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Thursday, September 27, 2012


1) As per RBI DATA Which of the following is about accounts Indian women in Banks? 
1. Indian Women in rural areas held more bank accounts when compared to women in semi - urban, urban and metropolitan areas

 2. A total of 5.25 crore accounts had been opened by rural women.
 3. Women in semi-urban areas held Rs 4.47 crore accounts while metropolitan women had opened Rs 3.98 crore accounts
4. All the above

2) In which of the following state women having more number of accounts? 
1. Andhra Pradesh

2. Madhya Pradesh
3. Uttar Pradesh

4. Maharashtra

3) In which of the following states cash is held most in bank accounts?  
1. Maharashtra

2. Uttar Pradesh
 3. Gujarat
4. Andhra Pradesh

4) According to Union Commerce Ministry in the month of May, the exports slipped by? 
1. 4.14%

2. 4.16%
 3. 4.18%
4. 5.21

5) The trade deficit in May 2012 was? 
1. $16.3 billion

2. $18.9billion
 3. $21.24 billion
4. None of these

6) The target set by Union Government in its recent Trade Policy in the 2012-13 fiscal year, regarding exports? 
1. 21%

2. 19%
 3. 20%
4. 24%

7) According to Reserve Bank of India the amount in unclaimed bank accounts are more than ..... in rupees ? 
1. 2,100 crore

2. 2,400 crore
 3. 1800 crore
4.2700 crore

8) The highest amount of unclaimed deposits has been reported by ? 
1. State Bank of India

2. Punjab National Bank
3. Syndicate bank
4. Canara Bank


1. Which of the following types of accounts are known as “demat accounts”?
A) accounts which are zero balance accounts
B) accounts which are opened to facilitated repayment of a loan taken from the bank. No other business can be conducted from there
C) accounts in which share of various companies are traded in electronic form
D) accounts which are operated through internet banking facility
E) None of these

2. Kaushik Basu has been appointed as the chief economist of ....
A) World bank B) IMF
C) Asian Development Bank
D) Asian Development Bank Institute
E) None of these

3. P V Sindhu who was in news recently is a ....
A) Badminton Player
B) Tennis Player
C) Chess Player
D) Table Tennis Player
E) None of these

4. Which among the following city is the host for 13th International conference on Mobility and transport for elderly and disabled persons (Transed ) 2012?
A) New Delhi
B) Mumbai
C) Kolkatta
D) Hyderabad
E) None of these

5. Recently in which of the following country, the ‘Senahiya’ military hospital was inaugurated by Indian Defence Minister AK Antony ?
A) Japan
B) Bhutan
C) Nepal
D) Maldives
E) None of these

6. A term loan is classified as a non-performing asset, if interest or installment is overdue for period exceeding how many days?
A) 90
B) 91
C) 180
D) 182
E) None of these

7. Which of the following is an interest bearing demand deposit?
A) Time Deposit
B) Re-investment deposits
C) Cash Certificates
D) Savings Bank account
E) None of these

8. Ideal Credit deposit ratio for a bank is -
A) 60%
B) 40%
C) 90%
D) 30%
E) None of these

 9. Which among the following ministry conducts Census in India ?
A) Home affairs
B) Human Resource Development
C) Planning Commission
D) Statistics and Planning
E) None of these

Wednesday, September 26, 2012

Punjab National Bank Single Window Operator Recruitment

Punjab National Bank invited online applications for filling up 2985 posts of Single Window Operator (SWO) - A in Clerical Cadre. Candidates who have taken the Common Written Examination (CWE) for recruitment in Clerical Cadre conducted by IBPS in November–December 2011 and have a valid Score card issued by IBPS are eligible to apply.

Name of the post: Single Window Operator (SWO) - A

No. of. Vacancies: 2985

Age Limit: Not less than 20 years and not more than 30 years (as reckoned on 01/08/2011).  

Educational Qualification:
•    Graduate in any discipline with 50% marks OR equivalent qualification from a University/Institute recognized by the Government of India. (No minimum marks limit for for SC/ST/EXSM/PC Candidates).
•    Working knowledge of MS Office.

How to Apply:  The candidates must apply online only. No other means/mode is permitted.

