiked by 25 basis points (bps) to 8.25%
     B) The modal base rate of banks rose to 10.75 % in August from 10.25 % in July.
     C) Liquidity has remained in deficit, consistent with the stance of monetary policy.
      a)  Only (A)      b) Only (B)      c) Only(C)    d) Both (A) & (B)     e) All (A), (B) &(C)
3.  3.Recently, India took over the Presidency of which of the following Intergovernmental Group of countries after a gap of 28 years?
     a) G-8
     b) G-20
     c) G-24
     d) D-8
     e) None of these
4. 4.  What is the name of China’s maiden unmanned space lab which successfully putr into orbit by the Chinese space agency CNSA in September 2011?
     a) Shenzhou
     b) Chengdu
     c) Dong Feng
     d) Tiangong
     e) None of the above
5.  5.In the wake of the 57 rail accidents witnessed this year, the Railway Ministry has set up a high-level safety review committee to look into the signalling systems, rolling stock, fixed structures and other safety measures in the rail research establishments. Who is appointed as head of this committee?
     a) Sanjay Dhande
     b) Anil Kakodkar
     c) E. Sreedharan
     d) N. Vedachalam
     e) G.P. Srivastava
6.  6. Which of the following countries has granted its women citizens the right to vote and contest in elections for the first time in history?
     a) Iran
     b) Tajikistan
     c) Afghanistan
     d) Uzbekistan
     e) Saudi Arabia
7. 7. Which of the following Indian States recently announced the launch of  project named ‘Project Panther’ which envisaged on the lines of ‘Project Tiger’ in its protected wildlife sanctuaries?
     a) Rajasthan
     b) Uttar Pradesh
     c) Andhra Pradesh
     d) Madhya Pradesh
     e) Maharashtra
8. 8.  Dr Anil Kakodkar Committee constituted by the government in October 2009 to suggest measures for making all the Indian Institute of Technology (IIT) world class institutions had submitted its report to Union HRD Minister Kapil Sibal in May 2011.Which of the following recommendations is NOT true in this context?
     A) The tuition fees of IITs should be between Rs 3-3.5 lakh per year per student.
     B) IITs should raise the money to run undergraduate courses entirely through tuition fees
          and not depend on grants.
     C) Scale up PhD students from less than 1000 PhD graduates per year today to 10,000
          PhD graduates by 2020-25 from about 20 IITs.
     a) Only (A)     b) only (B)        c) Only (C)       d) Both (B) & (C)        e) Both (A) & (B)
9.  9. Chandrasekhar Kambar has recently been chosen for 46th Jnanpith Award for the year 2010. He is renowned
     a) Hindi author
     b) Malayalam poet
     c) Kannada author
     d) Bengali writer
     e) None of the above
10. 10. Bhuwan Chandra Khanduri became the new Chief Minister of which of following Indian States?
      a) Uttranchal   
      b) Jharkhand
      c) Karanatka
      d) Uttarakhand
      e) Maharashtra
11.11. Supreme Court, the apex court in India at present has a sanctioned strength of _______ judges including the Chief Justice of India.   
      a) 26
      b) 27
      c) 29
      d) 30
      e) 31
12. 12. The finals of the first Asian Men’s Hockey Champions Trophy played in September 2011 in Ordos, China was won by
      a) China
      b) India
      c) Pakistan
      d) Malaysia
      d) South Korea
13.13. Why was Justice Fakkir Mohamed Ibrahim Kalifulla recently in news?
      a) He has taken over as the Chief Justice of the J&K High Court
      b) He has taken over as the Chief Justice of the Jharkhand High Court.
      c) He has become a judge in the Supreme Court of India
      d) He is the new chairperson of Gujarat State Human Rights Commission
      e) None of the above
14. 14. ‘Google+’, a new social networking service launched by Google Inc. on June 28, 2011 is a combination of
      a) Google News and Google Orkut
      b) Google Orkut and Google GMail
      c) Google Profiles and Google Buzz
      d) Google Wallet and Google Buzz
      d) None of the above
15. 15. Which of the following is NOT of the same category?
      a) IDEA
      b) AIRTEL
      c) TATA
      d) BSNL
     e) AIRCEL

16. 16. What is the full form of IMEI, a unique serial number which identifies the mobile1 handset?
      a) Internet Mobile Equipment Identity
      b) International Manufacturing Entity Identity
      c) International Mobile Equipment Identity
      d) International Mobile Encrypted Identity
      e) None of the above
17. 17. The 2004 Nobel Peace Prize winner, Wangari Maathai who died on Sept. 25, 2011, belonged to
      a) Japan   
      b) Kenya
      c) South Korea
      d) North Korea
      e) Malaysia
18. 18. Loan for fish rearing is covered under Priority Sector as _________ advances.
      a) Direct Agriculture
      b) Indirect Agriculture
      c) Self Employment Scheme
      d) Allied to Indirect Agriculture
      e) None of these
19. 19. Which one of the following is NOT an example of indirect tax?
      a) Sale tax
      b) Excise duty
      c) Custom duty
      d) Service tax
      e) Expenditure tax
20.20. Small service providers whose turnover is less than ________per annum are exempt from service tax in India.
      a) Rs 4 lakhs
      b) Rs 6 lakhs
      c) Rs 8 lakhs
      d) Rs 10 lakhs
      e) None of these