For applying online, candidates should log onto the Bank’s website and visit ‘Recruitment’section. Click ‘apply online’ and fill in the application form carefully. On-Line applications are to be processed by a computerized system so, it is necessary that the application is properly and completely filled in/submitted. The transaction Id provided by the PNB Branch, after deposit of fee, should also be quoted in the application form.    
Candidates should keep a printout of the duly submitted online application. The same is to be submitted along with the Original Cash voucher and the interview call letter at the time of Personal Interview, if called for.

Selection Procedure: Selection would be done on the basis of candidates performance in CWE. The Bank reserves the right to change the selection procedure, if necessary.
Depending on the number of vacancies, the Bank reserves the right to call only those candidates for Personal Interview to assess their suitability for the post, who have sufficiently high IBPS score in the stipulated CWE.
Candidates have to obtain minimum 40 marks, of the total 100 marks, to qualify in the Personal Interview.
The centres where interview will be conducted and the address of the venue will be advised through call letters and /or by way of notice on the Bank’s website. Request for change of Centre of Personal Interview will NOT be entertained.Communication with regard to date/venue of interview may also be sent on the email ID/mobile. (No communication/intimation will be sent by post.)

Important Dates:
•    Opening date for online registration:   26 September 2012
•    Last date for online registration:          10 October 2012  
•    Opening Date for Fee deposit:            26 September 2012
•    Last date for Fee deposit:                  10 October 2012

For complete notification click here

To apply on-line visit Bank’s website

Tuesday, September 25, 2012


1. Effective from September 22, 2012 what is the Cash Reserve Ratio (CRR)?
1) 4%
2) 4.75%
3) 4.5%
4) 4.25%
5) 5%

2. Which Russian city hosted the 24th Summit of the Asia-Pacific Economic Cooperation (APEC) in September 2012?
1) Yekaterinburg
2) Vladivostok
3) Moscow
4) Novosibirsk
5) Saint Petersburg

3. Who was named One Day International Cricketer of the Year at the ICC awards in September 2012?
1) Hashim Amla
2) Michael Clarke
3) Virat Kohli
4) Sunil Narine
5) Kumar Sangakkara

4. Christopher Stevens was killed during an armed mob attack in Benghazi in September 2012. He was the ambassador of the United States to which of the following countries?
1) Iran
2) Iraq
3) Egypt
4) Libya
5) Afghanistan

5. Which of the following state-ments about the IIFA Awards is not correct?
1) The 13th International Indian Film Academy(IIFA) Awards ceremony was held on June 9, 2012 in Singapore.
2) Ranbir Kapoor bagged the Best Actor award for his role in Rockstar.
3) Vidya Balan was named the Best Actress for her role in 'Kahaani'.
4) 'Zindagi Na Milegi Dobara' (ZNMD) won the Best Picture award.
5) Zoya Akhtar won the Best Director award for ZNMD.

6. Pakistan's Chief Justice Iftikhar Chaudhry and which of the following Indians have been awarded the prestigious Intern-ational Jurists Award 2012?
1) Salman Khurshid
2) Sonia Gandhi
3) Mulayam Singh Yadav
4) Justice S.H. Kapadia
5) None of these

7. Charles Taylor received a 50-year-jail term recently for aiding and abetting crimes against humanity by a UN-backed war crimes court. He is the former President of which of the following African countries?
1) Rwanda
2) Liberia
3) Uganda
4) Sierra Leone
5) Gambia

Monday, September 24, 2012


1. Which of the following is most essential for effective multimedia presentations incorporates user participation or ....
1) Links
2) Buttons
3) Interactivity
4) Integration
5) None

2. Most of the websites have moving graphics, which are called as:
1) animations
2) vectors
3) links
4) morphs
5) None

3. Which of the following is the term used to enlarge a window to its maximum area so that it fills the entire desktop?
1) Maximize
2) Zoom
3) Enlarge
4) Extend
5) None of these

4. Microsoft Windows and Apple Mac are widely used Operating systems in today's world. Which of the following feature makes them so popular?
1) Multitasking Capacity
2) Calligraphy
3) User-friendly GUI
4) Being Inexpensive
5) None of these

5. Physical components of a computer are called:
1) Hardware
2) Software
3) Viruses
4) Internet
5) None of these

6. Which of the following is an object oriented feature:
1) Structured Programming
2) Multi-Tasking
3) Linking
4) Inheritance
5) None of these

7. In Windows XP, which of the following views is the best to see the file size and modified dates of all files in a folder.
1) List
2) Icon
3) Thumbnails
4) Details
5) None of these

Friday, September 21, 2012


1. The limit of overseas investment in government bonds/securities has been raised from $15 billion to
a) $20 billion 

b) $25 billion
c) $30 billion 

d) $35 billion
e) None of the above

2. According to Investment Report 20123 the total FDI inflow in India in 2011 stood at
a) $67 billion 

b) $87 billion
c) $52 billion 

d) $78 billion
e) None of the above

3. According to The Global Competitiveness Report 2011-2012, India ranks at
a) 42nd 

b) 36th 
c) 56th
d) 53rd 

e) 62nd

4. Which country tops the overall rankings in The Global Competitiveness Report 2011-2012?
a) Sweden 

b) Singapore
c) Netherland 

d) Switzerland
e) None of the above

5. The World Bank Group have entered into an agreement with which among the following industrial bodies to establish the India Wildlife Business Council (IWBC) to promote tiger and biodiversity conservation for sustainable development?
a) Industrial Development Bank of India
b) Indian Industries Association
c) Confederation of Indian Industry
d) The Associated Chambers of Commerce and Industry of India
e) None of the above

6. The country’s first indigenously designed microwave imaging satellite, Radar Imaging Satellite (RISAT-1) was launched by Indian Space Research Organisation on April 26, 2012. Which of the following statments about RISAT-1 is/are correct?
1 The Polar Satellite Launch Vehicle, PSLV C-19 was used to launch RISAT-1.
2 It has cloud penetrating capability and can imaging even without sunlight.
3 The RISAT-1 is an advanced C-band Synthetic Aperture Radar Satellite working in 5.35 Giga Hertz frequency.
4 It was launched from Sriharikota located in Rajasthan.
a) 1 and 2 only 

b) 2 and 3 only
c) 1, 2and 3 only 

d) 1, 3 and 4 only
e) All 1, 2, 3 and 4

7. Who among the following has been appointed as chairman of Expert Committee on GAAR for examining issues on General Anti-Avoidance Rules (GAAR)?
a) Sudhir Gupta 

b) C. Rangarajan
c) N. Rangachary 

d) Parthasarathi Shome
e) None of the above

8. Which of the followings scheme(s) is/are launched by Ministry of Panchayati Raj (MoPR)?
1 Backward Regions Grant Fund (BRGF)
2 Rashtriya Gram Swaraj Yojana (RGSY)
3 Panchayat Mahila Evam Yuva Shakti Abhiyan (PMEYSA)
a) Only 1 

b) Only 2 
c) Only 3
d) 2 and 3 only 

e) All 1, 2 and 3

9. Name the person who took oath as the 25th Prime Minister of Pakistan recently?
a) Yusuf Raza Gilani
b) Makhdoom Shahbuddin
c) Hina Rabbani Khar
d) Raja Pervaiz Ashraf
e) None of the above

10. Which country became a major non-NATO ally of the United States recently?
a) Japan 

b) Israel
c) Pakistan 

d) Newzeland
e) Afghanistan

Monday, September 10, 2012


Sentence completion exercises
We have seen in detail the KE method which is useful to answer the exercises on sentence completion in our previous session. By recollecting the clues that have been suggested in the last session let us practice some exercises.
1. The villagers ________ the death of their leader by keeping all the shops closed.
a) Consoled
b) avenged
c) mourned
d) protested
Here the answer is (C), 'mourned' because the word in use for expressing sorrow over the death of someone is 'mourn'. This is a matter of usage.

2. While on a routine flight, the aircraft was hit by a missile and ______ into flames
a) Shot
b) burst
c) caught
d) blew
Here the answer is (B), 'burst' because all other words are not in keeping with 'into' and thus they are eliminated at the first stage- structure.

3. Authority _____ when it is not supported by the moral purity of its users.
a) Empowers
b) crumbles
c) prevails
d) waits
The answer is (B), 'crumbles' because other alternatives are eliminated at Stage 2-meaning. 'Empower' is opposite in meaning, 'prevails' is also oppo-site in meaning and 'waits' is not in accord with the meaning. Thus the only choice left is 'crumbles'.

4. He did not register a _________ to the proposal.
a) Dissent
b) disfavor
c) divergence
d) deviation
The answer is (A), 'dissent', because other alternatives may have similar meanings, but 'dissent', is the word in use for showing agreement to an idea or a proposal. So other alternatives are eliminated at Stage 3.

5. No sooner had he entered the room ___ the light went out and everyone started talking loudly.
a) But
b) than
c) if
d) and
The answer is (B). Here the rule of grammar operates.

6. When I saw him through the window _______
a) I have run out to open the door
b) I ran out to open the door
c) I am running out to open the door
d) I should run out to open the door
The answer is (B). Here the rule of tense operates.

7. He congratulated me ________ my success.
a) On
b) for
c) at
d) in
The answer is (A). 'On'. It is a rule of preposition.

8. I prefer drinking Tea ___ Coffee.
a) Than
b) to
c) over
d) as
The answer is (B), 'to' it is rule of preposition.

9. The school festival is always of a very high order because the students have a number of ______ before any performance.
a) Practices
b) exercise
c) rehearsals
d) repetitions
Here the answer is (C), 'rehearsals'. Here the point to remember is common usage, for preparations done beforehand for performances in dance, drama and theatre the word in common usage is 'rehearsal'.

10. I read 'Trojan War' because it was __________ by my friend who said it was very exciting.
a) Recommended
b) exhorted
c) motivated
d) commended
Here the answer is (A), 'recomm-ended'. The word commonly used in such a context is 'recommended'.

11. His German was roughly _____ with my English, so communi-cation was rather difficult.
a) in accordance with
b) at par
c) in time
d) in tune
Here the answer is (B), 'at par'. The correct phrase with the required meaning is 'at par'.

12. I could not _______ what he wanted to say.
a) Make up
b) make out
c) make in
d) make away
Here the correct phrase is 'make out' and thus the answer is (B).

13. A committee has been set up to ________ on the problem of unemployment in this region.
a) Investigate
b) inquire
c) research
d) report
Here the answer can be either 'investigate' or 'report'. Since the connecting word is 'on', the choice will be report.

14. We can't eat this food; it is ____.
a) Rotten
b) old
c) bad
d) rancid
Here the answer is (A), 'rotten', because this word has the required nuance of meaning.

15. Mahatma Gandhi and Jawaharlal Nehru were leaders of the same period; they were _______
a) Contemporary
b) colleague
c) associate
d) co-writers
Here the word 'contemporary' sta-nds for the expression of the same period and thus (A) is the answer.

16. Ramu has been nominated as the person to settle the dispute between the two warring parties; he is the _____
a) Judge
b) advocate
c) arbitrator
d) barrister
Here the answer is (C), 'arbitrator' because this is the substitute word.

17. He has been winning the election, but this time his popularity is on the _________ he may not win this time.
a) Rise
b) wane
c) ascendance
d) increasing
Here the answer is (B), 'wane' as an antonym is required.

18. Do not ________ him; he has done no harm to any of you.
a) Accuse
b) admire
c) discuss
d) refer
Here the answer is (A), 'accuse', as an antonym is required.

19. I ____ him because of his ____ .
a) Love, impertinence
 b) hate, rudeness
c) admire, hypocrisy
d) detest, generosity

Here the answer is (B); in the first option one cannot love because of impoliteness, we love someone for their good quality not for a bad trait, in the same way in option C we cannot admire if one has double stand-ards and in the last option to hate someone because of generosity is not correct so the answer is B.

20. The influence of the environment on man is revealed by an ___ study.
a) Anthropological
b) ecological
c) epigraphic
d) ecumenical
Here the answer is (B). It is a word used to indicate a branch of study.


1. The lawyer was threatened _______ dire consequences.
a) From
b) by
c) with
d) of

2. Richa is not _____ for this kind of job.
a) Cut in
b) cut up
c) cut through
 d) cut out

3. A good teacher-student relationship helps create a _____ and peaceful atmosphere where there is no room for any ______ of educational activity.
a) Harmonious, interruption
b) congenial, development
c) quiet, confusion
 d) delightful, exaggeration

4. It is indeed ______that 65 years after independence, we have failed to ______ a suitable edu-cation or examination system.
a) Bad, produce
b) improper, create
c) sad, evolve
d) objectionable, present

5. The meeting was presided _______ by the President.
a) very
b) upon
c) over
d) on

6. The girl you met yesterday is in class _______.
a) Fifth
b) the five
c) the fifth
d) five

7. The data entry operator is very efficient. He is ____ to his firm.
a) A credit
b) a blessing
c) an asset
d) a boon

8. The soldiers were instructed to _______ restraint and handle the situation peacefully.
a) Control
b) prevent
c) exercise
d) enforce

9. If I _______ a doctor, I would _______ you free.
a) Were, treat
b) am, see
c) was, examine
d) be, advice

10. Not to ______ of milk, even _______ was not there.
a) Talk, bread
b) mention, rice
c) speak, water
d) discuss, tea

11. In ___ of international matters, there is always an element of risk in _____ one might do.
a) View, whichever
b) many, doing
c) defence, wrong
d) case, whatever

12. These essays are intellectually _______ and represent various levels of complexity.
a) Revealing
b) modern
c) superior
d) demanding

13. Anita is ______; she weighs all options before making a decision.
a) Careless
b) bold
c) thoughtful
d) educative

14. The ______ of meat in your refrigerator doesn't necessarily indicate that you are ______.
a) Presence, hungry
b) absence, vegetarian
c) taste, carnivorous
d) amount, herbivorous

15. My Violin teacher dislikes ______ music. For this reason she only teaches ______ music.
a) Traditional, old
b) contemporary, classical
c) modern, popular
d) new, recent

16. Unlike the misleading television documentary, the biography was ____
a) Phony
b) interesting
c) accurate
d) attractive

17. After our team ______ the game, everybody ______.
a) Tied, smiled
b) lost, cheered
c) won, celebrated
d) watched, laughed

18. Mina felt_____; the committee rejected her proposal.
a) Pleased
b) overjoyed
c) miserable
d) delighted

19. The ______ shopkeeper ______ us; we certainly won't buy anything from him again.
a) Sleepy, excited
b) greedy, overcharged
c) generous, welcomed
d) polite, thanked

20. Customer satisfaction and meeting customers' needs are two ______ but ______ goals.
a) Definite, trivial
 b) different, important
c) similar, unimportant
d) analogous, petty

1) c 2) d 3) a 4) c 5) c 6) d 7) c 8) c 9) a 10) c
11) d 12) a 13) c 14) b 15) b 16) c 17) b 18) c 19) b 20) b

Thursday, September 6, 2012

Syndicate Bank Recruitment of 25 Specialist Officers

Syndicate Bank Specialist officer Recruitment 2012-2013 notification issued for 25 vacancies. Eligible and interested IBPS qualified candidates can apply online at from 04-09-2012 and the last date for Online registration is 18-09-2012.

Total Number of Vacancies : 25 Posts

Post Name: Specialist Officer
1. Law Officer: 15 vacancies
2. Rajbhasha Adhikari : 10 vacancies

Application Fee:
General and OBC Candidates needs to pay 100 rupees and for SC/ST/PWD Candidates the application fee is 20 rupees only.Candidates need to download the Challan form at Syndicate Bank official website of

Age Limit:
Candidates,who are applying for Law officer,must have between 21 to 40 years.For Rajbasha Officers vacancies, the age should be between 20 to 35 years as on 01-12-2012
5 years upper age relaxation for SC/ST Candidates
3 years relaxation in upper age for OBC Candidates
10 years for PWD Candidates.

Education Qualifications :
Candidates must have IBPS specialist officer CWE score card with at least Graduation Degree in LAW for LAW officer and Post Graduate Degree with Hindi for Rajbhasha Adhikari vacancies.

Selection Process :
Syndicate bank Selection Process is based on Performance in GD and Final Interview

How to Apply :
1.Login to Andhra bank official website of or go through directly to apply online at
2.Select the Careers link followed by Recruitment
3.Go through at Syndicate Bank Specialist Officers 2012-13
4.Click on Apply online and fill the Online application form by entering the details like challan form and personal information
5.Provide the valid e-mail id and mobile number to get the interview schedule along with call letter
6.Take a print out and submit it while attending the interview

Important Dates :
Starting Date for Online Registration: 04-09–2012
Last Date for Online Registration: 18-09-2012
Dates for Payment of Fee: from 04-09-2012 to 18-09-2012

Download and view Syndicate Bank Specialist officer Recruitment 2012-2013 Notification/advertisement
Click here to Apply online for Syndicate bank recruitment

For More details on Specialist Officer Recruitment by Syndicate Bank 2012-2013  Click here

Sunday, September 2, 2012

Andhra Bank Probationary Officers & Specialist Officers Recruitment

 Andhra Bank invite applications from eligible Candidates for Probationary Officers (PO) & Specialist Officers . Candidates those who have qualified in IBPS CWE PO & Specialist Officers Exam 2012 with Valid IBPS Score card are eligible and need to Apply Online.

Vacancy Details :
Probationary Officers – 400
IT Officers – 40
Rajbasha Officers – 7
HR Officers – 8
Law Officers – 15

Educational Qualifications : Graduate in any Discipline from recognized university.

IBPS Cut Off Marks : Candidates need to get minimum of 24 Marks in each test for General Categories (21 Marks for Reserved Categories)

Application Fee of Rs. 100/- (Rs.20/- for Reserved Categories) to be paid by candidates through the challan downloaded from bank website.

Selection Procedure is based on the Group Discussion or/ Interview. Only Short Listed Candidates will be called for GD/Interview based on the Score in IBPS.

How to Apply:
Candidates should apply Online on or before 15-09-2012.

For further details about the recruitment refer Full Advertisement Notification carefully before applying.

Probationary Officers (PO) Online Application

Specialist Officers Online Application


                 Statements & Conclusions

Directions (1-5): In each of the qu-estion below are three statements followed by two conclusions numbered I and II. You have to take the three given statements to be true even if they seem to be at variance from commonly known facts. Read all the conclusions and then decide which of the given conclusions logically follows from the three statements disregarding commonly known facts.

Give answer (1): if only conclusion I follows.
Give answer (2): if only conclusion II follows.
Give answer (3): if either conclusion I or conclusion II follows.
Give answer (4): if neither conclusion I nor conclusion II follows.
Give answer (5): if both conclusion I and conclusion II follows.
1. Statements:
All jeeps are cars.
All cars are buses.
Some buses are trucks.
I. Some jeeps are trucks.
II. All jeeps are buses.

2. Statements:
Some balls are rackets.
Some rackets are bats.
All bats are nets.
I. No net is a ball.
II. All rackets are nets.

3. Statements:
All computers are printers.
All printers are staplers.
All staplers are scanners.
I. All printers are scanners.
II. Some staplers are computers.

4. Statements:
No drum is guitar.
All guitars are violins.
Some violins are flutes.
I. Some violins are guitars.
II. Some drums are flutes.

5. Statements:
All guns are cannons.
All arrows are cannons.
Some cannons are bows.
I. Some guns are arrows.
II. Some arrows are bows.

Directions (6-10): In each of the question below are three statements followed by two conclusions numbered I and II. You have to take the three given statements to be true ev-en if they seem to be at variance from commonly known facts. Read all conclusions and then decide which of the given conclusions logically follows from the three statements disregarding commonly known facts.
Give answer (1): if only conclusion I follows.
Give answer (2): if only conclusion II follows
Give answer (3): if either conclusion I or conclusion II follows
Give answer (4): if neither conclusion I nor conclusion II follows
Give answer (5): if both conclusion I and conclusion II follows

6. Statements:
All stars are planets.
All planets are moons.
No moon is a sun.
I. All stars are suns.
II. No moon is a star.

7. Statements:
Some computers are keyboards.
Some keyboards are wires.
Some wires are switches.
I. Some computers are switches.
II. Some wires are computers.

8. Statements:
No cap is a hat.
All hats are feathers.
All feathers are papers.
I. All hats are papers.
II. All feathers are caps.

9. Statements:
All nylons are cottons.
All cottons are wools.
Some wools are polyesters.
I. Some cottons are wools.
II. Some wools are nylons.

10. Statements:
All calculators are watches.
All phones are watches.
All watches are televisions.
I. All phones are televisions.
II. Some televisions are calculators.